Benefits Optimizer

The Key to a High Performance Health Plan

Alera Group’s Benefits Optimizer tool is a comprehensive, three-step solution for mid-size and large organizations to help lower healthcare costs while enriching your benefits program. 

  1. Leverage data from across your organization to get a clear picture of your benefits spending, including pharmacy, biometrics, wellbeing, claims, medical care and more
  2. Alera Group’s team of experts will analyze your data to determine how to best allocate your health plan to have the best impact on spending
  3. Based on the analysis, your Alera Group team will deliver a comprehensive plan that delivers measurable savings without sacrificing benefits.

Benefits Optimizer can help you reduce medical and pharmacy spend waste, leverage services that improve the health risk of your population and reduce dependence on the healthcare system for measurable savings. 

Leverage the power of analytics

Offset costs and build savings into your healthcare plan with a data-driven approach.

Report Image
Download Now

Find an office or contact us

EXPERT EDUCATION

Events and Webinars

Employee Benefits

Is Tech-Enabled Brokerage Right for You?

Our experts will lay out what tech-enabled brokerage is, how it works and why it makes sense for the right organizations.

September 19, 2024 at 01:00 pm CT | Virtual

Sign Up
Webinar graphic - Alera Engage

Employee Benefits

Meeting the Needs of an Aging Workforce

Our experts will provide tips and insights about how to incorporate Medicare, menopause benefits, retirement, communications best practices and other hot topics for older workers into your program successfully and without breaking the bank.

October 17, 2024 at 01:00 pm CT | Virtual

Sign Up
Webinar Graphic - Alera Engage

Employee Benefits

When Captive Insurance Makes Sense

In this session, our experts will talk about how captives work, the advantages and disadvantages and what you need to know to determine whether they make sense for your organization.

November 21, 2024 at 01:00 pm CT | Virtual

Sign Up
Webinar Graphic - Alera Engage

THOUGHT LEADERSHIP

Insights

Employee Benefits

Preparing for 2025: Creditable Coverage, Enrolling in Medicare and HSA Contributions

With significant changes coming in 2025 to creditable coverage determinations, employers and employees may have questions on what that means for them, whether they make the decision to enroll in Medicare Part D or continue to have coverage under their group health plan.

September 5, 2024

Find out more

Employee Benefits

Webinar: Better Benefits Administration and Lower Costs

If you don’t have expert assistance to guide you and your organization in the in using a sophisticated benefits portal, you’re wasting a lot of the money your business has invested — and probably frustrating the employees you mean to serve. Working with a brokerage that offers not only a leading-edge benefits portal but also year-round support and services enables your employees to seamlessly access, understand and navigate the portal, creating a positive benefits experience.

September 5, 2024

Find out more

Employee Benefits

Medicare Part D Credibility Determinations for Non-Calendar Year Plans

In 2003, the Medicare Prescription Drug, Improvement, and Modernization Act (MMA) added a voluntary prescription drug benefit to the Medicare program. The benefit, known as Medicare Part D or “Part D,” is an optional program for Medicare beneficiaries to access covered prescription drugs at a lower cost. In 2022, the Inflation Reduction Act (IRA) was signed and set into motion changes to Part D benefits, with additional impact on employers in 2024 and 2025.

September 5, 2024

Find out more

Property and Casualty

Workers’ Compensation: Stable market with emerging challenges from mental health claims

Despite pressure from medical inflation, increases in fee schedules on medical procedures and wage inflation affecting premiums and benefits, Workers’ Compensation remains a stable and profitable line for insurers. This stability allows buyers favorable conditions, such as ample capacity and stable rates. However, a new trend is emerging: the inclusion of mental health claims as compensable workers’ compensation.

August 28, 2024

Find out more