Mitigate your risk. Empower your future.

Property and Casualty

Risk is a part of business. Alera Group helps you navigate it with insurance solutions designed to future-proof your business. Whether you're a startup, small business, midsized firm or national company, we're here to help you mitigate your risk and secure success. 

Imagination. Passion. Knowledge.

The Alera Group difference

Alera Group takes a consultative and collaborative approach to deliver tailored, cost-effective solutions with a strong emphasis on local presence, strategic risk management and industry-specific expertise. 

National reach. Local expertise.

Alera Group's commitment to local expertise ensures that clients receive personalized service tailored to their specific needs and regional nuances. This means clients can expect dedicated attention and solutions designed to address their unique challenges effectively.

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Strategic risk management

We focus on helping our clients lower their overall cost of risk, rather than simply reducing insurance premiums. This approach provides clients with a competitive advantage and significant long-term savings, making risk management a strategic asset rather than an expense.

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Industry-specific expertise

Alera Group's collaborative network of P&C offices facilitates knowledge-sharing and expertise across various industries. Clients benefit from a wealth of insights, ensuring that their risk management strategies are informed by the latest industry developments and best practices.

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Industries

  • Agriculture
  • Chemicals
  • Construction
  • Education
  • Financial Services
  • Food Processing and Distribution

     

  • Healthcare
  • Hospitality and Gaming
  • Life Sciences
  • Logging
  • Manufacturing
  • Marine
  • Municipalities
  • Nonprofit and Social Services
  • Oil and Gas
  • Private Equity
  • Professional Services
  • Real Estate
  • Retail
  • Sports and Recreation
  • Technology
  • Telecommunication
  • Transportation and Logistics

Property and Casualty Market Update Report

Alera Group just released our 2024 Property and Casualty Market Update. Based on findings from Q2 and July 2024 policy renewals, this extensive resource covers coast-to-coast market conditions by line of coverage to help organizational leaders like you make informed decisions about their risk management and insurance programs.


The Market Update also bridges the gap between Alera Group’s annual Property and Casualty Market Outlooks, with the 2025 edition due for release this December. Click HERE to obtain your copy of the Market Update.

2024 Market Update

2024 Property and Casualty Market Update report is now available!

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Download Report

2024 P&C Market Update Infographic

View the top findings from the P&C Market Update report.

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View Key Findings!

Featured Insights

Property and Casualty

What To Do About the High Cost of Insurance for Transportation and Logistics Companies

Here’s a close look at three major insurance challenges for transportation and logistics companies, along with practical steps you can take to address them.

September 26, 2024

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Property and Casualty

Umbrella Insurance for Businesses: Peace of Mind in an Increasingly Unpredictable World

Whereas a skilled agent can help provide businesses with adequate insurance against property losses by following a predictable formula, the unpredictability of liability claims underscores how important it is for businesses to buy as much Umbrella/Excess Liability coverage as they can afford.

September 18, 2024

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Property and Casualty

General Liability Insurance in 2024: Navigating a Complex Landscape

While some aspects of General Liability Insurance have largely turned a corner from a prolonged hard market, the outlook in other areas looks much less cheery. Overall, the market has finally improved after several challenging years, offering signs of stabilization.

September 12, 2024

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Property and Casualty

Workers’ Compensation: Stable market with emerging challenges from mental health claims

Despite pressure from medical inflation, increases in fee schedules on medical procedures and wage inflation affecting premiums and benefits, Workers’ Compensation remains a stable and profitable line for insurers. This stability allows buyers favorable conditions, such as ample capacity and stable rates. However, a new trend is emerging: the inclusion of mental health claims as compensable workers’ compensation.

August 28, 2024

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