Deep In-House Actuarial Services to Guide Your Plan
When it comes to managing rising healthcare costs, Alera Group offers the actuarial and finance expertise you can count on to optimize your benefits plan and drive value to your organization and employees.
Alera Group’s dedicated actuarial team can help you:
- Develop program strategy with a long-term view of costs and potential claims liability
- Determine the impact of program and vendor changes
- Set program budgets for planning and reporting, and monitor emerging experience against budget
- Analyze claims experience and population health trends
- Support for retiree plans, including an analysis of creditable coverage, retiree drug subsidy (RDS) attestations and actuarial valuations.
Financial Management Approach
Alera Group offers comprehensive financial management services and analysis across all aspects of your benefits program, including:
Program Strategy
Develop a baseline of long-term costs and potential cost variability. Assess the potential impact of a program strategy and vendor changes and conduct a risk assessment.
Cost Projections
Develop and update budget projections, set rates and provide long-term cost projections.
Plan Governance
Provide regular monitoring and an executive dashboard, identify key cost drivers and conduct large claims reporting.
Financial Reporting & Reserving
Establish incurred but not paid (IBNP) reserve, conduct retiree medical valuations and provide quarterly financial reporting support.
COVID-19 and Mental Health Trends
Managing rising numbers.
COVID-19 and Utilization
Impact on usage, spending and strategies.
THOUGHT LEADERSHIP
Insights
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