Captive Solutions

Group Captive Solutions

At Alera Group, we’ve created captive programs specifically for the needs of small and mid-sized businesses. Alera Group’s captive fee structure is transparent and often significantly less expensive than other off-the-shelf solutions available in the market. Our captive solutions will help you to:

  • Reduce premiums and increase savings
  • Leverage economies of scale by joining with other organizations
  • Experience greater control over plan design
  • Benefit from potential dividends generated from savings
  • Customize programs based on your unique needs.

 

Take Control of Benefits Spending

Alera Group’s Captive offers typical savings of 5% to 25%.

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Reduce premiums, increase savings and more!

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EXPERT EDUCATION

Events and Webinars

Employee Benefits

Maximizing Impact: The Value of Voluntary Benefits for Today’s Workforce

In this session, our experts will showcase the value of voluntary benefits, from financial savings to improved retention to addressing the specific needs of their employees.

March 20, 2025 at 01:00 pm CT | Virtual

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Employee Benefits

HIPAA Privacy and Security Overview

Join our compliance experts for an overview of HIPAA’s Privacy and Security Rules. During this webinar, we'll review the different types of entities subject to HIPAA, take an in-depth look at protected health information (PHI), individual rights under HIPAA, and what to do when there is a breach of PHI.

April 11, 2025 at 01:00 pm CT | Virtual

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Employee Benefits

Balancing Cost and Care: Could a Captive solution be the right fit for you?

In this session, our experts will discuss how Captive solutions work and what you need to consider for your own group’s needs.

April 17, 2025 at 01:00 pm CT | Virtual

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THOUGHT LEADERSHIP

Insights

Employee Benefits

Reminder: RxDC Reporting Due June 1

With the 2024 reference year RxDC reporting deadline approaching in June, plan sponsors should refamiliarize themselves with the reporting requirements. The 2024 reference year RxDC Reporting Instructions have been released, though there were no changes to the reporting requirements or data elements from last year.

February 10, 2025

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Employee Benefits

Webinar Preview: ‘When Captive Insurance Makes Sense’

As healthcare costs — including those for pharmacy — have continued to skyrocket, the urgency to control healthcare and pharmacy spend has elevated as well, and Captives have surged in popularity. Alera Group's webinar on Captive Insurance will help you determine whether forming or joining a Captive is right for you.

November 7, 2024

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Property and Casualty

Diverging Outlook on Manufacturing Insurance

The manufacturing industry continues to face a complex insurance landscape in 2024, with some areas showing signs of stability while others remain more challenging.

August 7, 2024

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Employee Benefits

Benefits Benchmarking Webinar: What To Do With the Data

If you’re designing your company’s employee benefits program, you want to know what your peers and competitors are offering. Employee retention and talent acquisition are largely dependent on whether you offer a benefits package that meets or exceeds the standards of your industry, location and company size while managing costs in an increasingly expensive market for healthcare and pharmaceuticals. That’s why Alera Group places a high priority on using benchmarking data and analysis to inform and otherwise serve our clients.

July 1, 2024

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