Individual Coverage

Individual Plans at an Affordable Price

At Alera Group, we know that a changing workforce presents various insurance needs for you and your employees. We offer a suite of individual solutions for employees who are in transition or do not otherwise qualify for group benefits, including:

  • Individual and family options both on and off the public exchange marketplace
  • Pre- and post-65 resources to help your employees make informed choices
  • Additional coverage options to provide more security
  • Easy access via website and toll-free phone number
  • Concierge service that works with employees directly, removing you from the process
  • A trusted advisor who understands the individual marketplace.

 

Seamless solutions for your employees in transition

Whatever their employment status, we’ve got options.

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EXPERT EDUCATION

Events and Webinars

Employee Benefits

Setting Your Strategy for the New Year: Alera Group's 2025 Employee Benefits Market Outlook

Our experts will highlight key results from Alera Group’s "2025 Employee Benefits Market Outlook" and explain how these trends can impact your benefits program this year.

January 16, 2025 at 01:00 pm CT | Virtual

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THOUGHT LEADERSHIP

Insights

Employee Benefits

Don’t Forget About Your Gag Clause Attestations

When the Consolidated Appropriations Act, 2021 (CAA) was enacted on December 27, 2020, it included a provision that prohibits group health plans and health insurance carriers from entering into certain agreements that, either directly or indirectly, restrict the release of certain information related to provider networks and de-identified encounter data, among other things. Such restrictions are commonly referred to as “gag clauses.” The CAA also requires plans and carriers to attest annually that their agreements do not include such impermissible gag clauses.

November 20, 2024

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Wealth Services

What Can You Buy With 529 Distributions?

Discover how to maximize your 529 plan distributions for a wide range of educational expenses, from K-12 tuition to college costs, vocational training, and even technology essentials. Learn which expenses qualify and how to make the most of your savings without facing unexpected taxes.

August 5, 2024

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Employee Benefits

Legal Alert: PCORI Fees Due By July 31, 2023

Employers that sponsor self-insured group health plans, including health reimbursement arrangements (HRAs) should keep in mind the upcoming July 31, 2023 deadline...

November 14, 2023

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Employee Benefits

Webinar Guidance on Effective Open Enrollment Communications

Open Enrollment, the fourth-quarter period when employees enroll in employer-sponsored group benefit programs, is “crunch time” for human resource managers and their staff.

August 8, 2023

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