Alera Group Insights

Perspectives from our thought leaders and experts across the country.

AREAS OF EXPERTISE

Wealth Services

The Fundamentals Of Investing – Do You Know Them?

A key component of financial literacy is understanding the basics of investing. Investing doesn’t have to be complicated! You’re trading access to your money now to use later on while giving it time to potentially grow.

April 29, 2024

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Wealth Services

Weekly Market Update

Stocks staged a choppy comeback last week as investors cheered positive earnings, led by mega-cap tech stocks. The rally came to pass despite fresh data showing a slowing economy and increasing inflationary pressures.

April 29, 2024

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Employee Benefits

This Mental Health Awareness Month, ‘Run Your Own Race’

May is Mental Health Awareness Month. Here are tips and resources to help you get started on the route to a happier, healthier you.

April 25, 2024

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Wealth Services

The Five Basics of Financial Literacy

How literate are you when it comes to your finances? Brush up with these five basics.

April 24, 2024

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Employee Benefits

Q1 Considerations: Affordability for Applicable Large Employers

Under the ACA, Applicable Large Employers (ALEs) are required to offer “affordable” medical coverage to full-time employees or be subject to a fine. In September 2023, the IRS announced that the 2024 affordability percentage would reduce from the 2023 rate of 9.12% to 8.39% as of January 1, 2024. The U.S. Department of Health and Human Services has just released the 2024 Federal Poverty Level (FPL) amounts, with an increase of 3.3%.

April 23, 2024

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Employee Benefits

Three Key Considerations for Large Employers

Early in the year is the time for employers who are approaching or over 50 employees to document and update the “key components” of being a larger employer, to ensure that no compliance obligation is missed. st of an unpublished page.

April 23, 2024

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Property and Casualty

Navigating the Medical Malpractice Insurance Cycle

The rising trend of high-profile medical malpractice cases with significant monetary awards underscores the need for physicians and others in the medical industry to protect themselves with Medical Malpractice Liability Insurance.

April 23, 2024

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Wealth Services

Weekly Market Update

Stocks fell for a third straight week, as Fed Chair Jerome Powell's mixed but upbeat message could not offset the anxiety caused by the Middle East conflict.

April 22, 2024

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Retirement Plan Services

Help Participants Avoid These TDF Missteps

Target date funds (TDFs) have surged in popularity, reaching record assets of $3.5 trillion in 2023, with mutual funds slightly ahead of collective investment trusts. While TDFs offer advantages like simplified investing and automatic rebalancing, participants should understand potential pitfalls like mixing funds and changing risk preferences to maximize their benefits and avoid common missteps.

April 18, 2024

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