Professional and Financial Solutions

Empower your people and your business

Businesses face countless risks, from cyberattacks to financial fraud, that can have devastating consequences. Alera Group’s professional and financial solutions provide the tools and coverage your organization needs to proactively protect against these threats, empowering confident leadership and enabling your team to focus on growth.

Boost your competitive advantage

Safeguard your team and your assets against today’s myriad of potential threats. Alera Group crafts customized solutions to ensure your business is prepared to face any challenge.

 

Placeholder image

Cyber and Technology Liability

A cyberattack can threaten your business at its very core. Don't wait for a breach to take action. Our team of cyber liability experts identify coverage gaps, tailor a solution and negotiate competitive pricing to meet your program needs. 

Placeholder image

Directors and Officers Liability

Directors and Officers (D&O) Liability Insurance shields the personal assets of board members and executives from lawsuits initiated by shareholders, suppliers and customers. Moreover, it safeguards your organization by reimbursing legal defense costs when it's directly named in a lawsuit. 

Placeholder image

Employment Practices Liability

Protect your company's reputation and finances by preventing disputes from escalating into lawsuits. Employment Practices Liability Insurance (EPLI) shields your business from employee lawsuits that allege legal rights violations.

Placeholder image

Fiduciary Liability

As a steward of an employee benefits plan, your fiduciary responsibility cannot be taken lightly. Fiduciary Liability Insurance safeguards the individuals or entities who oversee those plans from allegations of mismanagement. 

Placeholder image

Kidnap and Ransom

Today’s world is increasingly unpredictable. Be sure you have coverage in place to protect your team and your organization against financial losses resulting from kidnapping, extortion and ransom demands.

Placeholder image

Surety Bonds

Your surety needs deserve a partner with a competitive edge. Alera Group specializes in surety solutions both domestically and internationally, delivering unique, industry-specific strategies and innovative solutions. Our Surety offerings include:

-License and permit bonds

-U.S. Customs bonds

-Miscellaneous bonds

-Court bonds

-Workers’ compensation bonds

-Performance and payment bonds

-Supply/supply-and-install bonds

-Maintenance/warranty bonds.

Placeholder image

Trade Credit Insurance

Safeguard your company's cash flow and equity against customer payment defaults. Trade Credit Insurance ensures business continuity and protects your bottom line so you can continue to grow your business with confidence.

Placeholder image

Transactional Risk Coverages

Risk is an inherent part of mergers and acquisitions (M&A). Alera Group’s Transactional Risk Insurance helps lower your total risk cost with comprehensive risk support that spans the lifecycle of your M&A deals.

Placeholder image

Find an office or contact us

THOUGHT LEADERSHIP

Insights

Property and Casualty

Affordable Housing Providers Hardest-Hit in Insurance Market for Nonprofits

Adding to significant challenges including labor shortages and reduced funding, nonprofit organizations are experiencing increasing difficulty in securing adequate property and casualty insurance. Premiums are increasing, deductibles are escalating, and the number of carriers willing to engage with nonprofits continues to shrink. These challenges underscore the importance of partnering with an experienced insurance broker who specializes in serving nonprofit organizations.

May 7, 2024

Find out more

Property and Casualty

Say ‘Yes, Chef’ to an Annual Restaurant Insurance Review

Restaurants face various risks, ranging from kitchen fires to cyber attacks. To protect their business, restaurant owners need a comprehensive program of insurance policies to cover exposures.

August 4, 2023

Find out more

Property and Casualty

Insurance for Manufacturers: Cyber Market Improves, Property a Challenge

One industry that insurance companies still largely trust is manufacturing.

July 26, 2023

Find out more

Property and Casualty

The Role of Risk Management in Public Sector Insurance

Public sector organizations increasingly find themselves in an environment of shrinking budgets, staffing shortages, growing hostility and rising inflation.

May 31, 2022

Find out more