Property Coverage

Your peace of mind starts here

Knowing that your buildings and assets are protected in the event of unforeseen challenges is invaluable. Our team utilizes a combination of insurance products, business planning tools and data analytics to prepare your business for whatever the future may bring, ensuring business continuity and giving you peace of mind. 

 

Defy disaster. Build business resilience.

The right property coverage fortifies your business to withstand unforeseen challenges. Alera Group customizes coverage to meet your unique needs, ensuring that your business remains resilient and ready to thrive.

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Building and Personal Property

Protect your commercial assets, from your physical buildings to equipment and inventory, ensuring that you're back on your feet quickly after unexpected events such as fires or natural disasters.

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Builder's Risk

Ensure that your construction projects stay on track by specifying protection for property and services such as construction forms, scaffolding, temporary structures, pollutant cleanup, debris removal and disposal. You’ll gain renewed confidence to pursue growth without fear of financial setbacks. 

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Business Income

Keep your revenue flowing even during disasters. When your business remains financially stable during downtime, you can focus on recovery.

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Contingent Coverages

Give your business a safety net with a backup plan that acts as secondary insurance to fill primary coverage gaps. Contingent coverages prevent costly setbacks and safeguards business operations.

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Difference in Conditions (DIC)

Tailor your coverage to match your unique risks. DIC eliminates protection gaps and shields your business from specialized exposures.

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Extra Expense

Minimize disruptions and maintain business continuity by covering additional costs above normal operating expenses incurred during recovery. Extra expense gets you back to business faster.

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Inland Marine

Protect your assets and valuable items while in transit on land, such as by truck or train, throughout the journey.

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Ocean Marine

Safeguard your goods and merchandise while in transit aboard shipping vessels, ensuring peace of mind for you and your maritime operations.

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EXPERT EDUCATION

Events and Webinars

Employee Benefits

[Alera Engage] Benchmarking for the Win: How Does Your Benefits Program Rate?

Ask our clients about the No.1 tool that helps them develop an impactful benefits program, and they'll tell you is benchmarking.

July 18, 2024 at 01:00 pm CT | Virtual

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THOUGHT LEADERSHIP

Insights

Property and Casualty

Property Insurance: ‘Hard Row to Hoe’ for Agribusiness

Auto and Property Insurance pose the greatest challenges to the agribusiness sector in what is generally a daunting property and casualty (P&C) market. Here's how to navigate that market and present yourself to underwriters in the most favorable light.

January 17, 2024

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Property and Casualty

Hospitality and Gaming Insurance: Strategies to Get Beyond COVID

As spring break 2021 approached, a COVID-19-driven controversy ensnared Miami Beach and Las Vegas, with local officials sending conflicting messages to college students and other prospective guests.

December 14, 2023

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Property and Casualty

The Role of Risk Management in Public Sector Insurance

Public sector organizations increasingly find themselves in an environment of shrinking budgets, staffing shortages, growing hostility and rising inflation.

May 31, 2022

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Property and Casualty

Franchise Insurance: Understanding Risks and Relationships

Every franchise owner has decisions to make about insurance. How many decisions, and how complex the options, depends on the industry and the franchisor.



One of the most important insurance decisions a franchise operator can make is in selecting an agent or broker. Whether you’re a franchisor or a franchisee, it’s critical that you work with an insurance professional who has a thorough understanding of two factors:

December 13, 2021

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