Baltimore, MD

    About Us

    Since 1999, SIG, an employee benefits firm, has been dedicated to partnering with our clients and providing exceptional customer service. The inspirational basis for our operating business principles is: “If you take care of Baltimore, Baltimore will take care of you.” This philosophy has instilled itself in our culture and practice of all employees. SIG has years of industry experience, which has given us an edge over the competition in the vast wealth of knowledge and resources we have gathered. Our employees are passionate about helping and forming long-lasting relationships with others, and when you partner with us, we become a true extension of your company.

    In 2017, SIG and 23 other like- minded, entrepreneurial firms came together to form Alera Group. Since then, Alera Group has grown to become the 11th largest independent insurance and financial services firm in the nation with over 4,000 employees, 180 firms, and thousands of clients across the country.

    In 2023, we officially began embracing the Alera Group brand. What remains consistent is holding our clients at the core of our business; we focus on bringing personalized solutions, expanding our capabilities, and deepening our resources nationally.

    Mission

    We go the extra mile to help navigate the healthcare system and marketplace for our clients in order to advise them on the creation of comprehensive benefits plans that align with their core values to maximize their investment while controlling their costs. Our team-oriented approach allows us to become an extension of our clients’ HR departments. Through our vast knowledge and resource base, we keep our clients educated and well informed with the ever-changing healthcare regulations and marketplace.

    Core Values

    In order to create the organizational culture we desire, we embrace and embody the following core values:

    • Partnership
    • Integrity
    • Creativity
    • Flexibility
    • Passion
    • Collaboration
    • Excellence

    Meet Our Team

    People you can count on. People you can trust.

    Annie Block

    Senior Benefits Consultant
    Annie Block

    Annie is responsible for providing analytic expertise using data science methods to identify actionable insights that help business leaders reduce health costs and improve outcomes.  Annie creates, analyzes and manages reports using various methods to measure and evaluate current and future benefit design initiatives, client-specific plan performance, and population health management strategies.

    Annie Block has almost two decades of experience in the Health Benefits field. She has worked with SIG providing strategic consultation with a focus on HR metrics and data analytics. She participates in the National Data Analytics Peer Group for the Benefit Advisors Network and annually updates their benchmarking reporting. Annie managed the benefits and workers compensation of a large Cleveland company, was a large group underwriter for Kaiser Permanente and has additional consulting experience specific to unions and national organizations.

    Annie holds her Group Benefits Associate certification through IFEBP, she is a Certified PPACA Professional and has her Ohio Life, Accident & Health license.

    Annie has a Bachelor of Psychology degree from Case Western University and a Master of Business Administration from Bowling Green State University.

    Danielle Clark

    Client Operations Manager
    Danielle Clark

    Danielle joined the firm in 2011 and is a Client Operations Manager. In her role, Danielle assists Account Directors with all aspects of customer service, including proposals, claims, renewals, and day-to-day support. She researches, reviews and resolves claim and enrollment issues promptly and offers valuable support for clients’ group administrators, the human resources department and is an advocate for the employees. Danielle works primarily with large group clients and leads our fully insured support team. Danielle holds a Bachelor’s Degree in Business Administration with a concentration in Human Resources and Business Management as well as a Life and Health license.

    George Close

    Employee Benefits Consultant
    George Close

    George joined the firm in 2024 as an employee benefits consultant. George has 7 years of experience in the employee benefits sector. In his role, he works with employers to design and implement tailored benefit offerings for their employees. George is an alumnus of Roanoke College where he studied Political Science. He is also an avid Ravens and Orioles fan. 

    Brenda Cogar

    Commissions Manager
    Brenda Cogar

    Brenda joined the firm in 2002 and is the Commissions Manager. In her role, she is responsible for receiving commission payment from various carriers, managing the commission tracking process, projecting expected revenue, and researching and resolving commission issues.  In addition to her work with the commissions process, Brenda works with the finance team on the firm's AR and AP processes.  Brenda holds a Bachelor of Science degree in History from Iowa State University.

