About Us
Shirazi Benefits brings a wealth of experience to every client. From our certified and licensed account managers and benefit analysts to our experienced leadership team, we know what to expect in this ever-changing industry, and we are ready to ensure your unique needs are met. With over 40 years in the industry, we have witnessed firsthand common – and not so common – issues. We use this knowledge to answer questions and handle problems for our clients in a prompt and effective manner.
Meet Our Team
People you can count on. People you can trust.
Avory Allmand
Account Executive
Account Executive
Courtney Frazier
Customer Advocate
Courtney joined Shirazi benefits in 2021 as a customer advocate assisting both large and small group clients with questions and concerns. After her work as a front desk receptionist / scheduler Courtney has been able to transition into the position of customer advocate with her medical industry knowledge. Courtney lives on a farm in Fort Lupton with her 2 dogs, husband and 6 cows. She spends her free time making greeting cards.
Nichole Green
Account Administrator
Nichole joined Shirazi benefits in 2020 as a customer advocate assisting both large and small group clients with questions and concerns. In addition, Nichole works with all of the Account Executives in updating handouts and notices during their open enrollment. Nichole has her A.A. degree in business and early childhood. After her work as a medical biller / scheduler Nichole has been able to transition into the position of claims advisor with her medical industry knowledge. Nichole lives in Greeley with her two daughters who are competitive volleyball players. She spends her off time hiking and watching her daughters compete in tournaments.
Marilyn Harvey
Account Executive
Marilyn Harvey has been in the insurance industry for 25 years. She has a Bachelor of Science Degree in Communications from the University of Idaho and is fully licensed in Life and Health. Her experience in insurance includes working as a Sales Representative at Travelers Insurance, Customer Service Representative at Sedgwick James, Benefits Manager for HMA (TPA), and a Sales Representative for NevedaCare (HMO). She has been on both side of insurance industry which includes Benefits and Property and Casualty. She has spent the last 15 years on the broker side working with clients to maintain and help establish benefits programs while building professional relationships. Marilyn has been happily married for 25 years and has two daughters ages 18 and 15. Her hobbies are watching her girls grow up and playing sports. She also enjoys spending time with her husband and black lab Bosco who is very spoiled! She joined Shirazi Benefits in 2021 as an Account Executive and will be managing a book of business to help support the agency. We are excited to have her join our team!
Resources
EXPERT EDUCATION
Events and Webinars
Employee Benefits
Collaborative Conversations: 2025 - What to Expect and What You Need to Know
Save the date for a conversation in September where we will discuss the impending PLO changes by BOLI and the Employment Department, their impacts, and other critical considerations.
September 12, 2024 at 08:30 am PT | Virtual
Sign Up
Employee Benefits
Is Tech-Enabled Brokerage Right for You?
Our experts will lay out what tech-enabled brokerage is, how it works and why it makes sense for the right organizations.
September 19, 2024 at 01:00 pm CT | Virtual
Sign Up
Employee Benefits
Meeting the Needs of an Aging Workforce
Our experts will provide tips and insights about how to incorporate Medicare, menopause benefits, retirement, communications best practices and other hot topics for older workers into your program successfully and without breaking the bank.
October 17, 2024 at 01:00 pm CT | Virtual
Sign Up
THOUGHT LEADERSHIP
Insights
Employee Benefits
Preparing for 2025: Creditable Coverage, Enrolling in Medicare and HSA Contributions
With significant changes coming in 2025 to creditable coverage determinations, employers and employees may have questions on what that means for them, whether they make the decision to enroll in Medicare Part D or continue to have coverage under their group health plan.
September 5, 2024
Find out more
Employee Benefits
Webinar: Better Benefits Administration and Lower Costs
If you don’t have expert assistance to guide you and your organization in the in using a sophisticated benefits portal, you’re wasting a lot of the money your business has invested — and probably frustrating the employees you mean to serve. Working with a brokerage that offers not only a leading-edge benefits portal but also year-round support and services enables your employees to seamlessly access, understand and navigate the portal, creating a positive benefits experience.
September 5, 2024
Find out more Employee Benefits
Medicare Part D Credibility Determinations for Non-Calendar Year Plans
In 2003, the Medicare Prescription Drug, Improvement, and Modernization Act (MMA) added a voluntary prescription drug benefit to the Medicare program. The benefit, known as Medicare Part D or “Part D,” is an optional program for Medicare beneficiaries to access covered prescription drugs at a lower cost. In 2022, the Inflation Reduction Act (IRA) was signed and set into motion changes to Part D benefits, with additional impact on employers in 2024 and 2025.
September 5, 2024
Find out more Property and Casualty
Workers’ Compensation: Stable market with emerging challenges from mental health claims
Despite pressure from medical inflation, increases in fee schedules on medical procedures and wage inflation affecting premiums and benefits, Workers’ Compensation remains a stable and profitable line for insurers. This stability allows buyers favorable conditions, such as ample capacity and stable rates. However, a new trend is emerging: the inclusion of mental health claims as compensable workers’ compensation.
August 28, 2024
Find out more