Tobacco surcharges, or an increase in premiums for employees who use tobacco products, are attractive to employers looking to keep their employee population healthy and lower their healthcare costs. But they can go too far, and many employers might not be aware of the limitations.
November 15, 2024
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This September, the tri-agencies (Department of Labor, Internal Revenue Service, and Health and Human Services) released the long-awaited Final Rule regarding the Mental Health Parity and Addiction Equity Act (MHPAE Final Rule). The Final Rule, which is effective on November 22, 2024, has a series of enforcement dates, most of which begin on plan years beginning on or after January 1, 2026.
November 15, 2024
Find out more The Federal Reserve’s recent 50 basis point interest rate cut, with more reductions expected by year’s end, may leave employees wondering what it means for their retirement savings — and their overall financial picture.
November 14, 2024
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Many plan sponsors focus on external cybersecurity threats, such as hackers attempting to breach their systems, but disgruntled employees can also pose a risk.
November 14, 2024
Find out more By the second quarter of this year, the number of “401(k) millionaires” rose 2.5% from Q1, marking a record high according to Fidelity.
November 14, 2024
Find out more Extended-care coverage can be complex. Here’s a list of questions to ask that may help you better understand the costs and benefits of these policies.
November 13, 2024
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Stocks surged higher last week, fueled by the Fed’s rate cut decision and post-election enthusiasm as investors looked to future policy impacts of a Republican-controlled Senate and executive branch. (The House of Representatives remains undecided.)
November 12, 2024
Find out more As the United States looks to 2025 and the inauguration of President Donald Trump, employers that sponsor employee benefit plans might be wondering what changes related to health benefits in America could be on the horizon.
November 8, 2024
Find out more Read about the latest insights on the market and economy from our Director of Investments, Bob Janson.
November 7, 2024
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