    Community Service

    Paying it Forward is a core component at our firm. Our culture thrives on community involvement where we proudly support our clients, employees and the communities in which we live and work.

    We empower our employees to “pay it forward” by fostering a sense of purpose and providing opportunities for impact in our community. One way we do this is by supporting causes and initiatives proposed by our team and providing opportunities to serve the

    We empower our employees to “pay it forward” by fostering a sense of purpose and providing opportunities for impact in our community. One way we do this is by supporting causes and initiatives proposed by our team and providing opportunities to serve the wider world. We believe having a culture that encourages serving and giving is a significant contributor to life and career fulfillment, which enhances our overall wellbeing. With the help from our Culture Committee, we have the opportunity to serve our community together with multiple planned events each year.

    Photo of SIG team

    We strive to creating lasting relationships with our clients. We are proud to support our clients and friends of the firm in their mission and their organizations that help create meaningful, lasting change in our community. Interested in us serving your

    We strive to creating lasting relationships with our clients. We are proud to support our clients and friends of the firm in their mission and their organizations that help create meaningful, lasting change in our community.

    Interested in us serving your non-profit or organization? Reach out and let us know! Email us here

    SIG during christmas

    EXPERT EDUCATION

    Events and Webinars

    Employee Benefits

    2025 Healthcare and Employee Benefits Benchmarking Report: How Does Your Benefits Program Stack Up?

    In this session, our experts will dive into the results of our annual, market-leading benchmarking survey.

    June 26, 2025 at 01:00 pm CT | Virtual

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    Employee Benefits

    Dynamic Data: Strategies for Success

    Join us for this session, as our experts will share how to utilize your organization’s data to create advanced and innovative strategies for success.

    July 17, 2025 at 01:00 pm CT | Virtual

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    Employee Benefits

    Preparing for Open Enrollment: How to Engage and Educate Your Employees on Their Total Benefits Package

    In this session, our experts will share guidance on setting yourself up for success during Open Enrollment.

    August 21, 2025 at 01:00 pm CT | Virtual

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    THOUGHT LEADERSHIP

    Insights

    Employee Benefits

    Benefits Captives: Your Business and What Your Competitors Are Doing

    In one form or another, Captive Insurance has existed as a risk management solution for many decades — originally for property and casualty coverage and primarily for large employers. But its viability as a solution for employee benefits and for midsized businesses has increased dramatically in recent years, fueled by volatility in the insurance market in general and by the skyrocketing cost of health insurance in particular.

    May 29, 2025

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    Employee Benefits

    Agencies Push Pause Button on Enforcement of MHPAEA 2024 Final Rule

    On May 15, 2025, the Department of Labor, Department of Health and Human Services, and the Treasury Department (collectively, the “Agencies”) released a statement regarding the Agencies’ recent request for abeyance of a lawsuit filed by the ERISA Industry Committee (“ERIC”) in the U.S. District Court for the District of Columbia that challenged certain aspects of Mental Health Parity and Addiction Equity Act (MHPAEA) Final Rule (“2024 Final Rule”) relating to nonquantitative treatment limitation comparative analyses (“NQTL analyses”).

    May 16, 2025

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    Employee Benefits

    IRS Releases 2026 HSA Contribution Limits and HDHP Deductible and Out-of-Pocket Limits

    In Rev. Proc. 2025-19, the IRS released the inflation adjusted amounts for 2026 relevant to Health Savings Accounts (HSAs) and high-deductible health plans (HDHPs). The table below summarizes those adjustments and other applicable limits.

    May 5, 2025

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    Employee Benefits

    A Challenge for Mental Health Awareness Month: Make It Enjoyable

    Achieving and maintaining wellbeing takes work, but that doesn’t mean it can’t be enjoyable and even fun. May is Mental Health Awareness Month, and with that comes Alera Group’s annual Mental Health Awareness Toolkit, this year featuring something we believe employers and their entire organizations will really enjoy: the 31-Day Challenge for Positive Wellbeing.

    April 29, 2025

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