About Us
Shirazi Benefits brings a wealth of experience to every client. From our certified and licensed account managers and benefit analysts to our experienced leadership team, we know what to expect in this ever-changing industry, and we are ready to ensure your unique needs are met. With over 40 years in the industry, we have witnessed firsthand common – and not so common – issues. We use this knowledge to answer questions and handle problems for our clients in a prompt and effective manner.
Meet Our Team
People you can count on. People you can trust.
Nicole Love
Account Executive
Nicole Love is an Account Executive who joined Shirazi Benefits in 2021. Her insurance career began with administering employee changes, which grew to a love and appreciation for Health Benefits. The joy of building lasting relationships with open communication assures her small group clients they will be taken care of in all areas of their employee benefits package. Nikki and two children drive her to pursue both personal and professional goals with determination, honesty and integrity.
Brittany Martinko
Account Coordinator
Brittany Martinko joined Shirazi Benefits in April of 2019 as the Office Administrator in the Ft. Collins office. Brittany is responsible for day to day upkeep of the office and makes sure team members have what they need to execute their jobs. She is the first point of contact offering a warm smile and ensures clients are welcomed into an inviting environment. She helps the executive team behind the scenes to assist in meeting the Shirazi Benefits expectations of customer service. Prior to joining Shirazi Benefits, Brittany worked in customer service in both retail and professional organizations. Her strengths are in time management, customer service, communication, creativity and organization. When not working Brittany enjoys crafting, camping and just about anything outside!
Martha Munoz
Account Administrator
Martha Munoz began her career with Shirazi Benefits in August of 2000. She works as an account administrator assisting clients with eligibility and claims. Prior to Shirazi Benefits, Martha worked in management in Human Resources. She lives in Greeley, Colorado with her two sons. Her youngest son plays baseball which keeps Martha busy in the summer months. In addition she enjoys hiking, being outdoors and hanging out with family. She like to read and enjoys cooking.
Bianca Ortega
Account Administrator
Bianca started with Shirazi Benefits In September of 2019 as the office assistant. As an office assistance she leverages her extensive administrative experience to maintain high standards, and focus on delivering exceptional customer service and quality. She multi-tasks and provides real time support to our Account Executives and other staff to achieve excellency. Bianca is bilingual and helps in translation of company correspondence and client assistance. With 10 years of Administrative and Insurance Benefits experience, Bianca began her career as a Front Desk Coordinator in a Dental office, overseeing all office responsibility, handling all communication, data entry and greeting visitors. In accordance, as an Insurance Verification Specialist, she was responsible in coordinating patient treatments and financial plans according to patient's insurance benefits. At that time, Bianca transitioned into medical care where she spent 5 years as a patient advocate and medical interpreter, aiding patients with their coordination of benefits. Bianca is married with two daughters . She enjoys exercising and is passionate about healthcare.
Resources
EXPERT EDUCATION
Events and Webinars
Employee Benefits
Collaborative Conversations: 2025 - What to Expect and What You Need to Know
Save the date for a conversation in September where we will discuss the impending PLO changes by BOLI and the Employment Department, their impacts, and other critical considerations.
September 12, 2024 at 08:30 am PT | Virtual
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Employee Benefits
Is Tech-Enabled Brokerage Right for You?
Our experts will lay out what tech-enabled brokerage is, how it works and why it makes sense for the right organizations.
September 19, 2024 at 01:00 pm CT | Virtual
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Employee Benefits
Meeting the Needs of an Aging Workforce
Our experts will provide tips and insights about how to incorporate Medicare, menopause benefits, retirement, communications best practices and other hot topics for older workers into your program successfully and without breaking the bank.
October 17, 2024 at 01:00 pm CT | Virtual
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THOUGHT LEADERSHIP
Insights
Employee Benefits
Preparing for 2025: Creditable Coverage, Enrolling in Medicare and HSA Contributions
With significant changes coming in 2025 to creditable coverage determinations, employers and employees may have questions on what that means for them, whether they make the decision to enroll in Medicare Part D or continue to have coverage under their group health plan.
September 5, 2024
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Employee Benefits
Webinar: Better Benefits Administration and Lower Costs
If you don’t have expert assistance to guide you and your organization in the in using a sophisticated benefits portal, you’re wasting a lot of the money your business has invested — and probably frustrating the employees you mean to serve. Working with a brokerage that offers not only a leading-edge benefits portal but also year-round support and services enables your employees to seamlessly access, understand and navigate the portal, creating a positive benefits experience.
September 5, 2024
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Medicare Part D Credibility Determinations for Non-Calendar Year Plans
In 2003, the Medicare Prescription Drug, Improvement, and Modernization Act (MMA) added a voluntary prescription drug benefit to the Medicare program. The benefit, known as Medicare Part D or “Part D,” is an optional program for Medicare beneficiaries to access covered prescription drugs at a lower cost. In 2022, the Inflation Reduction Act (IRA) was signed and set into motion changes to Part D benefits, with additional impact on employers in 2024 and 2025.
September 5, 2024
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Workers’ Compensation: Stable market with emerging challenges from mental health claims
Despite pressure from medical inflation, increases in fee schedules on medical procedures and wage inflation affecting premiums and benefits, Workers’ Compensation remains a stable and profitable line for insurers. This stability allows buyers favorable conditions, such as ample capacity and stable rates. However, a new trend is emerging: the inclusion of mental health claims as compensable workers’ compensation.
August 28, 2024
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