About Us
Bell Insurance, Inc., an Alera Group Company, is a full-service independent insurance agency, offering a wide array of personal and commercial insurance products. Established in 1987, we serve the insurance needs of more than 9,000 individuals & families and 2,500 businesses.
In 2021, Bell joined Alera Group, an independent, national insurance and financial services firm created through the merger of like-minded, high-performing, entrepreneurial companies across the United States. Alera Group provides us access to resources, technical expertise, and best practices of a larger national firm while maintaining local personal care and thoughtful customer service. We position ourselves as leaders in the insurance world to ensure a high level of confidence in our expertise.
By choosing Bell, you aren’t just a number. You are a valued customer, and we are always here to offer guidance, answer your questions and identify ways to save you money. Our expert team assists customers through the entire insurance process, making it a hassle-free experience for you.
Get a quote: Submit this form.
Office hours and locations:
Monday-Friday, 8:30 a.m.-5 p.m. ET
Note: Our office observes temporary summer hours. During the summer months, our office closes at 1 p.m. ET on Fridays through the end of August.
- CHAMBERSBURG: (Phone) 717-264-7518 / (Fax) 717-264-1287
- GREENCASTLE: (Phone) 717-597-1151 / (Fax) 717-597-3141
- HANOVER: (Phone) 717-632-4500 / (Fax) 717-632-8203
- MECHANICSBURG: (Phone) 717-234-6530 / (Fax) 717-234-4163
Meet Our Team
Sherry McIntosh
Hanover Receptionist
Sherry is the Receptionist at our Hanover location. She greets and assists customers, answers phones, directs customers to agents, and performs various administrative duties. Sherry has been a team member since 2018.
Yvanna Ruano
Personal Lines Account Manager
As a Personal Lines Account Manager, Yvanna helps individuals protect what matters most with tailored home, auto, and personal insurance solutions. She builds relationships, provides guidance, and strives to make the insurance process simple and stress-free.
She graduated with a Bachelor of Science degree in Business – Management and Marketing from Penn State University and began working for Alera Group in 2024.
In her free time, she enjoys spending time with family, traveling to new places, and serving at her church.
Angie Shaffer, CISR
Commercial Lines Account Manager
Angela is a Commercial Lines Account Manager and has been a valued team member since 2001. With more than 25 years of experience in the insurance industry, she specializes in quoting and servicing commercial accounts. Her favorite part of the job is helping clients save money while ensuring their assets are well protected.
Outside of work, Angela enjoys spending quality time with her husband, daughter, son-in-law and granddaughter. A true animal lover, she also cherishes get-togethers with friends and family.
Karen Shealer
Personal Lines Account Manager
As a Personal Lines Account Manager, Karen writes new business and ensures her customers are with the best company for their needs.
She has been a team member since 2000. Her favorite parts of her job are saving customers money by rewriting their insurance and helping new customers get insurance.
In her free time, Karen enjoys doing outside work and spending time at the beach.
Resources
General Resources
Get a quote: Submit this form.
How to File a Claim During Office Hours
Bell Insurance's normal office hours are 8:00 a.m. - 5 p.m. Monday through Friday. If you have sustained a loss and need to report a claim during those hours, please call us at (717) 264-7518.
How to File a Claim After Office Hours
In the event of an after-hours claim or emergency, please contact your carrier directly.
Solutions
Personal Insurance
- Auto Insurance, Life Insurance, Disability Insurance, Homeowners Insurance, Long-Term Care Insurance, Medicare
Business Insurance
- Building and Business Property Insurance, Employment Practices Liability Insurance, General & Professional Liability, Commercial Auto Fleet & Surety, Business Overhead Expense Insurance, Worker's Compensation, Cyber Liability Insurance, Agribusiness
Employee Benefits
- Health Insurance, Vision Insurance, Dental Insurance, Voluntary Benefits
PDA (Pennsylvania Dental Association) Members:
Enjoy the convenience of one-stop shopping and the peace of mind that comes from having a single source for all your insurance needs. PDAIS, an endorsed vendor of the Pennsylvania Dental Association, provides a variety of business and personal insurance programs to Pennsylvania dentists, their families and staff. We offer an unparalleled understanding of your profession and coverage designed with your practice in mind.
