Greeley, CO

    About Us

    Professional Risk, formerly known as Rich & Cartmill Insurance of Colorado, LLC, was formed in 2004 to be a respected client representative in the insurance marketplace. In April of 2018 Rich & Cartmill Insurance of Colorado, LLC partnered with the Alera Group which resulted in the new name, Professional Risk. This allowed us to provide the opportunity to operate with the benefits of a national broker but is also personal to Colorado's clientele and needs.

    The short term and long-term goal of Professional Risk is to be recognized by its Clients, Carriers, Employees, Peers and Colleagues as the premier provider of insurance products and services in the region and nationally. 

    Meet Our Team

    Bonnie Jarnagin

    Finance & Accounting Manager
    Bonnie Jarnagin

    Bonnie joined the agency in 2007 and brought many years of accounting experience working with insurance, construction, and subsidized living companies. She was raised in Northeastern Colorado and received her Bachelor of Arts degree in Accounting from the University of Northern Colorado. She handles the accounting functions for the Professional Risk offices in both Colorado and Oklahoma. Bonnie and her husband live in Eaton and enjoy spending time with their four daughters. You can depend on her.

    Angie Newcomer

    Customer Service Representative
    Angie Newcomer

    Angie Newcomer is a dedicated Account Manager Assistant with a passion for providing exceptional support to Account Managers, Agents & Clients. With a background in the Insurance Industry for 25 years.  Angie brings a wealth of experience and professionalism to her role.


    In her position, Angie works closely with Insurance Account Managers, Agents & Clients to ensure seamless communication and efficient handling of inquiries and requests. She is proficient in processing policies, endorsements, changes, audits, claims and does some quoting for Personal Lines business all while maintaining a friendly and helpful demeanor.


    Angie understands the importance of building strong relationships with clients and takes pride in always delivering prompt and courteous service. She is committed to going above and beyond to exceed client expectations and ensure their satisfaction with their insurance coverage.


    With strong organizational skills and attention to detail, Angie helps streamline processes and improve the overall customer experience. She is driven by a genuine desire to help others and looks forward to continuing to make a positive impact in her role as an Account Manager Assistant.


    Outside of work, Angie enjoys spending time with her family, exploring new places, and watching movies. She is married to her high school sweetheart, has two adult sons, and two small dogs that she enjoys. 

    Lisa D Kaminski

    Account Manager
    Lisa D Kaminski

    Lisa D Kaminski brings over four decades of invaluable expertise to the insurance arena.
    With 42 years of dedicated service that started out on the West Coast in Santa Rosa, CA.
    Lisa has honed her skills in risk assessment, policy analysis, and client relationship
    management. Her career is marked by a relentless pursuit of excellence, consistently
    surpassing client expectations by delivering tailored insurance solutions.

    Lisa's extensive knowledge spans across various insurance products, encompassing life,
    health, property, and casualty insurance. Her adeptness in understanding the nuances of
    each product allows her to provide informed advice and craft customized insurance
    plans that effectively safeguard clients' assets and mitigate risks.

    A trusted advisor in every sense, Lisa prioritizes the establishment of long-term
    relationships built on trust, integrity, and reliability. She invests time in comprehensively
    assessing each client's needs, ensuring they are well-informed about their coverage
    options, and providing ongoing support to adapt their insurance portfolio as
    circumstances evolve.

    Lisa enjoys the beach, hiking, gardening, music, art, and most of all traveling with her
    best friends who are also her daughters Sarah, Jennifer and grandchildren Alexis, Makhi
    and Ndaya. Lisa is passionate about being Involved with churches, charities that help
    individuals and children struggling with physical challenges, domestic and substance
    abuse and animal advocate associations. Lisa loves spending time with her fur babies
    Sammy and Simon.

    Lisa Lund

    Account Manager
    Lisa Lund

    Lisa began her insurance career in 1990 and joined the agency in September of 2020.  Lisa started in the Personal Lines Department and moved to Commercial Lines after 7 years.  Lisa is a remote employee who lives in Florida.  She loves the beach, traveling with her husband and spending time with her family, especially her grandchildren.


    Events and Webinars

    CXC Solutions – Form 5500 Series Webinar

    CXC Solutions, an Alera Group preferred vendor, will host an upcoming webinar dedicated to the Form 5500 Series and provide guidance on how to complete this required employer documentation. The event will be held on Wednesday, June 26 from 12:00 p.m. to 1:00 p.m. CT.

    June 26, 2024 at 12:00 pm CT | Virtual

    Sign Up
    Image reading Alera Group Webinar

    Employee Benefits

    [Alera Engage] Benchmarking for the Win: How Does Your Benefits Program Rate?

    Ask our clients about the No.1 tool that helps them develop an impactful benefits program, and they'll tell you is benchmarking.

    July 18, 2024 at 01:00 pm CT | Virtual

    Sign Up
    Stock image displaying the words Alera Engage

    Wealth Services

    State of the Markets

    Join us as we unveil the factors that drive the nation's financial pulse and how they may impact your personal finances.

    July 24, 2024 at 11:00 am CT | Virtual

    Sign Up
    State of the Markets



    Property and Casualty

    Property Insurance Rate Increases Easing for Real Estate Sector

    After six consecutive years of steep Property Insurance rate increases, many organizations in real estate development and property management may finally experience a more palatable renewal.

    June 18, 2024

    Find out more

    Property and Casualty

    Litigation Necessitating a Layered Approach to Professional Liability Insurance

    Professionals face heightened exposure due to increased litigation, much of it fueled by third-party financing and resulting in so-called nuclear verdicts. The increase in both frequency and severity of losses underscores the importance of securing comprehensive Professional Liability Insurance with sufficient limits, a solution that may require one or more excess layers on top of the underlying coverage.

    May 21, 2024

    Find out more

    Property and Casualty

    Perfect Storm Hitting Personal Lines of Insurance

    A convergence of disruptive forces is hitting the market for personal lines of insurance in 2024, making it extremely challenging for insurers to provide coverage personal property and casualty (P&C) coverage, particularly Home and Auto Insurance.

    May 14, 2024

    Find out more

    Property and Casualty

    Affordable Housing Providers Hardest-Hit in Insurance Market for Nonprofits

    Adding to significant challenges including labor shortages and reduced funding, nonprofit organizations are experiencing increasing difficulty in securing adequate property and casualty insurance. Premiums are increasing, deductibles are escalating, and the number of carriers willing to engage with nonprofits continues to shrink. These challenges underscore the importance of partnering with an experienced insurance broker who specializes in serving nonprofit organizations.

    May 7, 2024

    Find out more