Sorting Out the Alphabet Soup of Low-Cost Health Benefit Plans

June 17, 2019
You want to save money on health care benefits and you’ve heard there are some great alternatives to traditional insurance. But which option is right for your company? CDHP or HDHP? And do you need an HSA, HRA or FSA account? Here’s a quick look at what each plan and account... Find out more »

Cyber Liability Insurance Policies

Due to the lack of actuarial data, it’s been difficult to price cyber liability insurance.  This is one reason Insurers depend so much on evaluating each insured according to its risk management procedures and risk culture. As a result, cyber risk coverages are more customized and,... Find out more »

Two Essential Property Endorsements You Need if You Plan to Rebuild after a Loss

June 14, 2019
Your insurance may cover your losses, but will it be enough to meet new building code requirements if you rebuild? A good insurance program will protect your business property from loss due to fire, theft, vandalism and more. But without certain important coverages, your property coverage could... Find out more »

Is Fitness Tracking for Better Health Worth the Risk of Losing Privacy?

June 13, 2019
Would you require or incentivize your employees to share data from their fitness trackers if it would significantly lower premiums and/or improve their health? In exchange for discounts, many insurance companies now offer interactive policies requiring members to share health data captured... Find out more »

How to Fight the Opioid Epidemic

June 5, 2019
Death from an accidental opioid overdose has become one of the top five causes of death in recent years. The United States is experiencing an epidemic of opioid addiction. The National Safety Council released a report that a person born in 2017 has a greater chance of dying from an accidental... Find out more »