When it comes to funding your employee benefits program, we will negotiate premiums, fees and expenses with our insurers and vendors as if it were our own money. Given today’s marketplace we have become experts in the continuum of healthcare. We will work with you and your goals to help establish a comprehensive budget and then present creative approaches to minimize expense such as alternative risk arrangements and employee cost sharing approaches. We have extensive experience in level funded, cooperative programs, stop loss consortiums, group employee benefits captives, and referenced-based-pricing. Throughout our consultative approach we will compare all funding mechanisms and evaluate the advantages and disadvantage of each in a concise format supported by clear explanation.

We will help our clients determine how their tolerance for risk compares with their need for plan flexibility and their desire to for reduced long-term expense. Once the plan is implemented, additional performance management services will provide meaningful analysis to track your fiscal investment and spend.