Mitigate your risk. Empower your future.

Property and Casualty

Risk is a part of business. Alera Group helps you navigate it with insurance solutions designed to future-proof your business. Whether you're a startup, small business, midsized firm or national company, we're here to help you mitigate your risk and secure success. 

Imagination. Passion. Knowledge.

The Alera Group difference

Alera Group takes a consultative and collaborative approach to deliver tailored, cost-effective solutions with a strong emphasis on local presence, strategic risk management and industry-specific expertise. 

National reach. Local expertise.

Alera Group's commitment to local expertise ensures that clients receive personalized service tailored to their specific needs and regional nuances. This means clients can expect dedicated attention and solutions designed to address their unique challenges effectively.

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Strategic risk management

We focus on helping our clients lower their overall cost of risk, rather than simply reducing insurance premiums. This approach provides clients with a competitive advantage and significant long-term savings, making risk management a strategic asset rather than an expense.

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Industry-specific expertise

Alera Group's collaborative network of P&C offices facilitates knowledge-sharing and expertise across various industries. Clients benefit from a wealth of insights, ensuring that their risk management strategies are informed by the latest industry developments and best practices.

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Products and services

Anticipating and managing risk is a critical part of planning for the future of your business. Alera Group can help with tailored solutions to meet your objectives now and in the future.


  • Agriculture
  • Chemicals
  • Construction
  • Education
  • Financial Services
  • Food Processing and Distribution


  • Healthcare
  • Hospitality and Gaming
  • Life Sciences
  • Logging
  • Manufacturing
  • Marine
  • Municipalities
  • Nonprofit and Social Services
  • Oil and Gas
  • Private Equity
  • Professional Services
  • Real Estate
  • Retail
  • Sports and Recreation
  • Technology
  • Telecommunication
  • Transportation and Logistics

Property and Casualty's Market Outlook

Composed of insights and analysis from insurance carriers, wholesale markets, Alera Group subject matter experts and agent/broker affiliates around the U.S., Alera Group’s 2024 Property and Casualty Market Outlook will help you understand the factors affecting your insurance coverage. Learn how to navigate the financial challenges posed by economic uncertainty, catastrophic climate and weather events, the constant threat of cyberattacks and more.

2024 Market Outlook

2024 Property and Casualty Market Outlook report is now available!

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Featured Insights

Property and Casualty

Slower bookings, insurance challenges make for a tough year in hospitality

A combination of slowed bookings and a volatile insurance market is likely to make this a challenging year for the hospitality industry. After a two-year surge following the COVID-19 lockdowns — industry insiders refer to it as “revenge travel” — the sector anticipates more modest growth in demand throughout the remainder of 2024.

April 2, 2024

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Property and Casualty

Environmental Liability Insurance: Stable market for a growing need

Despite stricter regulations and increased penalties for environmental contamination, market conditions remain stable for Environmental Liability Insurance —  an outlier in a mostly hard market for property and casualty coverage. As Alera Group’s "2024 Property and Casualty Market Outlook" reports, now is an excellent time to secure this valuable coverage, especially if your organization owns property that is or may be contaminated. 

March 20, 2024

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Property and Casualty

Challenges Persist Amid Increasing Market Stability for Education Insurance

Despite facing continued challenges in property and liability coverages, educational institutions and school districts can expect a relatively stable insurance market throughout 2024.

March 12, 2024

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Property and Casualty

A Window of Opportunity to Fortify Your D&O Policy

Recent lawsuits focused on corporate directors, most notably Spence v. American Airlines Inc. et al. and Simeone v. Walt Disney Company, underscore the importance of Directors and Officers (D&O) Liability Insurance for anyone who serves on a board. Now is the perfect opportunity to bolster your D&O Liability Insurance, with both public and private entities enjoying favorable rates, capacity and availability.

March 7, 2024

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Events and Webinars

Property and Casualty

2024 P&C Symposium

Join us as we bring together top experts to cover key risk management topics, summarize economic and personal risk market conditions and hear recommendations for strategically engaging with carrier partners.

May 1, 2024 at 08:30 am CT | Deerfield IL

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P&C Symposium