Alera Group Insights

Perspectives from our thought leaders and experts across the country.

AREAS OF EXPERTISE

Property and Casualty

Assisted Living and Skilled Nursing Sector Vulnerable to Cyber Threats and Staffing Mandates

After a challenging 2023, Property Insurance rates are more stable midway through 2024. However, environmental exposures, new staffing mandates and cyber threats persist. And with over 16,900 skilled nursing facilities and 30,600 assisted living communities in the U.S. accommodating millions of residents, the sector faces unique challenges.

July 23, 2024

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Wealth Services

Weekly Market Update

Stocks were under pressure last week as investors appeared to rotate out of mega-cap tech stocks and into areas that may benefit from lower interest rates.

July 22, 2024

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Retirement Plan Services

The Magic Number Gap: Bridging the Divide Between Expectations and Reality

A troubling trend has emerged in the retirement planning space: The “magic number” — or amount of money Americans believe they need to retire comfortably — has surged to an all-time high, even as actual retirement savings have declined. This growing disparity or “magic number gap,” highlights a significant and escalating challenge for both participants and plan sponsors.

July 17, 2024

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Two Proven Methods to Pay Off Debt

As you’re thinking about how to pay off your current debt, you may be wondering how to prioritize. The two most common debt prioritization strategies are the snowball method and the avalanche method.

July 16, 2024

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Property and Casualty

Why a Crop Insurance Broker Is an Essential Partner for Agricultural Producers

In a volatile environment for agriculture business, a thorough, customized program of risk management and property and casualty insurance ― including Crop Insurance ― is essential. And for that, farmers, ranchers and other growers need to work with a certified Crop Insurance broker.

July 16, 2024

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Wealth Services

Weekly Market Update

Stocks advanced last week as market leadership shifted amid fresh inflation data and quarterly corporate reports starting to roll in.

July 15, 2024

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Wealth Services

Paying Off Debt? Start Here

Part of prudently managing debt is making sure you have a plan to repay what you borrow. Of course, any plan starts with a solid grasp of your budget and a full emergency fund! While it may seem counterproductive to begin with saving before paying down debt, let’s discuss why these two planks make the best foundation.

July 11, 2024

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Retirement Plan Services

Cybersecurity and How to Deal with Data Breaches as a Plan Sponsor

Retirement funds are a target for cybersecurity attacks and identity fraud more than ever before. For most people, their retirement account is one of their biggest assets and they rarely check it. This makes these accounts a prime target for cybercriminals. Data breaches with recordkeepers are common.

July 10, 2024

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Wealth Services

Monthly Market and Economic Update - June 2024

Read about the latest insights on the market and economy from our Director of Investments, Bob Janson.

July 9, 2024

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