Financially Sound Ways to Give to Minors

November 30, 2017
There are many options for helping a child secure his or her financial future. One of the best presents you can give a grandchild is the gift of a secure future. Money you give them when they are young will grow, increase in value and be used for a variety of purposes. Going to college, buying a... Find out more »

Ways to Fill Winter Storm Insurance Gaps

To cover many of the winter storm property insurance exposures not covered by named peril insurance policies, businesses can buy one of these types of property policies: a broad form property policy, which covers the basic named perils, and adds coverage for falling objects; weight of snow,... Find out more »

Avoiding Winter Storm Damage 

It’s been an unusually damaging year of wildfires and hurricanes. As those kinds of events recede we need to look ahead to the always costly winter storm season that will soon begin. As you read this article, some business owners have already experienced damage from hurricanes. But more bad... Find out more »

Group Health Costs Continue to Climb

It could cost you five percent or more to provide your employees with health care benefits in 2018. After surveying large employers, the National Business Group on Health released a report on plan design costs this summer. They estimate that costs for an employee could rise from $13,482 per... Find out more »

What Safety Regulations Apply to Your Business?

September 6, 2017
OSHA Extends Electronic Form 300A Filing Compliance Date The extension is being made to give the new administration an opportunity to review reporting requirements. At the end of June, OSHA filed a proposal to delay the compliance date of its rule entitled “Improve Tracking of Workplace... Find out more »

3 Tips for a Successful Business Interruption Claim

September 5, 2017
The damage inflicted by Hurricane Harvey has left many businesses in Texas and Louisiana in a state of crisis. Sustaining serious property damage, these organizations may be facing weeks of interrupted business. If property damage results in the suspension of your organizational operations and... Find out more »

10 Tips for Processing Your Insurance Claim

As Hurricane Harvey has flooded Southern Texas and Louisiana, business owners are left scrambling to protect not only their personal property but their businesses as well. If you are facing property loss and the resulting insurance claims, there are several things to keep in mind. After the wind... Find out more »

Do You Need Property Insurance Even If You’re Just Renting?

August 1, 2017
You buy property insurance to cover damage or loss to property. But what if you don’t own the property or you rent it? Your liability policy might provide some coverage…but probably not enough. In the world of residential real estate, landlords buy property insurance to cover damage to... Find out more »

The Pros and Cons of AD&D

Accidental injuries rank as the fifth leading cause of death in the U.S. Accidental death and dismemberment (AD&D) insurance can give your employees financial assistance when the unexpected happens. AD&D insurance can be a valuable and low-cost addition to your current benefits package.... Find out more »

The Pros and Cons of AD&D

Accidental injuries rank as the fifth leading cause of death in the U.S. Accidental death and dismemberment (AD&D) insurance can give your employees financial assistance when the unexpected happens. AD&D insurance can be a valuable and low-cost addition to your current benefits package.... Find out more »