Benefits Optimizer

The Key to a High Performance Health Plan

Alera Group’s Benefits Optimizer tool is a comprehensive, three-step solution for mid-size and large organizations to help lower healthcare costs while enriching your benefits program. 

  1. Leverage data from across your organization to get a clear picture of your benefits spending, including pharmacy, biometrics, wellbeing, claims, medical care and more
  2. Alera Group’s team of experts will analyze your data to determine how to best allocate your health plan to have the best impact on spending
  3. Based on the analysis, your Alera Group team will deliver a comprehensive plan that delivers measurable savings without sacrificing benefits.

Benefits Optimizer can help you reduce medical and pharmacy spend waste, leverage services that improve the health risk of your population and reduce dependence on the healthcare system for measurable savings. 

Leverage the power of analytics

Offset costs and build savings into your healthcare plan with a data-driven approach.

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EXPERT EDUCATION

Events and Webinars

Employee Benefits

When Captive Insurance Makes Sense

In this session, our experts will talk about how captives work, the advantages and disadvantages and what you need to know to determine whether they make sense for your organization.

November 21, 2024 at 01:00 pm CT | Virtual

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Employee Benefits

Q4 Compliance Update

Alera Group's quarterly employee benefits compliance roundup will help you stay current on the latest national regulatory developments impacting employers.

December 3, 2024 at 01:00 pm CT | Virtual

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THOUGHT LEADERSHIP

Insights

Employee Benefits

Are You Prepared to Comply With the New Mental Health Parity Final Rule in 2025?

On September 9, 2024, the DOL, IRS and HHS released a final rule for the Requirements Related to the Mental Health Parity and Addiction Equity Act (MHPAEA Final Rule). The MHPAEA Final Rule is similar to the proposed rule released on July 25, 2023, with some marked differences. While the MHPAEA Final Rule is effective as of November 22, 2024, the requirements become enforceable at different times. Most apply to plan years beginning on or after January 1, 2025, with other requirements becoming enforceable for plan years beginning on or after January 1, 2026.

October 25, 2024

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Employee Benefits

Legal Alert: IRS Adjusts Health Flexible Spending Account and Other Benefit Limits for 2025

On October 22, 2024, the Internal Revenue Service (IRS) released Revenue Procedure 2024-40, which increases the health flexible spending account (FSA) salary reduction contribution limit to $3,300 for plan years beginning in 2025, an increase of $100 from 2024.

October 23, 2024

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Employee Benefits

Webinar: Meeting the Needs of an Aging Workforce

Why is recognizing and addressing the priorities of older workers an imperative? Because, as Bain’s analysis of U.S. Bureau of Labor Statistics data determined, workers 55 and older will exceed a quarter of the workforce among G7 nations, including the United States, by 2031. Older workers typically have different priorities and needs compared to their younger colleagues, as Alera Group will examine and discuss on October 17 during the next event in our Engage series of employee benefits webinars, “Meeting the Needs of an Aging Workforce.”

October 3, 2024

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Employee Benefits

Wellbeing Fair Sessions — When and Where You Like

Themed “Live for Tomorrow,” Alera Group's 2024 Employee Wellbeing Fair is now available online, where you can access all eight sessions, select which ones you want to view and watch them at your convenience.

October 2, 2024

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