Michael was born and raised in Greeley, CO and is a graduate of the University of Colorado with a degree in finance.  Before joining Shirazi Benefits, Michael worked for three and a half years with a major insurance company where he achieved several of the highest awards and recognitions. With his past experience, Michael brings a vast knowledge of group employee benefits with the perspective and experience from the carrier side.  In addition to employee benefits, Michael has a background and experience in individual life, disability income and business planning and focuses his business in Northern Colorado.  Michael is involved with several community organizations and brings a young, exciting energy to our group.  Michael and his wife, Kelsey, and dog, Snickers, live in Fort Collins, CO.