Benefits of Green Construction

April 5, 2019
•  Siting and design efficiency –the goal is to minimize impact in terms of a building’s location and the surrounding environment. •  Energy efficiency –includes minimizing air leakage with high performance windows and insulation, reducing the need for natural light by maximizing solar... Find out more »

The Honest Truth About Employee Dishonesty

March 29, 2019
One in every 35 employees was apprehended for theft from their employer in 2017, according to the 30th Annual Retail Theft Survey, down from 27 in 2016. 40,286 dishonest employees were apprehended in 2017, down four percent from 2016. While these are improvements from the previous year, employee... Find out more »

7 Ways to Improve Company Driver Safety

March 22, 2019
If you have trucks to provide service offsite or to deliver products, you probably either have dedicated drivers or at least many of your employees spend a substantial amount of their time on the road. Here are seven tips for improving safety and reducing costs: 1  Make sure your drivers have... Find out more »

How Does Green Construction Affect Insurance Costs?

March 15, 2019
In the next three years, developers expect 60 percent of their projects will be green.  The market for green construction projects has grown significantly in the last 10 years and demand for green building activity is poised to grow substantially – to double in some regions, according to a... Find out more »

“Need to Have” Liability Coverages for Every Business

February 8, 2019
There are insurance coverages that all businesses need, some that all business should consider, and some that you need only if you have special risk exposures. Need to Have Commercial general liability (CGL) is essential for every business. It will pay your legal costs, along with any... Find out more »

How to Protect Your Interests When Working with Contractors

February 4, 2019
One of the most effective and simplest ways of protecting your organization from liability due to contractors’ and subcontractors’ operations is with Additional Insured coverage. Liability insurance covers you from losses due to claims your company, its employees or products or services... Find out more »

“Nice to Have” Policies Many Businesses Need Have” Policies Many Businesses Need

January 28, 2019
“Nice to have” policies are those that all businesses should at least consider purchasing. Three of the most important ones include: Professional Liability In addition to lawyers, doctors and accountants, many businesses now need PL insurance. You don’t have to consider yourself a... Find out more »

Compact Workers Comp Glossary

Workers Compensation terms can seem arcane and legalistic. Although there are many special terms used in workers compensation insurance, these are basic. Though there are variations in terminology and procedure in every state, these definitions are widely used. Benefits Temporary Partial... Find out more »

Do You Need Professional Liability Insurance?

January 22, 2019
Unless you’re an attorney, doctor or accountant, it may not be obvious to you that you may need professional liability insurance. Forty percent of businesses believe they may have professional liability risks but have not purchased insurance for it, according to a recent survey of small... Find out more »

What to Expect From the ACA in 2019

January 14, 2019
The only thing certain about the Affordable Care Act (ACA) is change. And with a new year comes new compliance deadlines and proposed new rules and regulations. The Trump Administration has signaled its intent to propose legislation to again alter the ACA. Here’s what you need to know about... Find out more »