About Us
At Menath Insurance we have a passion for protection. We strive to meet all our clients’ needs and have an experienced and knowledgeable customer service team that will ensure you, your family, your business, and your passions are protected from whatever life throws your way.
After determining your needs Menath Insurance will use its established relationships with trusted and time-honored insurance carriers to thoroughly negotiate favorable contracts on your behalf. By choosing Menath Insurance or an affiliated company, you can rest assured that you have experienced agents backed by strong national and regional insurance carriers focused on serving you.
We offer the following services to our clients:
- Ability to shop multiple A+ rated insurance companies.
- Customized policies suited to your individual needs.
- The best coverage, protection and competitive pricing available.
- Superior product offerings in our broad array of Personal, Commercial and Health Markets.
- The ability to insure you throughout the Western United States and beyond.
- Experience and professionalism from 33 years of serving our clients’ needs.
- An experienced and diverse service team that pools its talents and experience so a better product is produced for each customer and their needs.
Let Menath Insurance’s passion for protections work for you. Call or click for a free quote today.
Branch offices and divisions
Menath Insurance has offices throughout northern Nevada and Northern California to suit our customer’s needs. Find us at one of our local branch offices, or contact our division experts.
Headquarters: Incline Village office at 333 Village Blvd, STE 203 Incline Village, NV 89451
Reno Branch 1325 Airmotive Way, Suite 320, Reno NV 89502
Susanville Branch 805 Main St Suite N, Susanville, CA 96130
South Lake Tahoe Branch: A to Z Insurance Services 3331 Sandy Way, South Lake Tahoe, CA 96150
Divisions:
Sierra Professional Insurance-Assisted Living Specialist -1325 Airmotive Way Suite 320, Reno, NV 89502
Homeowners Association Specialist - 333 Village Blvd Suite 203, Incline Village, NV 89451
Real Fitness Insurance-Fitness Insurance Specialist -1325 Airmotive Way Suite 320, Reno NV 89502
Meet Our Team
People you can count on. People you can trust.
Michelle D. Zubillaga
Customer Service Representative Susanville Office
P: (530) 257-7526
EXPERT EDUCATION
Events and Webinars
Employee Benefits
AI Advantage in Benefits: Practical Use Cases That Support HR and Employees
A practical view of how AI can support benefits teams while improving the employee experience.
November 17, 2026 at 01:00 pm CT | Virtual
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Employee Benefits
The Compliance Pathway Q4
Don't miss this ongoing opportunity to ensure you comply with current regulations and are prepared for what's ahead.
December 2, 2026 at 01:00 pm CT | Virtual
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THOUGHT LEADERSHIP
Insights
Employee Benefits
Legal Alert: IRS Adjusts Health Flexible Spending Account and Other Benefit Limits for 2027
The Internal Revenue Service (IRS) recently released Revenue Procedure 2026-35, which increases the health flexible spending account (FSA) salary reduction contribution limit to $3,500 for plan years beginning in 2027, an increase of $100 from 2026. Thus, for health FSAs with a carryover feature, the maximum carryover amount is $700 (20% of the $3,500 salary reduction limit) for plan years beginning in 2027. When carrying over funds from 2026 to 2027, 20% of the $3,400 salary reduction limit for 2026 is $680.
November 10, 2026
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Legal Alert: IRS Issues ACA Affordability Percentage Adjustment for 2027
The Internal Revenue Service (IRS) has released Rev. Proc. 2026-26.
July 24, 2026
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Commercial Real Estate Insurance Market Shows Signs of Relief, With Conditions
There are emerging signs that the commercial property insurance market is beginning to soften. However, the benefits of this shift are not being felt uniformly across all real estate portfolios.
July 16, 2026
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Legal Alert: Clients With Massachusetts Private PFML Plans Renewing After July 1, 2026
Alert for any employer with at least one employee in Massachusetts, even if the employee is remote.
June 30, 2026
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