Baltimore, MD

    About Us

    Since 1999, SIG, an employee benefits firm, has been dedicated to partnering with our clients and providing exceptional customer service. The inspirational basis for our operating business principles is: “If you take care of Baltimore, Baltimore will take care of you.” This philosophy has instilled itself in our culture and practice of all employees. SIG has years of industry experience, which has given us an edge over the competition in the vast wealth of knowledge and resources we have gathered. Our employees are passionate about helping and forming long-lasting relationships with others, and when you partner with us, we become a true extension of your company.

    In 2017, SIG and 23 other like- minded, entrepreneurial firms came together to form Alera Group. Since then, Alera Group has grown to become the 11th largest independent insurance and financial services firm in the nation with over 4,000 employees, 180 firms, and thousands of clients across the country.

    In 2023, we officially began embracing the Alera Group brand. What remains consistent is holding our clients at the core of our business; we focus on bringing personalized solutions, expanding our capabilities, and deepening our resources nationally.

    Mission

    We go the extra mile to help navigate the healthcare system and marketplace for our clients in order to advise them on the creation of comprehensive benefits plans that align with their core values to maximize their investment while controlling their costs. Our team-oriented approach allows us to become an extension of our clients’ HR departments. Through our vast knowledge and resource base, we keep our clients educated and well informed with the ever-changing healthcare regulations and marketplace.

    Core Values

    In order to create the organizational culture we desire, we embrace and embody the following core values:

    • Partnership
    • Integrity
    • Creativity
    • Flexibility
    • Passion
    • Collaboration
    • Excellence

    Meet Our Team

    People you can count on. People you can trust.

    Gina Dawson

    Account Executive
    Gina Dawson

    Gina joined the firm in 2014 and is an Account Executive with 25 years of insurance industry experience. She works with small to mid-size groups as well as all IMD clients including Medicare Supplement. She assists clients with all aspects of customer service, including proposals, claims, renewals and day-to-day support. Gina helps to ensure the retention of clients by establishing strong relationships and holds a Health and Life license.

    Ronald E. Drager, JR.

    Associate
    Ronald E. Drager, JR.

    Ron joined the firm in 1997 and is an Associate. Ron’s focus is on group employee benefits plans, with a concentration on group health, disability, and group and individual life. Ron holds a degree in Marketing Management. He has served on the Broker Counsel for CareFirst BlueCross/BlueShield, Coventry HealthCare and United HealthCare/MAMSI and is a member of the National Association of Health Underwriters, his Chamber of Commerce, Bond Meadow Rotary and the Knights of Columbus. He also has sat on the Board of Directors for Target Community and Educational Services for 12 years and United Way of Carroll County, Maryland.  He is currently on the Carroll Hospital Foundation Board as well as the Board of a non-profit organization, “Together We Own It."

    Lauren Durfey

    Senior Account Specialist
    Lauren Durfey

    Lauren joined the firm in 2017 and is a Senior Account Specialist. She works with both large and small group fully insured clients. In her role, she assists with everything from client and employee support to renewals and open enrollment. Prior to joining SIG, Lauren spent 10 years in an administrative capacity with a medical provider, working directly with both insurance carriers and patients alike. She brings with her a unique understanding of the healthcare industry and offers valuable support for clients’ group administrators, while remaining a strong advocate for employees. Lauren holds a Life & Health license in the state of Maryland, as well as a Bachelor of Science degree from Towson University, where she studied Electronic Media & Film.

    Sam Evans

    Senior Financial Analyst
    Sam Evans

    Sam joined the firm in 2017 and is a Senior Financial Analyst. In his role, he assists in preparing RFP’s, financials, client dashboards, benchmarking analyses, and reporting for the firm's self-funded clients. Sam holds a Bachelor of Science from Salisbury University, where he studied Business Management and Conflict Analysis & Dispute Resolution.


     

    Community Service

    Paying it Forward is a core component at our firm. Our culture thrives on community involvement where we proudly support our clients, employees and the communities in which we live and work.

    We empower our employees to “pay it forward” by fostering a sense of purpose and providing opportunities for impact in our community. One way we do this is by supporting causes and initiatives proposed by our team and providing opportunities to serve the

    We empower our employees to “pay it forward” by fostering a sense of purpose and providing opportunities for impact in our community. One way we do this is by supporting causes and initiatives proposed by our team and providing opportunities to serve the wider world. We believe having a culture that encourages serving and giving is a significant contributor to life and career fulfillment, which enhances our overall wellbeing. With the help from our Culture Committee, we have the opportunity to serve our community together with multiple planned events each year.

    Photo of SIG team

    We strive to creating lasting relationships with our clients. We are proud to support our clients and friends of the firm in their mission and their organizations that help create meaningful, lasting change in our community. Interested in us serving your

    We strive to creating lasting relationships with our clients. We are proud to support our clients and friends of the firm in their mission and their organizations that help create meaningful, lasting change in our community.

    Interested in us serving your non-profit or organization? Reach out and let us know! Email us here

    SIG during christmas

    EXPERT EDUCATION

    Events and Webinars

    Employee Benefits

    Setting Your Strategy for the New Year: Alera Group's 2025 Employee Benefits Market Outlook

    Our experts will highlight key results from Alera Group’s "2025 Employee Benefits Market Outlook" and explain how these trends can impact your benefits program this year.

    January 16, 2025 at 01:00 pm CT | Virtual

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    Webinar graphic - Alera Engage

    Wealth Services

    State of the Markets

    Join us as we unveil the factors that drive the nation's financial pulse and how they may impact your personal finances.

    January 22, 2025 at 12:00 pm CT | Virtual

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    State of the Markets

    Wealth Services

    State of the Markets

    Join us as we unveil the factors that drive the nation's financial pulse and how they may impact your personal finances.

    April 23, 2025 at 12:00 pm CT | Virtual

    Sign Up
    State of the Markets

    THOUGHT LEADERSHIP

    Insights

    Employee Benefits

    Don’t Forget About Your Gag Clause Attestations

    When the Consolidated Appropriations Act, 2021 (CAA) was enacted on December 27, 2020, it included a provision that prohibits group health plans and health insurance carriers from entering into certain agreements that, either directly or indirectly, restrict the release of certain information related to provider networks and de-identified encounter data, among other things. Such restrictions are commonly referred to as “gag clauses.” The CAA also requires plans and carriers to attest annually that their agreements do not include such impermissible gag clauses.

    November 20, 2024

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    Employee Benefits

    Avoiding an Employee Lawsuit Over a Tobacco Surcharge Claim

    Tobacco surcharges on health insurance premiums for employees who use tobacco products are attractive options for employers looking to keep their workforce healthy while lowering their organization’s healthcare costs. But surcharges can go too far, and many employers may be unaware of the limitations. Alera Group's new whitepaper on tobacco surcharges is designed to assist employers in complying with federal regulations.

    November 19, 2024

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    Employee Benefits

    Q4 Considerations: New HIPAA Privacy Considerations

    Earlier this year, the Department of Health and Human Services (HHS) issued a Final Rule titled HIPAA Privacy Rule to Support Reproductive Health Care Privacy.

    November 15, 2024

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    Employee Benefits

    Spotlight on 2025 Benefit Limits

    The IRS has released the 2025 benefit plan limits. The following chart shows some of the key limits for the 2023, 2024 and 2025 tax years.

    November 15, 2024

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