The Six Types of OSHA Violations and Their Penalties

May 31, 2018
As conscientious as you and your company may be about federal OSHA compliance and keeping employees safe, you may need to undergo an OSHA inspection. Here are six types of violations you could be cited for: De Minimus These violations do not have a monetary penalty because they do not... Find out more »

Alera Group Appoints Danielle Capilla Director of Compliance, Employee Benefits

DEERFIELD, IL (May 31, 2018) — Alera Group, a national employee benefits, property and casualty, risk management and wealth management firm, appointed Danielle Capilla, JD, as Director of Compliance, Employee Benefits. In her role as Director of Compliance, Employee Benefits, Capilla will... Find out more »

From Data Breaches to Ransomware: How to Avoid Becoming the Victim of a Cybercrime

May 24, 2018
Each time you connect to the Internet, you risk becoming the victim of a cybercrime. It's the price we pay for living in a digital world — whether it's at home, at work, or on your smartphone. According to the Identity Theft Resource Institute, the number of U.S. data breaches in 2016... Find out more »

IRS Releases 2019 HSA Contribution Limits and HDHP Deductible and Out-of-Pocket Limits

May 22, 2018
In Rev. Proc. 2018-30, the IRS released the inflation adjusted amounts for 2019 relevant to HSAs and high deductible health plans (HDHPs).  The table below summarizes those adjustments and other applicable limits.   2019 2018 Change Annual HSA Contribution Limit (employer... Find out more »

5 Things Employers Need to Know about Domestic Partnerships and Benefit Offerings

May 18, 2018
With the rise in healthcare costs and increase in healthcare legislation, employers are faced with difficult decisions when it comes to their benefit offerings.  Depending on the family demographics of an organization, offering benefits to domestic partners can be a way to promote a culture of... Find out more »

Legal Alert: Agencies Issue Guidance on Mental Health Parity Issues, Signal Enhanced Enforcement

May 17, 2018
On April 23, 2018, the Departments of Labor, Treasury, and Health and Human Services released several pieces of guidance on issues arising under the Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA), including 2017 enforcement actions, guidance on mental health parity implementation,... Find out more »

Reference-Based Pricing — A New Way of Paying Health Care Providers

Many small employers are turning to self-funding to provide economical group health benefits to employees. A growing number now use reference-based pricing to lower costs. Reference-based pricing is a way for employers who self-fund their benefits to limit costs by paying a fixed amount for health... Find out more »

Ten Reasons to Motivate Employees to Use Their Employee Health Benefit Portal

It’s not enough to give your employees the right health plan if they don’t understand it. An online employee portal or self-service site can help — if employees are motivated to use it. You put a lot of time, effort and money into choosing and purchasing the right health benefit plans for... Find out more »

Legal Alert: PCORI Fees Due By July 31, 2018

May 10, 2018
REMINDER:  PCORI Fees Due By July 31, 2018 This alert is of interest to all employers that sponsor self-insured group health plans, including Health Reimbursement Arrangements (HRAs).  Note that the PCORI fee does not apply to most health FSAs. Employers that sponsor self-insured group... Find out more »

Alera Group Growth Streak Continues, Acquires Three New Firms

May 9, 2018
Additions Expand Locations in South West and Midwest Regions DEERFIELD, IL  — Alera Group, a leading national employee benefits, property/casualty, risk management and wealth management firm, has acquired three firms, effective May 1, 2018. These acquisitions expand Alera Group to more than... Find out more »