Alera Group, Inc.

Alera Group Insights

Perspectives from our thought leaders and experts across the country.

AREAS OF EXPERTISE

Employee Benefits

Avoiding an Employee Lawsuit Over a Tobacco Surcharge Claim

Tobacco surcharges on health insurance premiums for employees who use tobacco products are attractive options for employers looking to keep their workforce healthy while lowering their organization’s healthcare costs. But surcharges can go too far, and many employers may be unaware of the limitations. Alera Group's new whitepaper on tobacco surcharges is designed to assist employers in complying with federal regulations.

November 19, 2024

Find out more

Wealth Services

Weekly Market Update

Stocks fell last week as the postelection rally lost momentum amid an inflation uptick and cautious comments from Fed officials.

November 18, 2024

Find out more

Employee Benefits

Q4 Considerations: New HIPAA Privacy Considerations

Earlier this year, the Department of Health and Human Services (HHS) issued a Final Rule titled HIPAA Privacy Rule to Support Reproductive Health Care Privacy.

November 15, 2024

Find out more

Employee Benefits

Spotlight on 2025 Benefit Limits

The IRS has released the 2025 benefit plan limits. The following chart shows some of the key limits for the 2023, 2024 and 2025 tax years.

November 15, 2024

Find out more

Employee Benefits

Courts Ablaze with Tobacco Surcharge Class Action Lawsuits

Tobacco surcharges, or an increase in premiums for employees who use tobacco products, are attractive to employers looking to keep their employee population healthy and lower their healthcare costs. But they can go too far, and many employers might not be aware of the limitations.

November 15, 2024

Find out more

Employee Benefits

Key Considerations for All Employers: Mental Health Parity and Addiction Equity Act (MHPAE) Final Rule

This September, the tri-agencies (Department of Labor, Internal Revenue Service, and Health and Human Services) released the long-awaited Final Rule regarding the Mental Health Parity and Addiction Equity Act (MHPAE Final Rule). The Final Rule, which is effective on November 22, 2024, has a series of enforcement dates, most of which begin on plan years beginning on or after January 1, 2026.

November 15, 2024

Find out more

Wealth Services

Weekly Market Update

Stocks surged higher last week, fueled by the Fed’s rate cut decision and post-election enthusiasm as investors looked to future policy impacts of a Republican-controlled Senate and executive branch. (The House of Representatives remains undecided.)

November 12, 2024

Find out more

Wealth Services

Monthly Market and Economic Update - October 2024

Read about the latest insights on the market and economy from our Director of Investments, Bob Janson.

November 7, 2024

Find out more

Employee Benefits

Webinar Preview: ‘When Captive Insurance Makes Sense’

As healthcare costs — including those for pharmacy — have continued to skyrocket, the urgency to control healthcare and pharmacy spend has elevated as well, and Captives have surged in popularity. Alera Group's webinar on Captive Insurance will help you determine whether forming or joining a Captive is right for you.

November 7, 2024

Find out more

Contact Us

Find an Office Contact Us