Risk is a part of business. That is why anticipating and managing risk is a critical part of planning for the future of your business. The challenge is understanding what your total exposure to risk will be, while also estimating and lowering your total cost of risk over time.
Strategic, comprehensive risk management aims to do both of those things, by utilizing a combination of insurance products, business planning tools, and data analytics to prepare your business for whatever the future may bring.
Our Approach to Risk Management
Our consultative services help businesses proactively manage future costs so that leaders can think about new opportunities, not new worries. We help our clients to:
- Identify business risk and determine how to best mitigate it
- Ensure that their bottom line is protected and that their coverage continues to meet their business objectives over time
- Concentrate on growing their business without the worry of financial loss from potential insurable risks
One of our key deliverables during this process is a one-page corporate insurance review. This unique snapshot helps leaders easily identify in-force insurance coverage, gaps and areas that can be improved. Our clients find this analysis to be a powerful step in reducing cost and improving coverage.
When a loss does occur, teaming with us means you are working with the best. Alera Group’s risk managers and loss control advisors are a group of highly technical, professional individuals who understand the importance of partnership. We provide invaluable services that help our clients reduce losses and manage them, if and when they occur. Our claims and loss control services are designed to help companies manage future costs. We believe in being proactive now in order to save money later We are our clients’ advocates, working with them to ensure claims are covered immediately.
Read one of our success stories.
Our Expertise and Capabilities
Alera Group has deep, proven expertise in the following areas:
- Policy & Coverage Review
- Corporate Risk Management
- Individual Risk Management
- Audit Review
- Contract Review
- Claims Advocacy & Management
- Merger & Acquisition Services
- HR Risk Services
- Loss Control Services
Alera Group also has the resources to provide:
- Property & Casualty Insurance
- Claims Support
- Data Analytics
- Actuarial Services
- Legal Services
- Captive Feasibility Studies
- Property Appraisals
- Environmental Liability Assessment
- Management Liability Assessment
- Captive Management
- Surety Bonds
- Business Continuation Planning