Get a step ahead of the unexpected
Personal lines of insurance are your first lines of defense for shielding you and your family from the potentially devastating financial impact of unexpected events. From Homeowners and Auto Insurance to Life and Umbrella coverage, Alera Group’s licensed specialists can help you create a customized, cost-effective insurance program to safeguard both your possessions and your finances. More importantly, because we are an independent insurance brokerage, we compare policies from multiple carriers, so you get the best coverage at the best rate for your needs.
Protect the world you’ve built
You’ve invested a lot in building your life. Don’t leave it to chance. Alera Group helps you protect that world — and all the things in it — with policies tailored to your unique needs and situation.
Automobiles
Automobile insurance is crucial for protecting you from financial loss arising from accidents, theft and damage to your vehicles — including collector, classic and recreational types. It typically includes liability, collision and comprehensive coverage to safeguard your financial wellbeing.
Domestic Employee Workers' Compensation
This type of insurance covers workers in your home — such as health aides, nannies, housekeepers and gardeners — in the event of an accident or injury while on the job. It helps protect you from financial liability and ensures compliance with state labor laws.
Home
Homeowners Insurance is essential for protecting your structure and assets from damage caused by fire, theft, weather events and other perils. It typically includes coverage for the structure of your home, personal belongings and liability.
Identity Fraud
Identity fraud protection provides the support you need to recover from the nightmare of identity theft. It covers expenses related to restoring your identity, such as legal fees and credit monitoring.
Personal Cyber Security
Personal Cyber Security Insurance, also known as “Cyber Liability Insurance” and “Cyber Risk Insurance,” protects your digital life and assets from financial loss resulting from cybercrime — including cyberattack, cyberbullying and cyberextortion — as well as data breaches and online fraud.
Travel Accident
Travel worry-free knowing you're protected in case of injury or death. Travel accident coverage acts as Life Insurance regardless of, and in addition to, other insurance coverages.
Umbrella
An umbrella insurance policy goes beyond your standard Home and Auto Insurance to provide extra protection against large liability claims that could threaten your assets. With increased coverage comes increased peace of mind.
Fine Art and Jewelry
Protect your treasures with coverage for valuable property such as jewelry, fine art and collectibles. Your valuables will be covered from loss, theft and damage, allowing you to rest easy knowing your assets are protected.
Yachts and Boats
Protect your personal watercraft investment, such as a boat or yacht, with coverage aimed at potential damage to or loss of your recreational vessel. Your policy also protects you from legal liability due to the ownership or operation of the watercraft.
Recreational Vehicles (RVs)
Whether you use your recreational vehicle part-time or as a permanent residence, you want to protect your investment. RV coverage helps safeguard motorhomes, snowmobiles and other recreational vehicles against damage, theft and liability both on and off the road.
THOUGHT LEADERSHIP
Insights
Employee Benefits
Webinar Preview: ‘When Captive Insurance Makes Sense’
As healthcare costs — including those for pharmacy — have continued to skyrocket, the urgency to control healthcare and pharmacy spend has elevated as well, and Captives have surged in popularity. Alera Group's webinar on Captive Insurance will help you determine whether forming or joining a Captive is right for you.
November 7, 2024
Find out more
Property and Casualty
5 P&C Insurance Tips for Public Sector Entities
Public sector entities — including counties, cities, town villages, local law enforcement and special service districts — offer vital services to our communities. They also face growing challenges, some from the constituencies they serve, as they navigate heightened public scrutiny, shrinking budgets and inflation. In this challenging environment, having a comprehensive property and casualty (P&C) insurance program, supported by a strong risk management strategy, is more crucial than ever.
October 8, 2024
Find out more
Property and Casualty
What To Do About the High Cost of Insurance for Transportation and Logistics Companies
Here’s a close look at three major insurance challenges for transportation and logistics companies, along with practical steps you can take to address them.
September 26, 2024
Find out more Property and Casualty
The Role of Risk Management in Public Sector Insurance
Public sector organizations increasingly find themselves in an environment of shrinking budgets, staffing shortages, growing hostility and rising inflation.
May 31, 2022
Find out more