As an Alera Group agency, PDAIS has access to the resources, technical expertise and best practices of a large national firm, while maintaining our personalized, local relationships. The innovative culture of Alera Group allows us to collaborate with national partners to expertly meet your unique needs.
Contact us for a free, no-obligation quote and start saving today!
We are pleased to offer the following products to PDA members: Professional Liability, Building and Business Property, Workers' Compensation, Cyber Suite Liability, Employment Practices Liability and Group Disability.
New Dentist Program
$50. That’s all new graduates pay for their first year of professional liability insurance. Learn more.
Contact Megan Geider or Gabrielle Wilday today for personalized customer service and a free, no-obligation quote.
NJDA (New Jersey Dental Association) Members:
We provide a variety of business and personal insurance programs to NJDA member dentists. We offer you an average 15 percent savings on quality products from stable, highly-rated companies. All carriers, programs and products have been thoroughly analyzed by Bell and approved by NJDA.
Why choose us? We offer you quality insurance products at discounted prices and the NJDA receives non-dues income. We are pleased to offer the following products to NJDA members: Professional & Business Liability Insurance, Building & Business Property Insurance, Cyber Suite Liability and Workers' Compensation Coverage
New Dentist Program
$50. That’s all new graduates pay for their first year of professional liability insurance.
Contact Megan Geider or Gabrielle Wilday today for personalized customer service and a free, no-obligation quote.
EXPERT EDUCATION
Events and Webinars
Employee Benefits
Q3 2025 Quarterly Compliance Webinar
Alera Group's quarterly employee benefits compliance roundup will help you stay current on the latest national regulatory developments impacting employers.
September 9, 2025 at 01:00 pm CT | Virtual
Sign Up
Employee Benefits
Navigating Medicare: Educational Virtual Seminar
Navigate Medicare options to ensure you feel confident in your post-65 healthcare coverage.
September 10, 2025 at 12:00 pm CT | Virtual
Sign Up Employee Benefits
Q4 2025 Quarterly Compliance Webinar
Alera Group's quarterly employee benefits compliance roundup will help you stay current on the latest national regulatory developments impacting employers.
November 4, 2025 at 01:00 pm CT | Virtual
Sign Up
THOUGHT LEADERSHIP
Insights
Property and Casualty
Alera Group’s 2025 Property and Casualty Market Update
Alera Group’s 2025 Property and Casualty Market Update, designed as a bridge between Alera Group’s annual Market Outlooks — provides insight into pricing, coverage availability, market capacity and underwriting trends for the balance of 2025.
August 1, 2025
Find out more
Employee Benefits
Legal Alert: IRS Issues Affordability Percentage Adjustment for 2026
The Internal Revenue Service (IRS) has released Rev. Proc. 2025-25, which contains the inflation adjusted amounts for 2026 used to determine whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (ACA) employer shared responsibility provisions and premium tax credit program.
July 23, 2025
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Employee Benefits
Legal Alert: Enforcement of the HIPAA Reproductive Health Care Privacy Rule Vacated Nationwide
On June 18, 2025, a federal district court in Texas vacated a significant portion of the HIPAA Privacy Rule to Support Reproductive Health Care Privacy (“Final Rule”), which was implemented on April 24, 2024, on a nationwide basis. The Final Rule, which was implemented in response to the U.S. Supreme Court’s decision in Dobbs v. Jackson Women’s Health Organization (effectively overturning Roe v. Wade), was intended to protect the ability of individuals to receive reproductive health care when the care is provided lawfully under the circumstances without risk of an individual’s identity or health information being disclosed for purposes of state criminal, civil or administrative investigations (or for imposing liability related to lawfully providing or obtaining reproductive healthcare).
July 21, 2025
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Legal Alert: Employee Benefits Provisions in the One Big Beautiful Bill Act
On July 3, 2025, Congress passed a reconciliation bill (the “Reconciliation Act”) previously named the One Big Beautiful Bill Act, but subsequently redesignated “An Act to provide for reconciliation pursuant to title II of H. Con. Res. 14.”
July 8, 2025
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