Employee Benefits

Built on a belief that we are stronger together, we tap into our national community of problem solvers to deliver local, optimized benefits solutions to help grow and protect your business. 

Solutions Tailored to Your Organization

At Alera Group, our network of local offices is powered by a unique model of collaboration. As a client, you have the peace of mind that comes from working with a trusted local partner, backed by national expertise and resources to address your most complex challenges. Working together, we collaborate for your success.

Optimized Solutions

Customized to help grow and protect your business.

Placeholder image

Personal Partnerships

Service and advocacy by people you know and trust.

Placeholder image

National Collaboration

Access to deep expertise and resources to solve your complex challenges.

Placeholder image

Solutions for all Stages of Business

From identifying and securing the right benefits at an optimal price to helping you streamline benefits administration and manage complex benefits challenges, your local Alera Group partner is there for you every step of the way.

Small Business

Suite of solutions tailored to the needs of small business owners.

Small Business

Middle Market

Suite of solutions tailored to the needs of business owners.

Middle Market

Large/Complex

Dedicated team of experts focused on developing leading-edge solutions and strategies to address complex and emerging risks.

Large/Complex businesses

2023 Employee Benefits Market Outlook

Our EB Market Outlook includes information your organization needs to tackle pressing issues of the day.

Report Image
Download Report

2023 Healthcare and Employee Benefits Benchmarking Report

The results of our fourth annual survey can help you create a competitive employee benefits program.

Report Image
Download Report

Events and Webinars

Employee Benefits

Is Tech-Enabled Brokerage Right for You?

Our experts will lay out what tech-enabled brokerage is, how it works and why it makes sense for the right organizations.

September 19, 2024 at 01:00 pm CT | Virtual

Sign Up
Webinar graphic - Alera Engage

Employee Benefits

Meeting the Needs of an Aging Workforce

Our experts will provide tips and insights about how to incorporate Medicare, menopause benefits, retirement, communications best practices and other hot topics for older workers into your program successfully and without breaking the bank.

October 17, 2024 at 01:00 pm CT | Virtual

Sign Up
Webinar Graphic - Alera Engage

Employee Benefits

When Captive Insurance Makes Sense

In this session, our experts will talk about how captives work, the advantages and disadvantages and what you need to know to determine whether they make sense for your organization.

November 21, 2024 at 01:00 pm CT | Virtual

Sign Up
Webinar Graphic - Alera Engage

Featured Insights

Employee Benefits

Preparing for 2025: Creditable Coverage, Enrolling in Medicare and HSA Contributions

With significant changes coming in 2025 to creditable coverage determinations, employers and employees may have questions on what that means for them, whether they make the decision to enroll in Medicare Part D or continue to have coverage under their group health plan.

September 5, 2024

Find out more

Employee Benefits

Webinar: Better Benefits Administration and Lower Costs

If you don’t have expert assistance to guide you and your organization in the in using a sophisticated benefits portal, you’re wasting a lot of the money your business has invested — and probably frustrating the employees you mean to serve. Working with a brokerage that offers not only a leading-edge benefits portal but also year-round support and services enables your employees to seamlessly access, understand and navigate the portal, creating a positive benefits experience.

September 5, 2024

Find out more

Employee Benefits

Medicare Part D Creditability Determinations for Non-Calendar Year Plans

In 2003, the Medicare Prescription Drug, Improvement, and Modernization Act (MMA) added a voluntary prescription drug benefit to the Medicare program. The benefit, known as Medicare Part D or “Part D,” is an optional program for Medicare beneficiaries to access covered prescription drugs at a lower cost. In 2022, the Inflation Reduction Act (IRA) was signed and set into motion changes to Part D benefits, with additional impact on employers in 2024 and 2025.

September 5, 2024

Find out more

Property and Casualty

Workers’ Compensation: Stable market with emerging challenges from mental health claims

Despite pressure from medical inflation, increases in fee schedules on medical procedures and wage inflation affecting premiums and benefits, Workers’ Compensation remains a stable and profitable line for insurers. This stability allows buyers favorable conditions, such as ample capacity and stable rates. However, a new trend is emerging: the inclusion of mental health claims as compensable workers’ compensation.

August 28, 2024

Find out more

ALERA GROUP ADVANTAGES

Innovative solutions, proven results