Alera Group Insights

Perspectives from our thought leaders and experts across the country.

AREAS OF EXPERTISE

Property and Casualty

Litigation Necessitating a Layered Approach to Professional Liability Insurance

Professionals face heightened exposure due to increased litigation, much of it fueled by third-party financing and resulting in so-called nuclear verdicts. The increase in both frequency and severity of losses underscores the importance of securing comprehensive Professional Liability Insurance with sufficient limits, a solution that may require one or more excess layers on top of the underlying coverage.

May 21, 2024

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Wealth Services

Weekly Market Update

Stocks notched a solid gain last week in a mega-cap, tech-led rally bolstered by positive inflation news.

May 20, 2024

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Wealth Services

Can Group, Private Disability Policies Work Together?

A 20-year-old has more than a 25% chance of becoming disabled before retirement age, potentially leading to significant financial hardship. While employer-provided disability coverage can help, it often falls short, making supplemental personal policies crucial for adequate income protection.

May 15, 2024

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Legal Alert: HIPAA Privacy Rules Amended to Require Protection of Reproductive Healthcare Information

On April 26, 2024, the Office for Civil Rights (OCR) at the U.S. Department of Health and Human Services (“HHS”) issued a Final Rule amending the HIPAA Privacy Rule.

May 15, 2024

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Retirement Plan Services

Millennials Redefining Retirement

Millennials are reshaping retirement, prioritizing financial freedom over age. Discover their varied retirement plans and challenges like money dysmorphia and debt management.

May 14, 2024

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Property and Casualty

Perfect Storm Hitting Personal Lines of Insurance

A convergence of disruptive forces is hitting the market for personal lines of insurance in 2024, making it extremely challenging for insurers to provide coverage personal property and casualty (P&C) coverage, particularly Home and Auto Insurance.

May 14, 2024

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Wealth Services

Weekly Market Update

Stocks notched a solid gain last week as rate-cut expectations paced the rally as the Q1 earnings season wound down.

May 13, 2024

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Wealth Services

Monthly Market and Economic Update - April 2024

Read about the latest insights on the market and economy from our Director of Investments, Bob Janson.

May 8, 2024

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Property and Casualty

Affordable Housing Providers Hardest-Hit in Insurance Market for Nonprofits

Adding to significant challenges including labor shortages and reduced funding, nonprofit organizations are experiencing increasing difficulty in securing adequate property and casualty insurance. Premiums are increasing, deductibles are escalating, and the number of carriers willing to engage with nonprofits continues to shrink. These challenges underscore the importance of partnering with an experienced insurance broker who specializes in serving nonprofit organizations.

May 7, 2024

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