Carmela Elco is a Principal at Alera Group's West Chester office, where she works closely with plan sponsors to navigate evolving regulations and design retirement plans that are both effective and competitive. With a strong foundation in human resources and investment analytics, Carmela brings a holistic approach to retirement plan consulting.

Before joining Trinity Advisors Group, an Alera Group Company, Carmela served as a Principal at Cerity Partners, guiding clients through complex retirement plan mergers, developing responsible defined benefit replacement strategies, and overseeing investment monitoring efforts. She began her career at RESOURCES for Retirement, where she progressed from Vice President of Client Services—overseeing investment advisory operations—to President, always driven by a commitment to exceptional client service.

Carmela holds a Master of Arts in Human Resources Management from St. Francis University and a Bachelor of Science from the University of Pittsburgh. She is an Accredited Investment Fiduciary (AIF®), and a Certified Behavioral Finance Analyst (CBFA).Outside of work, Carmela and her husband Dave enjoy biking through Fairmount Park and spending time with their dog, Fritz.

Investment advisory services offered through Alera Investment Advisors, LLC and Trinity Investment Advisors, LLC.