Mitigate your risk. Empower your future.

Property and Casualty

Risk is a part of business. Alera Group helps you navigate it with insurance solutions designed to future-proof your business. Whether you're a startup, small business, midsized firm or national company, we're here to help you mitigate your risk and secure success. 

Imagination. Passion. Knowledge.

The Alera Group difference

Alera Group takes a consultative and collaborative approach to deliver tailored, cost-effective solutions with a strong emphasis on local presence, strategic risk management and industry-specific expertise. 

National reach. Local expertise.

Alera Group's commitment to local expertise ensures that clients receive personalized service tailored to their specific needs and regional nuances. This means clients can expect dedicated attention and solutions designed to address their unique challenges effectively.

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Strategic risk management

We focus on helping our clients lower their overall cost of risk, rather than simply reducing insurance premiums. This approach provides clients with a competitive advantage and significant long-term savings, making risk management a strategic asset rather than an expense.

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Industry-specific expertise

Alera Group's collaborative network of P&C offices facilitates knowledge-sharing and expertise across various industries. Clients benefit from a wealth of insights, ensuring that their risk management strategies are informed by the latest industry developments and best practices.

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Industries

  • Agriculture
  • Chemicals
  • Construction
  • Education
  • Financial Services
  • Food Processing and Distribution

     

  • Healthcare
  • Hospitality and Gaming
  • Life Sciences
  • Logging
  • Manufacturing
  • Marine
  • Municipalities
  • Nonprofit and Social Services
  • Oil and Gas
  • Private Equity
  • Professional Services
  • Real Estate
  • Retail
  • Sports and Recreation
  • Technology
  • Telecommunication
  • Transportation and Logistics

Property and Casualty's Market Outlook

Composed of insights and analysis from insurance carriers, wholesale markets, Alera Group subject matter experts and agent/broker affiliates around the U.S., Alera Group’s 2024 Property and Casualty Market Outlook will help you understand the factors affecting your insurance coverage. Learn how to navigate the financial challenges posed by economic uncertainty, catastrophic climate and weather events, the constant threat of cyberattacks and more.

2024 Market Outlook

2024 Property and Casualty Market Outlook report is now available!

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Featured Insights

Property and Casualty

Assisted Living and Skilled Nursing Sector Vulnerable to Cyber Threats and Staffing Mandates

After a challenging 2023, Property Insurance rates are more stable midway through 2024. However, environmental exposures, new staffing mandates and cyber threats persist. And with over 16,900 skilled nursing facilities and 30,600 assisted living communities in the U.S. accommodating millions of residents, the sector faces unique challenges.

July 23, 2024

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Property and Casualty

Why a Crop Insurance Broker Is an Essential Partner for Agricultural Producers

In a volatile environment for agriculture business, a thorough, customized program of risk management and property and casualty insurance ― including Crop Insurance ― is essential. And for that, farmers, ranchers and other growers need to work with a certified Crop Insurance broker.

July 16, 2024

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Property and Casualty

Today’s Special: Resilience as Restaurants Navigate Tough Insurance Market

At a time when the National Restaurant Association projects sales topping $1 trillion for the first time ever this year, the future for businesses in this notoriously risky industry nevertheless seems more precarious than ever. In this business climate, robust risk management and an expertly designed insurance program couldn't be more important.

July 9, 2024

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Property and Casualty

Surety: Market Stable for Time-Proven Protection

Surety bonds not only help prequalify contractors — saving valuable project time and money — but also help ensure superior performance compared to construction projects without bonds.

June 26, 2024

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