Legal Alert: Biden Administration Announces Details of Two Major Vaccine Policies

November 4, 2021
Because of the complexity of this announcement, we have broken up our guidance into two sections: a Summary and a Full Analysis Summary Guidance On November 4, 2021, the Department of Labor’s Occupational Safety and Health Administration (OSHA) and the Centers for Medicare & Medicaid... Find out more »

Alera Group Bolsters HR Consulting and Communications Services with Acquisition of Blue Communications

October 25, 2021
Alera Group, a top independent, national insurance and wealth management firm, today announced it has acquired Blue Communications, one of the nation’s premier HR consulting and communications agencies specializing in internal communications, well-being program development, diversity, equity... Find out more »

Bagwell & Bagwell Insurance Joins Alera Group

October 22, 2021
Alera Group, a top independent, national insurance and wealth management firm, today announced it has acquired Bagwell & Bagwell Insurance, a leading property and casualty agency providing risk management and personal and commercial insurance to clients from the coast to the mountains of North... Find out more »

Alera Group Names Kathy Seabold as Senior Vice President of Marketing

October 18, 2021
Deerfield, IL., October 11, 2021 — Alera Group, a leading independent, national insurance and wealth management firm, today announced the appointment of Kathy Seabold as Senior Vice President of Marketing. In this new role reporting to Alera Group President, Jim Blue, Seabold will be... Find out more »

Legal Alert: Employee Benefit Nondiscrimination Basics

September 28, 2021
There are four main regulations that employers should consider when they are ensuring their employee benefit plans are not discriminatory in design, participation, or in operation. Regulation: HIPAA General Rule: Prohibits group health plans and health insurers from discriminating... Find out more »

Legal Alert: Drug Discount Programs in Conflict with Federal Regulations

Updated November 11, 2021. First issued September 27, 2021. Many prescription drug manufacturers offer financial assistance (e.g., coupons, discounts or vouchers) to patients to reduce their out-of-pocket costs, particularly for very expensive drugs. Many times, these “accumulator... Find out more »

Legal Alert: How Do Your Benefits Compare? An Employer’s Essential Responsibility to IL Employees– Providing Employees a Comparison of Essential Health Benefits

Updated November 11, 2021. On August 27, 2021, Illinois Governor J.B. Pritzker signed the Consumer Coverage Disclosure Act (SB 1905). Who? This law applies to all employers, including the state; state departments, agencies, municipalities, and school districts; and private... Find out more »

IRS Issues Affordability Percentage Adjustment for 2022

September 20, 2021
The Internal Revenue Service (IRS) has released Rev. Proc. 2021-36, which contains the inflation-adjusted amounts for 2022 used to determine whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (ACA) employer shared responsibility... Find out more »

Alera Group Expands in California with Newest Acquisition, The Brokerage Commercial Insurance Services, Inc.

September 17, 2021
Alera Group, a top independent, national insurance and wealth management firm, announced today the acquisition of The Brokerage Commercial Insurance Services, Inc., a leading commercial insurance brokerage firm specializing in general liability, property, commercial automobile and workers... Find out more »

Legal Alert: September Deadlines for COBRA and 5500 Reporting

September 15, 2021
September 2021 is a busy month for compliance. Plan sponsors have obligations to meet this month, but we will focus on two in this quick alert. COBRA Subsidy Expiration Notice and Summary Annual Report  Due September 15, 2021 The COBRA subsidy expiration notice must be distributed no... Find out more »