Mitigate your risk. Empower your future.

Property and Casualty

Risk is a part of business. Alera Group helps you navigate it with insurance solutions designed to future-proof your business. Whether you're a startup, small business, midsized firm or national company, we're here to help you mitigate your risk and secure success. 

Imagination. Passion. Knowledge.

The Alera Group difference

Alera Group takes a consultative and collaborative approach to deliver tailored, cost-effective solutions with a strong emphasis on local presence, strategic risk management and industry-specific expertise. 

National reach. Local expertise.

Alera Group's commitment to local expertise ensures that clients receive personalized service tailored to their specific needs and regional nuances. This means clients can expect dedicated attention and solutions designed to address their unique challenges effectively.

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Strategic risk management

We focus on helping our clients lower their overall cost of risk, rather than simply reducing insurance premiums. This approach provides clients with a competitive advantage and significant long-term savings, making risk management a strategic asset rather than an expense.

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Industry-specific expertise

Alera Group's collaborative network of P&C offices facilitates knowledge-sharing and expertise across various industries. Clients benefit from a wealth of insights, ensuring that their risk management strategies are informed by the latest industry developments and best practices.

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  • Agriculture
  • Chemicals
  • Construction
  • Education
  • Financial Services
  • Food Processing and Distribution


  • Healthcare
  • Hospitality and Gaming
  • Life Sciences
  • Logging
  • Manufacturing
  • Marine
  • Municipalities
  • Nonprofit and Social Services
  • Oil and Gas
  • Private Equity
  • Professional Services
  • Real Estate
  • Retail
  • Sports and Recreation
  • Technology
  • Telecommunication
  • Transportation and Logistics

Property and Casualty's Market Outlook

Composed of insights and analysis from insurance carriers, wholesale markets, Alera Group subject matter experts and agent/broker affiliates around the U.S., Alera Group’s 2024 Property and Casualty Market Outlook will help you understand the factors affecting your insurance coverage. Learn how to navigate the financial challenges posed by economic uncertainty, catastrophic climate and weather events, the constant threat of cyberattacks and more.

2024 Market Outlook

2024 Property and Casualty Market Outlook report is now available!

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Featured Insights

Property and Casualty

Property Insurance Rate Increases Easing for Real Estate Sector

After six consecutive years of steep Property Insurance rate increases, many organizations in real estate development and property management may finally experience a more palatable renewal.

June 18, 2024

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Property and Casualty

Litigation Necessitating a Layered Approach to Professional Liability Insurance

Professionals face heightened exposure due to increased litigation, much of it fueled by third-party financing and resulting in so-called nuclear verdicts. The increase in both frequency and severity of losses underscores the importance of securing comprehensive Professional Liability Insurance with sufficient limits, a solution that may require one or more excess layers on top of the underlying coverage.

May 21, 2024

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Property and Casualty

Perfect Storm Hitting Personal Lines of Insurance

A convergence of disruptive forces is hitting the market for personal lines of insurance in 2024, making it extremely challenging for insurers to provide coverage personal property and casualty (P&C) coverage, particularly Home and Auto Insurance.

May 14, 2024

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Property and Casualty

Affordable Housing Providers Hardest-Hit in Insurance Market for Nonprofits

Adding to significant challenges including labor shortages and reduced funding, nonprofit organizations are experiencing increasing difficulty in securing adequate property and casualty insurance. Premiums are increasing, deductibles are escalating, and the number of carriers willing to engage with nonprofits continues to shrink. These challenges underscore the importance of partnering with an experienced insurance broker who specializes in serving nonprofit organizations.

May 7, 2024

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