Baltimore, MD

    About Us

    Since 1999, SIG, an employee benefits firm, has been dedicated to partnering with our clients and providing exceptional customer service. The inspirational basis for our operating business principles is: “If you take care of Baltimore, Baltimore will take care of you.” This philosophy has instilled itself in our culture and practice of all employees. SIG has years of industry experience, which has given us an edge over the competition in the vast wealth of knowledge and resources we have gathered. Our employees are passionate about helping and forming long-lasting relationships with others, and when you partner with us, we become a true extension of your company.

    In 2017, SIG and 23 other like-minded, entrepreneurial firms came together to form Alera Group. Since then, Alera Group has grown to become the 11th largest independent insurance and financial services firm in the nation with over 4,000 employees, 180 firms, and thousands of clients across the country.

    In 2023, we officially began embracing the Alera Group brand. What remains consistent is holding our clients at the core of our business; we focus on bringing personalized solutions, expanding our capabilities, and deepening our resources nationally.

    Mission

    We go the extra mile to help navigate the healthcare system and marketplace for our clients in order to advise them on the creation of comprehensive benefits plans that align with their core values to maximize their investment while controlling their costs. Our team-oriented approach allows us to become an extension of our clients’ HR departments. Through our vast knowledge and resource base, we keep our clients educated and well informed with the ever-changing healthcare regulations and marketplace.

    Core Values

    In order to create the organizational culture we desire, we embrace and embody the following core values:

    • Partnership
    • Integrity
    • Creativity
    • Flexibility
    • Passion
    • Collaboration
    • Excellence

    Meet Our Team

    People you can count on. People you can trust.

    Carolyn Kinna

    Senior Account Manager
    Carolyn Kinna

    Carolyn joined the firm in 2001 and brings over 20+ year of industry experience.  Carolyn is a Senior Account Manager for group clients of all sizes.  Carolyn’s primary focus is fully insured and self-funded clients, including negotiating renewals, implementation and compliance knowledge.  Carolyn prepares detailed plan design analysis of various benefits to aid clients in making informed decisions regarding their benefits package.  She facilitates and conducts open enrollment meetings through the development of employee communication materials and carrier coordination.  Carolyn holds Life and Health licenses in both Maryland and Pennsylvania and a Business Administration degree from Villa Julie College.

    Renee Knighton

    Senior Account Manager
    Renee Knighton

    Renee joined the firm in April of 2019 and is a Senior Account Manager. She brings with her 20 years of industry experience. Renee focuses her expertise in large group clients by assisting with benefit plan design, advising, educating and coordinating internal and external resources to meet client’s needs and expectations. Renee facilitates open enrollment meetings through the development of employee communication materials and carrier coordination. She ensures retention by establishing strong relationships and providing proactive, consultative expertise based on each client’s unique needs and challenges. Renee holds a Life & Health Insurance License.

    Melanie Koch

    Senior Benefits Administrator
    Melanie Koch

    Mel joined the firm in 2010 in the Individual Department as the assistant. In 2017 she moved into the Administration Department. Mel is now a Senior Benefits Administrator. She is responsible for various administration functions for both small and large, multi-site groups. She also supports the Group Department by conducting benefit audits for our clients.

    Lucy Lahr

    Marketing and Business Development Coordinator
    Lucy Lahr

    Lucy joined the firm in 2020. In her role as Business Development Coordinator she is responsible for supporting the marketing and business development efforts of SIG. She handles reporting and tracking for SIG communications, prospect material preparation for the business development team, and other day-to-day support. She holds a Bachelor of Arts degree in Business Administration from Muhlenberg College.

    Community Service

    Paying it Forward is a core component at our firm. Our culture thrives on community involvement where we proudly support our clients, employees and the communities in which we live and work.

    We empower our employees to “pay it forward” by fostering a sense of purpose and providing opportunities for impact in our community. One way we do this is by supporting causes and initiatives proposed by our team and providing opportunities to serve the

    We empower our employees to “pay it forward” by fostering a sense of purpose and providing opportunities for impact in our community. One way we do this is by supporting causes and initiatives proposed by our team and providing opportunities to serve the wider world. We believe having a culture that encourages serving and giving is a significant contributor to life and career fulfillment, which enhances our overall wellbeing. With the help from our Culture Committee, we have the opportunity to serve our community together with multiple planned events each year.

    Photo of SIG team

    We strive to creating lasting relationships with our clients. We are proud to support our clients and friends of the firm in their mission and their organizations that help create meaningful, lasting change in our community. Interested in us serving your

    We strive to creating lasting relationships with our clients. We are proud to support our clients and friends of the firm in their mission and their organizations that help create meaningful, lasting change in our community.

    Interested in us serving your non-profit or organization? Reach out and let us know! Email us here

    SIG during christmas

    EXPERT EDUCATION

    Events and Webinars

    Employee Benefits

    Navigating Medicare: Educational Webinar

    The knowledgeable team at Alera Group is here to help you navigate your Medicare options to ensure you feel confident in your post-65 healthcare coverage.

    November 12, 2025 at 12:00 pm CT | Virtual

    Sign Up
    Alera Group Webinar Banner

    THOUGHT LEADERSHIP

    Insights

    Employee Benefits

    Legal Alert: Agencies Clarify How Certain Fertility Benefits May be Treated as Excepted Benefits

    This alert is of interest to all employers that offer fertility benefits or may be interested in offering fertility benefits in the future.

    November 4, 2025

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    Employee Benefits

    Legal Alert: IRS Adjusts Health Flexible Spending Account and Other Benefit Limits for 2026

    This alert is of interest to all employers that sponsor health FSAs and qualified transit plans, among others.

    October 10, 2025

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    Employee Benefits

    2025 Leave Report: Insights to Guide 2026 Leave Planning

    Explore Alera Group’s 2025 Leave Report. Benchmark PTO, parental leave, and holiday policies to strengthen employee retention and recruitment as you plan for 2026 and beyond.

    October 1, 2025

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    Employee Benefits

    Legal Alert: IRS Issues Affordability Percentage Adjustment for 2026

    The Internal Revenue Service (IRS) has released Rev. Proc. 2025-25, which contains the inflation adjusted amounts for 2026 used to determine whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (ACA) employer shared responsibility provisions and premium tax credit program.

    July 23, 2025

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      Alera Group, Inc. is aware that there are persons fraudulently impersonating our company by using fake internet domains that appear to look like our legitimate services. If you are contacted by someone claiming to work for Alera Group, or any of our partners, please carefully review the email address and domain. If you have a relationship with our company, please contact us directly and not through any information that is provided in such an email. Please be extremely careful in responding to such emails with personal and financial information, sharing passwords, or any other information of value. Alera Group, or any of our partners, will never send ACH instructions via email and thus we strongly recommend that you verify the authenticity of each wire transfer request by calling your Alera Group contact using the number you have previously called.