Does Sick Pay do What it’s Supposed to do? The Case For and Against

February 25, 2019
Studies show sick pay can reduce the spread of disease in the workplace, but also increase absenteeism. Sick leave allows employees to take a set amount of paid time off when they’re ill. It’s a coveted employee benefit, but some observers wonder if it encourages absenteeism, while... Find out more »

How to Prepare for Retirement – Beyond Saving Money

It’s never too soon — or too late — to plan for retirement and to take positive steps for saving money More than three out of five 65-year-olds are expected to reach age 80, according to the Social Security Administration — an increase of almost 50 percent from 50 years ago. While... Find out more »

Trending: New “Instant” Payroll App

Even employees who save money can run into a bit of financial trouble. A new payroll option might make their lives easier. ADP, Daily Pay, Kronos, Even and other online payroll administrators now give employers the option of offering their hourly employees access to their paychecks for work... Find out more »

Why Generics are Good for Your Pocketbook (and Health Insurance Premiums)

February 22, 2019
When available, generic drug substitutes generally save about 30 percent. Generic medications have been hailed as a great way to save money on prescriptions and control escalating health insurance premiums. Generics usually cost substantially less than name-brand drugs, but be aware that... Find out more »

Benefit Planning Strategies for 2019-2020

February 21, 2019
Although employer-sponsored group health benefit open enrollment is behind us, it’s not too early to start looking at what strategies will be in favor in 2019 to curb costs. The Society for Human Resource Management (SHRM) reports that group health benefits are expected to approach $15,000... Find out more »

“Need to Have” Liability Coverages for Every Business

February 8, 2019
There are insurance coverages that all businesses need, some that all business should consider, and some that you need only if you have special risk exposures. Need to Have Commercial general liability (CGL) is essential for every business. It will pay your legal costs, along with any... Find out more »

How to Protect Your Interests When Working with Contractors

February 4, 2019
One of the most effective and simplest ways of protecting your organization from liability due to contractors’ and subcontractors’ operations is with Additional Insured coverage. Liability insurance covers you from losses due to claims your company, its employees or products or services... Find out more »