About Us
Our full-service insurance agency began providing insurance solutions to residents and businesses in Talbot County in 1850. Today, our main office is still located in Easton, Maryland and our independent agents continue to provide families and businesses in the Mid-Atlantic region with financial security through quality insurance coverage. Over the years our agency has grown and now also includes: Freestate and Son Insurance, Elliott Wilson Trucking Insurance, and Jack Martin & Associates. Freestate and Son Insurance is located in Centreville, Maryland and offers personal and business insurance coverage to individuals, families, and businesses in Queen Anne’s County and the surrounding area. Elliott Wilson Trucking Insurance is our trucking division that is located within our main office in Easton. Our agents at Elliott Wilson Trucking Insurance specialize exclusively in the trucking industry and provide a level of expertise that is unmatched in their field. Jack Martin & Associates is our boat, yacht, and marine insurance division that is located in Annapolis, Maryland and known to many as the premier yacht, boat, marine insurance agency worldwide. Each of our divisions deliver value to our clients in a unique manner with a common goal of helping them succeed.
As an Alera Group company, Avon-Dixon has access to the resources, technical expertise and best practices of a large national firm, while maintaining our personalized, local relationships. The innovative culture of Alera Group allows us to collaborate with national partners to expertly meet your unique needs.
Meet Our Team
Jay Dayton
Personal & Commercial Insurance Agent
Joann Duvall
Education Director
Bridget Fruh
Accountant
Damian Green
Commercial Insurance CSR
Resources
Get a Quote -
To submit a claim, contact your provider through one of the numbers provided below. If you would like to speak with us first, or need assistance at any time during the process, please contact us Monday through Friday, 8:00 a.m. through 4:30 p.m. at 410-822-0506.
The Avon-Dixon Insurance Agency, recently contributed $1,000 to the Classic Motor Museum of St. Michaels as the first installment of a 5-year, $5,000 commitment to support the non-profit. “We’re proud to support the Classic Motor Museum and we’re excited to see the impact it has on our local economy and our community,” said Jason Wilson, Avon-Dixon Insurance Agent. “The museum helps to make our community attractive for visitors and local families while also supporting youth in our community through a focus on vocational-technical education and career training.” Pictured left to right in the museum’s new exhibit barn are Tad duPont, Museum President and Jason Wilson.
Avon-Dixon Insurance Agency Supports Classic Motor Museum
The Avon-Dixon Insurance Agency, recently contributed $1,000 to the Classic Motor Museum of St. Michaels as the first installment of a 5-year, $5,000 commitment to support the non-profit. “We’re proud to support the Classic Motor Museum and we’re excited to see the impact it has on our local economy and our community,” said Jason Wilson, Avon-Dixon Insurance Agent. “The museum helps to make our community attractive for visitors and local families while also supporting youth in our community through a focus on vocational-technical education and career training.” Pictured left to right in the museum’s new exhibit barn are Tad DuPont, Museum President and Jason Wilson.
Avon-Dixon Insurance Agency Supports Academy Art Museum
Avon-Dixon Insurance Agency, recently donated to the Academy Art Museum of Easton, MD. Their donation is to help with costs associated with putting on events for the museum. “The Academy Art Museum has been a staple within the community for as long as I can remember, and we are proud to be able to support such an important local organization,” says Biondi, Agent for Avon-Dixon. Accepting the donation is Ben Simons, Executive Director of the museum. The Academy Art Museum is celebrating their 60th anniversary this year.
Avon-Dixon Insurance Agency Supports Talbot Interfaith Shelter
Avon-Dixon Insurance Agency and The Selective Insurance Group Foundation joined forces to support the positive efforts of the Talbot Interfaith Shelter through a $1,000 grant. The Selective Insurance Group Foundation is a philanthropic affiliate of Selective Insurance Group, Inc. (Nasdaq: SIGI).
“We are honored to offer a donation to such a great local organization. The Shelter helps people in need throughout our communities and we are happy to have the opportunity to help them in their mission to help others” said Ned McDonald, Senior VP, Agent for Avon-Dixon Insurance Agency.
The grant represents a $500 donation from Avon-Dixon Agency, matched by a $500 grant from The Selective Insurance Group Foundation. The grant will help the Talbot Interfaith Shelter’s efforts to provide safe, temporary shelter to men, women, and children who lack adequate housing, and to raise awareness of the issues of homelessness in our community.
“At Selective, Response is everything®… and this includes responding to the communities where we live and work to give back and help those in need. Together with Avon-Dixon Agency, we are proud to support Talbot Interfaith Shelter and its efforts to make a difference in the community,” said Chuck Musilli, Executive Vice President, Chief Human Resources Officer, Distribution Strategies, Selective.
EXPERT EDUCATION
Events and Webinars
Employee Benefits
Point Solutions, Proven: Why Vendor Sprawl Fails — and How to Identify What Actually Drives Impact
A clearer framework for sorting through point solutions to determine where investment may—or may not—deliver value.
September 15, 2026 at 01:00 pm CT | Virtual
Register Here
Employee Benefits
Primary Care as a Strategy: How Direct Primary Care Can Lower Costs and Improve Outcomes
A clearer understanding of how Direct Primary Care can be used as a strategic lever to improve outcomes while controlling total cost of care.
October 20, 2026 at 01:00 pm CT | Virtual
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Employee Benefits
AI Advantage in Benefits: Practical Use Cases That Support HR and Employees
A practical view of how AI can support benefits teams while improving the employee experience.
November 17, 2026 at 01:00 pm CT | Virtual
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THOUGHT LEADERSHIP
Insights
Property and Casualty
Commercial Real Estate Insurance Market Shows Signs of Relief, With Conditions
There are emerging signs that the commercial property insurance market is beginning to soften. However, the benefits of this shift are not being felt uniformly across all real estate portfolios.
July 16, 2026
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Property and Casualty
Why is umbrella liability getting so expensive?
While most commercial insurance pricing has softened in 2026, umbrella liability has not. In fact, it’s moving in the opposite direction.
May 4, 2026
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AI Isn’t Liable for the Mistake. You Are.
Artificial intelligence is powerful. It’s also wrong more often than people want to admit.
If you use AI to support or deliver professional services, any mistake it makes is still your responsibility. Not the software’s. Not the vendor’s. Yours.
April 1, 2026
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Identity hijacking is surging. Here’s what leaders need to know.
Cyber incidents across our client base have been sharper, faster and more costly this year. Even organizations with strong controls are being hit in ways that look very different from past attacks.
March 13, 2026
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