Alera Group Insights

Perspectives from our thought leaders and experts across the country.

AREAS OF EXPERTISE

Property and Casualty

General Liability Insurance in 2024: Navigating a Complex Landscape

While some aspects of General Liability Insurance have largely turned a corner from a prolonged hard market, the outlook in other areas looks much less cheery. Overall, the market has finally improved after several challenging years, offering signs of stabilization.

September 12, 2024

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Property and Casualty

Workers’ Compensation: Stable market with emerging challenges from mental health claims

Despite pressure from medical inflation, increases in fee schedules on medical procedures and wage inflation affecting premiums and benefits, Workers’ Compensation remains a stable and profitable line for insurers. This stability allows buyers favorable conditions, such as ample capacity and stable rates. However, a new trend is emerging: the inclusion of mental health claims as compensable workers’ compensation.

August 28, 2024

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Property and Casualty

Relief from the high cost of wind/hail insurance

Commercial real estate (CRE) owners must ensure they are adequately covered, but many face high wind/hail deductibles when renewing their Property Insurance policies. This is where Wind/Hail Deductible Buyback insurance policies come in, providing a solution that meets lender requirements and offers peace of mind during turbulent times.

August 22, 2024

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Property and Casualty

Diverging Outlook on Manufacturing Insurance

The manufacturing industry continues to face a complex insurance landscape in 2024, with some areas showing signs of stability while others remain more challenging.

August 7, 2024

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Property and Casualty

The Importance of P&C Insurance in Physician Group Acquisitions

Risks involving patients as well as practicing physicians make it imperative that groups positioning themselves for acquisition fortify themselves with a program of robust risk management and customized property and casualty (P&C) insurance.

July 29, 2024

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Property and Casualty

Assisted Living and Skilled Nursing Sector Vulnerable to Cyber Threats and Staffing Mandates

After a challenging 2023, Property Insurance rates are more stable midway through 2024. However, environmental exposures, new staffing mandates and cyber threats persist. And with over 16,900 skilled nursing facilities and 30,600 assisted living communities in the U.S. accommodating millions of residents, the sector faces unique challenges.

July 23, 2024

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Property and Casualty

Why a Crop Insurance Broker Is an Essential Partner for Agricultural Producers

In a volatile environment for agriculture business, a thorough, customized program of risk management and property and casualty insurance ― including Crop Insurance ― is essential. And for that, farmers, ranchers and other growers need to work with a certified Crop Insurance broker.

July 16, 2024

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Property and Casualty

Today’s Special: Resilience as Restaurants Navigate Tough Insurance Market

At a time when the National Restaurant Association projects sales topping $1 trillion for the first time ever this year, the future for businesses in this notoriously risky industry nevertheless seems more precarious than ever. In this business climate, robust risk management and an expertly designed insurance program couldn't be more important.

July 9, 2024

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Property and Casualty

Surety: Market Stable for Time-Proven Protection

Surety bonds not only help prequalify contractors — saving valuable project time and money — but also help ensure superior performance compared to construction projects without bonds.

June 26, 2024

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