Preparing for a Workers’ Compensation Premium Audit

May 29, 2019
Your workers’ compensation policy might include a provision that allows your insurer to conduct a workers’ compensation premium audit. The results of the audit will affect your premiums, so it benefits you to be prepared! Your workers’ compensation premiums depend on two factors: your... Find out more »

IRS Releases 2020 HSA Contribution Limits and HDHP Deductible and Out-of-Pocket Limits

This alert is of interest to all employers that sponsor group health plans.  Note that employers with “grandfathered” or “grandmothered” plans are not subject to the ACA out-of-pocket limits, although the HSA/HDHP rules still apply if the plan is an HSA-qualified HDHP. In Rev. Proc.... Find out more »

Ways to Make Childcare Costs a Little More Affordable

May 22, 2019
Childcare can be an employee’s most expensive work-related expense. Fortunately, there is a benefit program you can offer that will at least provide tax relief to employees who use daycare providers. The program is the Dependent Care Assistance Program (DCAP). If you can’t offer a DCAP,... Find out more »

OSHA to Publish Specific Rules for Preventing Workplace Violence

There are four types of workplace violence. You should know the four ways to mitigate it. The Occupational Safety and Health (OSH Act) has traditionally invoked the General Duty Clause, rather than any specific rules, to address workplace violence. It requires employers to provide a safe and... Find out more »

REMINDER: PCORI Fees Due By July 31, 2019

May 20, 2019
This alert is of interest to all employers that sponsor self-insured group health plans, including Health Reimbursement Arrangements (HRAs).  Note that the PCORI fee does not apply to most health FSAs. Employers that sponsor self-insured group health plans, including health reimbursement... Find out more »

Alera Group Acquires HighRidge Insurance Services

May 14, 2019
Alera Group, a leading national insurance firm, today announced its acquisition of HighRidge Insurance Services (HighRidge), effective May 1, 2019. HighRidge, located in Westlake Village, California, provides employee benefits services to clients throughout the state. With an emphasis in... Find out more »

Alera Group Acquires ARMS Insurance Group

May 9, 2019
DEERFIELD, IL — Alera Group, a leading national insurance firm, today announced its acquisition of ARMS Insurance Group (ARMS), effective May 1, 2019. ARMS, a General Agency headquartered in Bethel Park, Pennsylvania, has served insurance brokers throughout western Pennsylvania and the... Find out more »

Alera Group Acquires Shepler & Fear General Agency, Inc.

May 8, 2019
DEERFIELD, IL — Alera Group, a leading national insurance firm, today announced its acquisition of Shepler & Fear General Agency (SFGA), effective May 1, 2019. Founded in 2009, SFGA is a premier general agency located in Roseville, California. The firm specializes in large group,... Find out more »

Alera Group Acquires Shomer Insurance Agency

May 7, 2019
Alera Group, a leading national insurance firm, today announced its acquisition of Shomer Insurance Agency, Inc (Shomer), effective May 1, 2019. Terms of the transaction were not announced. Located in Los Angeles, California, Shomer offers insurance and risk management programs to clients... Find out more »

How Workers’ Compensation Claims Reserves Are Set

May 6, 2019
It’s in your interest to make sure reserves are set as accurately as possible. When a workers’ compensation claim is filed with an insurance company or third-party administrator, the claims professional will try to establish the eventual cost to pay all expenses related to the claim.... Find out more »