About Us

    Our History

    Lighthouse Group was established in 1995 with the merger of the Lighthouse Group Insurance Agency (founded in 1990) and Keuning Agency (founded in 1960). Through organic growth and acquisitions, our organization evolved into a noteworthy Michigan-based employer serving over 33,000 clients. Our locations across the state allow us to remain relationship focused and community oriented.

    On December 1, 2020, we merged with the nation’s 17th largest agency, Alera Group. This partnership has brought the capabilities and resources of a national firm while allowing us to maintain the local service our clients have come to know and love.

    Meet Our Team

    Jaclyn Brussee

    Regional Vice President of Sales Development, Midwest Region
    Jaclyn Brussee

    EXPERT EDUCATION

    Events and Webinars

    Employee Benefits

    When Captive Insurance Makes Sense

    In this session, our experts will talk about how captives work, the advantages and disadvantages and what you need to know to determine whether they make sense for your organization.

    November 21, 2024 at 01:00 pm CT | Virtual

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    Webinar Graphic

    Employee Benefits

    Q4 Compliance Update

    Alera Group's quarterly employee benefits compliance roundup will help you stay current on the latest national regulatory developments impacting employers.

    December 3, 2024 at 01:00 pm CT | Virtual

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    Webinar - Legal Graphic

    THOUGHT LEADERSHIP

    Insights

    Employee Benefits

    Webinar Preview: ‘When Captive Insurance Makes Sense’

    As healthcare costs — including those for pharmacy — have continued to skyrocket, the urgency to control healthcare and pharmacy spend has elevated as well, and Captives have surged in popularity. Alera Group's webinar on Captive Insurance will help you determine whether forming or joining a Captive is right for you.

    November 7, 2024

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    Employee Benefits

    Are You Prepared to Comply With the New Mental Health Parity Final Rule in 2025?

    On September 9, 2024, the DOL, IRS and HHS released a final rule for the Requirements Related to the Mental Health Parity and Addiction Equity Act (MHPAEA Final Rule). The MHPAEA Final Rule is similar to the proposed rule released on July 25, 2023, with some marked differences. While the MHPAEA Final Rule is effective as of November 22, 2024, the requirements become enforceable at different times. Most apply to plan years beginning on or after January 1, 2025, with other requirements becoming enforceable for plan years beginning on or after January 1, 2026.

    October 25, 2024

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    Employee Benefits

    Legal Alert: IRS Adjusts Health Flexible Spending Account and Other Benefit Limits for 2025

    On October 22, 2024, the Internal Revenue Service (IRS) released Revenue Procedure 2024-40, which increases the health flexible spending account (FSA) salary reduction contribution limit to $3,300 for plan years beginning in 2025, an increase of $100 from 2024.

    October 23, 2024

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