Freehold, NJ

    About Us

    At CBSI we are uniquely equipped to help you unlock the engaged employee, because we’ve helped companies just like yours solve this problem without creating more cost.  Unlike other insurance brokers, CBSI engages in a multi-step process throughout the year to listen, learn and clarify your employee concerns, creating solutions that align your company’s benefits with their wants and needs.  But our approach goes beyond benefit solutions.  Through experience, we have come to understand that educating your employees on their benefits is often more important than the actual benefits themselves. Better solutions together with communication unlocks the engaged employee.

    For some this seems counter-intuitive, but it is a conversation you should not avoid. 96% of employees who are satisfied with their benefits are satisfied with their jobs, making tailored benefits and increased communication the best methods to shore up your bottom line.   Attacking and solving the ‘unhappy employee syndrome’ that many companies experience will give you an advantage over competitors while slashing your investments in recruiting, hiring and training.

    Great leaders see opportunity where others don’t. Real progress and real change for your company can only come with your vision. From your vantage point you are constantly looking for the next advantage, always understanding that there is always more to learn.

    Let us show you how to make your business better, in unexpected ways.

    Meet Our Team

    Xiomara Wilhalme

    Account Manager
    Xiomara Wilhalme

    Favorite Food: I am very adventurous when it comes to food. I love trying new things!

    Favorite Movie: Gone with the Wind

    Favorite Vacation: Anywhere that is warm and with beautiful beaches. Would love to one day travel to Tahiti

    Why CBSI: We are like a family at CBSI – always looking out for each other and our clients. My fellow employment benefit specialists and I get to help businesses and employees navigate through challenges brought on by the complexities of the insurance industry, and equip them to face their problems head on. With so many changes occurring on a continuous basis, it’s very fulfilling to show our clients that we are there for them every step of the way.

    EXPERT EDUCATION

    Events and Webinars

    Employee Benefits

    GLP-1s at Scale: Why Weight-Loss Drug Decisions Are Now a Financial Strategy

    A GLP-1 decision framework plus scenarios.

    July 21, 2026 at 01:00 pm CT | Virtual

    Register Here
    webinar

    Employee Benefits

    Open Enrollment That Works: Why Employees Do Not Engage — and How Modern Communications Drive Better Choices

    Practical communication strategies to strengthen open enrollment effectiveness and employee decision-making.

    August 18, 2026 at 01:00 pm CT | Virtual

    Register Here
    webinar

    Employee Benefits

    The Compliance Pathway Q3

    Don't miss this ongoing opportunity to ensure you comply with current regulations and are prepared for what's ahead.

    September 2, 2026 at 01:00 pm CT | Virtual

    Register Here
    Webinar Graphic

    THOUGHT LEADERSHIP

    Insights

    Employee Benefits

    What the 2026 Benchmarking Data Reveals — and Why It Matters Now

    On Tuesday, June 16, 2026, at 2:00 PM ET, Alera Group will host Benchmarking That Drives Decisions: Why Averages Mislead — and What Best-in-Class Data Reveals, a live webinar designed for HR, finance and executive leaders involved in benefits planning, budgeting and long-term strategy.

    June 11, 2026

    Find out more

    Employee Benefits

    Legal Alert: IRS Releases 2027 HSA Contribution Limits and Other Limits

    In Rev. Proc. 2026-24, the IRS released the inflation adjusted amounts for 2027 relevant to Health Savings Accounts (HSAs) and high deductible health plans (HDHPs). The table below summarizes those adjustments and other applicable limits.

    June 3, 2026

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    Employee Benefits

    Legal Alert: PBM Transparency Coming Soon

    Two recent movements on the federal level have paved the way for greater pharmacy benefit manager (“PBM”) transparency for group health plans.

    May 22, 2026

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    Employee Benefits

    Legal Alert: RxDC Reporting Due June 1st

    Reminder: RxDC Reporting Due June 1st

    February 26, 2026

    Find out more

      Alera Group, Inc. is aware that there are persons fraudulently impersonating our company by using fake internet domains that appear to look like our legitimate services. If you are contacted by someone claiming to work for Alera Group, or any of our partners, please carefully review the email address and domain. If you have a relationship with our company, please contact us directly and not through any information that is provided in such an email. Please be extremely careful in responding to such emails with personal and financial information, sharing passwords, or any other information of value. Alera Group, or any of our partners, will never send ACH instructions via email and thus we strongly recommend that you verify the authenticity of each wire transfer request by calling your Alera Group contact using the number you have previously called.