Employee Benefits

Built on a belief that we are stronger together, we tap into our national community of problem solvers to deliver local, optimized benefits solutions to help grow and protect your business.

Solutions Tailored to Your Organization

At Alera Group, our network of local offices is powered by a unique model of collaboration. As a client, you have the peace of mind that comes from working with a trusted local partner, backed by national expertise and resources to address your most complex challenges. Working together, we collaborate for your success.

Optimized Solutions

Customized to help grow and protect your business.

Placeholder image

Personal Partnerships

Service and advocacy by people you know and trust.

Placeholder image

National Collaboration

Access to deep expertise and resources to solve your complex challenges.

Placeholder image

Absence Management

Customized and compliant absence management programs that improve return-to-work rates and decrease employee absences.

Advanced Health Plan Strategies

Data-driven, advanced health plan strategies and solutions to help you contain costs and enhance the quality of care provided.

Alternative Funding

Expertise and vendor partnerships in all facets of risk and funding arrangements that help you put the right structure in place for your organization.

Benefits Optimizer

Comprehensive and proprietary three-step solution for mid-size and large organizations to help lower healthcare costs while enriching benefits programs.

Captive Solutions

Turnkey Group Captive backed by expertise in designing and implementing innovative captive funding solutions for both fully and self-insured clients.

Individual Coverage

Individual plan solutions for employees in transition.

International Benefits

Access to an international team with vast experience in all facets of global benefits that can help you navigate from initial expansion to ongoing oversight.

Lumity

Lumity, an Alera Group Company, offers growing organizations access to data, tools and expertise to implement a cost effective and scalable benefits program.

Pharmacy Management

Dedicated team of experienced, in-house Pharmacy Benefits Management experts with the knowledge, market leverage and purchasing power to help you contain costs and improve outcomes.

Voluntary Benefits and Enrollment Solutions

A broad range of supplemental benefits to help you fill in any gaps in core offerings, attract and retain top talent and contain benefits spending.

Wellbeing

Dynamic and holistic approach to wellbeing that supports you in engaging, retaining and recruiting top talent.

Benefits Benchmarking

Expertise, tools and insights to help you evaluate how your plan stacks up to maximize cost savings and give you a competitive edge.

Actuarial and Finance

Experienced team of actuaries with expertise in all aspects of pricing, underwriting, reserving and financial analysis for both self- and fully insured organizations.

Benefits Administration

Experienced consultants and leading-edge solutions to optimize your benefits plan and simplify benefits enrollment and management.

Communications and Engagement

Dedicated communications practice to help you educate and engage your employees to make informed benefits choices during annual enrollment and year-round.

Benefits Compliance

National compliance expertise and resources to help you stay on top of changing regulations and navigate complex business challenges.

PEO Solutions

The largest PEO consultant in the industry, PEO Spectrum, an Alera Group company, is a leader in helping small to mid-sized businesses reduce HR and health insurance costs.

Population Health and Data Analytics

Tools and expertise to analyze data across your organization and help contain health spending, while meeting the diverse needs of your population.

Total Program Management

Expertise, market leverage and tools to deliver a competitive benefits program and contain rising healthcare costs.

Impact groups

Internal workgroups of subject matter experts collaborate to build best-in-class national solutions for our clients.

Carrier and Vendor Renewal Management

Carrier and Vendor Renewal Management.

HR Consulting Services

Alera Group National HR consulting, Recruiting, and Workforce Solutions.

Life and Disability

Expertise and support in providing life and disability coverage as an important part of a cost-effective benefits program, offering employees the income protection they seek and employers a leg up in the market.

Solutions for all Stages of Business

From identifying and securing the right benefits at an optimal price to helping you streamline benefits administration and manage complex benefits challenges, your local Alera Group partner is there for you every step of the way.

Small Business

Suite of solutions tailored to the needs of small business owners.

Middle Market

Suite of solutions tailored to the needs of business owners.

Large/Complex

Dedicated team of experts focused on developing leading-edge solutions and strategies to address complex and emerging risks.

Large/Complex businesses

2025 Employee Benefits Market Outlook

Our EB Market Outlook includes information your organization needs to tackle pressing issues of the day.

Report Image

Download Report

2025 Benefits Benchmarking Report

Offering you insights and control over spending.

Report Image

Download Report

Events and Webinars

Employee Benefits

Navigating Medicare: Educational Webinar

The knowledgeable team at Alera Group is here to help you navigate your Medicare options to ensure you feel confident in your post-65 healthcare coverage.

November 12, 2025 at 12:00 pm CT | Virtual

Alera Group Webinar Banner

Featured Insights

Employee Benefits

Legal Alert: Agencies Clarify How Certain Fertility Benefits May be Treated as Excepted Benefits

This alert is of interest to all employers that offer fertility benefits or may be interested in offering fertility benefits in the future.

November 4, 2025

Employee Benefits

Legal Alert: IRS Adjusts Health Flexible Spending Account and Other Benefit Limits for 2026

This alert is of interest to all employers that sponsor health FSAs and qualified transit plans, among others.

October 10, 2025

Employee Benefits

2025 Leave Report: Insights to Guide 2026 Leave Planning

Explore Alera Group’s 2025 Leave Report. Benchmark PTO, parental leave, and holiday policies to strengthen employee retention and recruitment as you plan for 2026 and beyond.

October 1, 2025

Employee Benefits

Legal Alert: IRS Issues Affordability Percentage Adjustment for 2026

The Internal Revenue Service (IRS) has released Rev. Proc. 2025-25, which contains the inflation adjusted amounts for 2026 used to determine whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (ACA) employer shared responsibility provisions and premium tax credit program.

July 23, 2025

ALERA GROUP ADVANTAGES

Innovative solutions, proven results

Employee Benefits

Life Saving Diligence

Success Story

Contact Us

Find an Office Contact Us

Legal Fraud Disclaimer

Alera Group, Inc. is aware that there are persons fraudulently impersonating our company by using fake internet domains that appear to look like our legitimate services. If you are contacted by someone claiming to work for Alera Group, or any of our partners, please carefully review the email address and domain. If you have a relationship with our company, please contact us directly and not through any information that is provided in such an email. Please be extremely careful in responding to such emails with personal and financial information, sharing passwords, or any other information of value. Alera Group, or any of our partners, will never send ACH instructions via email and thus we strongly recommend that you verify the authenticity of each wire transfer request by calling your Alera Group contact using the number you have previously called.