Employee Benefits
Built on a belief that we are stronger together, we tap into our national community of problem solvers to deliver local, optimized benefits solutions to help grow and protect your business.
Solutions Tailored to Your Organization
At Alera Group, our network of local offices is powered by a unique model of collaboration. As a client, you have the peace of mind that comes from working with a trusted local partner, backed by national expertise and resources to address your most complex challenges. Working together, we collaborate for your success.
Optimized Solutions
Customized to help grow and protect your business.
Personal Partnerships
Service and advocacy by people you know and trust.
National Collaboration
Access to deep expertise and resources to solve your complex challenges.
Solutions for all Stages of Business
From identifying and securing the right benefits at an optimal price to helping you streamline benefits administration and manage complex benefits challenges, your local Alera Group partner is there for you every step of the way.
Small Business
Suite of solutions tailored to the needs of small business owners.
Middle Market
Suite of solutions tailored to the needs of business owners.
Large/Complex
Dedicated team of experts focused on developing leading-edge solutions and strategies to address complex and emerging risks.
2023 Employee Benefits Market Outlook
Our EB Market Outlook includes information your organization needs to tackle pressing issues of the day.
2023 Healthcare and Employee Benefits Benchmarking Report
The results of our fourth annual survey can help you create a competitive employee benefits program.
Events and Webinars
Employee Benefits
Is Tech-Enabled Brokerage Right for You?
Our experts will lay out what tech-enabled brokerage is, how it works and why it makes sense for the right organizations.
September 19, 2024 at 01:00 pm CT | Virtual
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Employee Benefits
Meeting the Needs of an Aging Workforce
Our experts will provide tips and insights about how to incorporate Medicare, menopause benefits, retirement, communications best practices and other hot topics for older workers into your program successfully and without breaking the bank.
October 17, 2024 at 01:00 pm CT | Virtual
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Employee Benefits
When Captive Insurance Makes Sense
In this session, our experts will talk about how captives work, the advantages and disadvantages and what you need to know to determine whether they make sense for your organization.
November 21, 2024 at 01:00 pm CT | Virtual
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Featured Insights
Employee Benefits
Preparing for 2025: Creditable Coverage, Enrolling in Medicare and HSA Contributions
With significant changes coming in 2025 to creditable coverage determinations, employers and employees may have questions on what that means for them, whether they make the decision to enroll in Medicare Part D or continue to have coverage under their group health plan.
September 5, 2024
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Employee Benefits
Webinar: Better Benefits Administration and Lower Costs
If you don’t have expert assistance to guide you and your organization in the in using a sophisticated benefits portal, you’re wasting a lot of the money your business has invested — and probably frustrating the employees you mean to serve. Working with a brokerage that offers not only a leading-edge benefits portal but also year-round support and services enables your employees to seamlessly access, understand and navigate the portal, creating a positive benefits experience.
September 5, 2024
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Medicare Part D Creditability Determinations for Non-Calendar Year Plans
In 2003, the Medicare Prescription Drug, Improvement, and Modernization Act (MMA) added a voluntary prescription drug benefit to the Medicare program. The benefit, known as Medicare Part D or “Part D,” is an optional program for Medicare beneficiaries to access covered prescription drugs at a lower cost. In 2022, the Inflation Reduction Act (IRA) was signed and set into motion changes to Part D benefits, with additional impact on employers in 2024 and 2025.
September 5, 2024
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Workers’ Compensation: Stable market with emerging challenges from mental health claims
Despite pressure from medical inflation, increases in fee schedules on medical procedures and wage inflation affecting premiums and benefits, Workers’ Compensation remains a stable and profitable line for insurers. This stability allows buyers favorable conditions, such as ample capacity and stable rates. However, a new trend is emerging: the inclusion of mental health claims as compensable workers’ compensation.
August 28, 2024
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ALERA GROUP ADVANTAGES
Innovative solutions, proven results
