Are you prepared for 2026? Property and Casualty Trends Uncovered

The sixth annual Property and Casualty Market Outlook from Alera Group sets the stage for how organizations can recalibrate their risk strategies in 2026. Built on thousands of data points — including a nationwide survey of insurance company partners and wholesale intermediaries — this report delivers actionable insights for insurance buyers, risk managers and business leaders.

Hard market conditions are easing, and select lines of business are seeing increased competition and capacity. That means new opportunities for premium savings and coverage improvements. At the same time, emerging risks and persistent challenges remain, making risk quality and proactive planning more important than ever.

Alera Group’s consultants and marketplace experts have synthesized the latest market intelligence to help organizations navigate evolving conditions, strengthen coverage and make informed decisions. Register now to join our deep-dive session and receive your complimentary copy.

What the Report Is

Alera Group’s 2026 Property and Casualty Market Outlook is a comprehensive, data-driven guide for insurance buyers. The report analyzes market cycles, pricing trends, underwriting priorities and industry-specific considerations. It’s designed to help organizations anticipate changes, plan renewals strategically and identify opportunities to reduce costs.

Why It Matters

• Conditions have improved for insurance buyers. Increased competition and capacity are creating opportunities for premium savings and coverage improvements.
• Risk quality is the differentiator. Underwriters are showing more flexibility but remain disciplined, competing for “best in class” business.
• Your consultant matters. Complete submissions and clear risk mitigation strategies help your organization stand out and secure the best terms.

Key Insights

• Rate relief is projected in Commercial Property, Directors and Officers Liability (D&O), Personal Lines, and Workers’ Compensation.
• Some lines — like Commercial Auto and casualty-driven sectors — remain under pressure.
• Underwriting discipline prevails, with flexibility for organizations that demonstrate strong risk management.

Join Our Webinar

Don’t miss our upcoming webinar, Unlocking Our 2026 P&C Market Outlook: High Level & Field Level Insights for Clients, hosted by EVP and National P&C Practice Leader Justin Foa. The session will dive deeper into the report’s findings and provide practical strategies for navigating the year ahead.

Date: January 20, 2026, 1–1:45 p.m. CT
Register here: 2026 P&C Market Outlook Webinar

All attendees will receive a complimentary copy of the full report.

Download the Report
Want the full details? Download the 2026 Property and Casualty Market Outlook here