Alera Group Insights

Perspectives from our thought leaders and experts across the country.

AREAS OF EXPERTISE

Property and Casualty

Workers’ Compensation: Stable market with emerging challenges from mental health claims

Despite pressure from medical inflation, increases in fee schedules on medical procedures and wage inflation affecting premiums and benefits, Workers’ Compensation remains a stable and profitable line for insurers. This stability allows buyers favorable conditions, such as ample capacity and stable rates. However, a new trend is emerging: the inclusion of mental health claims as compensable workers’ compensation.

August 28, 2024

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Property and Casualty

Relief from the high cost of wind/hail insurance

Commercial real estate (CRE) owners must ensure they are adequately covered, but many face high wind/hail deductibles when renewing their Property Insurance policies. This is where Wind/Hail Deductible Buyback insurance policies come in, providing a solution that meets lender requirements and offers peace of mind during turbulent times.

August 22, 2024

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Retirement Plan Services

The Arrival of TDFs with Annuities

Target Date Funds (TDFs) with annuities combine growth with guaranteed income, offering financial security for retirees. While challenges like portability and fees exist, this new approach is gaining traction among major retirement plan providers.

August 20, 2024

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Wealth Services

Weekly Market Update

Stocks posted solid gains last week, buoyed by robust economic data and constructive comments from Fed officials.

August 19, 2024

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Wealth Services

Six Types of Insurance Your College Student May Need

Ensure your college student is protected with the right insurance coverage. Explore six types of insurance to consider, from health and car insurance to identity theft protection, as your teen heads off to college.

August 16, 2024

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Wealth Services

Understanding the Bond Market: The Crucial Link Between Bonds and Interest Rates

Explore the key relationship between bond prices and interest rates, and learn how recent Federal Reserve actions have impacted the bond market. Understanding this connection is crucial for informed investment decisions.

August 15, 2024

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Retirement Plan Services

Closing the Financial Wellness Engagement Gap

Despite widespread availability, financial wellness programs are underutilized by employees. Discover strategies plan sponsors can use to close this engagement gap by tailoring resources, addressing immediate financial needs, and boosting awareness through targeted communication and incentives.

August 14, 2024

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Wealth Services

Weekly Market Update

Stocks ended last week with modest losses, masking a volatile five-day trading period that saw investors embrace recession concerns and then dismiss the slow-down talk as speculation as the week progressed.

August 12, 2024

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Employee Benefits

"Leave Report": An Innovative Resource for Informing Your Employee Benefits Plan Design

Based on a survey of more than 1,040 organizations across the U.S., Alera Group’s 2024 Healthcare and Employee Benefits Leave Report provides insights into how businesses of different sizes, industries and regions are addressing employee leave, including holidays, vacation time, sick leave and other paid leave for common life events.

August 8, 2024

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