Mitigate your risk. Empower your future.

Property and Casualty

Risk is a part of business. Alera Group helps you navigate it with insurance solutions designed to future-proof your business. Whether you're a startup, small business, midsized firm or national company, we're here to help you mitigate your risk and secure success. 

Imagination. Passion. Knowledge.

The Alera Group difference

Alera Group takes a consultative and collaborative approach to deliver tailored, cost-effective solutions with a strong emphasis on local presence, strategic risk management and industry-specific expertise. 

National reach. Local expertise.

Alera Group's commitment to local expertise ensures that clients receive personalized service tailored to their specific needs and regional nuances. This means clients can expect dedicated attention and solutions designed to address their unique challenges effectively.

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Strategic risk management

We focus on helping our clients lower their overall cost of risk, rather than simply reducing insurance premiums. This approach provides clients with a competitive advantage and significant long-term savings, making risk management a strategic asset rather than an expense.

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Industry-specific expertise

Alera Group's collaborative network of P&C offices facilitates knowledge-sharing and expertise across various industries. Clients benefit from a wealth of insights, ensuring that their risk management strategies are informed by the latest industry developments and best practices.

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Industries

  • Agriculture
  • Chemicals
  • Construction
  • Education
  • Financial Services
  • Food Processing and Distribution

     

  • Healthcare
  • Hospitality and Gaming
  • Life Sciences
  • Logging
  • Manufacturing
  • Marine
  • Municipalities
  • Nonprofit and Social Services
  • Oil and Gas
  • Private Equity
  • Professional Services
  • Real Estate
  • Retail
  • Sports and Recreation
  • Technology
  • Telecommunication
  • Transportation and Logistics

Property and Casualty Market Update 2026

The market giveth and the market taketh away
Our latest Property and Casualty Market Update delivers the insights leaders need to stay ahead in a rapidly evolving insurance landscape.

The Market Update delivers critical insights leaders need to stay ahead in an evolving insurance landscape. As we work toward the 2027 Market Outlook, this interim report offers an essential early read as we see rates softening but underwriters using AI and advanced data to uncover risks that weren't visible before.

Developed with input from Alera Group experts, insurers, intermediaries, and industry organizations, the report covers key shifts in pricing, coverage availability, market capacity, and underwriting strategy you can’t afford to miss.

CLICK HERE to access the full 2026 P&C Market Update.

2026 Market Update

The 2026 Property and Casualty Market Update is now available!

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Featured Insights

Property and Casualty

Commercial Real Estate Insurance Market Shows Signs of Relief, With Conditions

There are emerging signs that the commercial property insurance market is beginning to soften. However, the benefits of this shift are not being felt uniformly across all real estate portfolios.

July 16, 2026

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Property and Casualty

Why is umbrella liability getting so expensive?

While most commercial insurance pricing has softened in 2026, umbrella liability has not. In fact, it’s moving in the opposite direction.

May 4, 2026

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Property and Casualty

AI Isn’t Liable for the Mistake. You Are.

Artificial intelligence is powerful. It’s also wrong more often than people want to admit.

If you use AI to support or deliver professional services, any mistake it makes is still your responsibility. Not the software’s. Not the vendor’s. Yours.

April 1, 2026

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Property and Casualty

Identity hijacking is surging. Here’s what leaders need to know.

Cyber incidents across our client base have been sharper, faster and more costly this year. Even organizations with strong controls are being hit in ways that look very different from past attacks.

March 13, 2026

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    Alera Group, Inc. is aware that there are persons fraudulently impersonating our company by using fake internet domains that appear to look like our legitimate services. If you are contacted by someone claiming to work for Alera Group, or any of our partners, please carefully review the email address and domain. If you have a relationship with our company, please contact us directly and not through any information that is provided in such an email. Please be extremely careful in responding to such emails with personal and financial information, sharing passwords, or any other information of value. Alera Group, or any of our partners, will never send ACH instructions via email and thus we strongly recommend that you verify the authenticity of each wire transfer request by calling your Alera Group contact using the number you have previously called.