About Us
Professional Risk, formerly known as Rich & Cartmill Insurance of Colorado, LLC, was formed in 2004 to be a respected client representative in the insurance marketplace. In April of 2018 Rich & Cartmill Insurance of Colorado, LLC partnered with the Alera Group which resulted in the new name, Professional Risk. This allowed us to provide the opportunity to operate with the benefits of a national broker but is also personal to Colorado's clientele and needs.
The short term and long-term goal of Professional Risk is to be recognized by its Clients, Carriers, Employees, Peers and Colleagues as the premier provider of insurance products and services in the region and nationally.
Meet Our Team
Bonnie Jarnagin
Finance & Accounting Manager
Bonnie joined the agency in 2007 and brought many years of accounting experience working with insurance, construction, and subsidized living companies. She was raised in Northeastern Colorado and received her Bachelor of Arts degree in Accounting from the University of Northern Colorado. She handles the accounting functions for the Professional Risk offices in both Colorado and Oklahoma. Bonnie and her husband live in Eaton and enjoy spending time with their four daughters. You can depend on her.
Angie Newcomer
Customer Service Representative
Angie Newcomer is a dedicated Account Manager Assistant with a passion for providing exceptional support to Account Managers, Agents & Clients. With a background in the Insurance Industry for 25 years. Angie brings a wealth of experience and professionalism to her role.
In her position, Angie works closely with Insurance Account Managers, Agents & Clients to ensure seamless communication and efficient handling of inquiries and requests. She is proficient in processing policies, endorsements, changes, audits, claims and does some quoting for Personal Lines business all while maintaining a friendly and helpful demeanor.
Angie understands the importance of building strong relationships with clients and takes pride in always delivering prompt and courteous service. She is committed to going above and beyond to exceed client expectations and ensure their satisfaction with their insurance coverage.
With strong organizational skills and attention to detail, Angie helps streamline processes and improve the overall customer experience. She is driven by a genuine desire to help others and looks forward to continuing to make a positive impact in her role as an Account Manager Assistant.
Outside of work, Angie enjoys spending time with her family, exploring new places, and watching movies. She is married to her high school sweetheart, has two adult sons, and two small dogs that she enjoys.
Lisa D Kaminski
Account Manager
Lisa D Kaminski brings over four decades of invaluable expertise to the insurance arena.
With 42 years of dedicated service that started out on the West Coast in Santa Rosa, CA.
Lisa has honed her skills in risk assessment, policy analysis, and client relationship
management. Her career is marked by a relentless pursuit of excellence, consistently
surpassing client expectations by delivering tailored insurance solutions.
Lisa's extensive knowledge spans across various insurance products, encompassing life,
health, property, and casualty insurance. Her adeptness in understanding the nuances of
each product allows her to provide informed advice and craft customized insurance
plans that effectively safeguard clients' assets and mitigate risks.
A trusted advisor in every sense, Lisa prioritizes the establishment of long-term
relationships built on trust, integrity, and reliability. She invests time in comprehensively
assessing each client's needs, ensuring they are well-informed about their coverage
options, and providing ongoing support to adapt their insurance portfolio as
circumstances evolve.
Lisa enjoys the beach, hiking, gardening, music, art, and most of all traveling with her
best friends who are also her daughters Sarah, Jennifer and grandchildren Alexis, Makhi
and Ndaya. Lisa is passionate about being Involved with churches, charities that help
individuals and children struggling with physical challenges, domestic and substance
abuse and animal advocate associations. Lisa loves spending time with her fur babies
Sammy and Simon.
Lisa Lund
Account Manager
Lisa began her insurance career in 1990 and joined the agency in September of 2020. Lisa started in the Personal Lines Department and moved to Commercial Lines after 7 years. Lisa is a remote employee who lives in Florida. She loves the beach, traveling with her husband and spending time with her family, especially her grandchildren.
EXPERT EDUCATION
Events and Webinars
Employee Benefits
HIPAA Privacy and Security Overview
Join our compliance experts for an overview of HIPAA’s Privacy and Security Rules. During this webinar, we'll review the different types of entities subject to HIPAA, take an in-depth look at protected health information (PHI), individual rights under HIPAA and what to do when there is a breach of PHI.
April 11, 2025 at 01:00 pm CT | Virtual
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Employee Benefits
Balancing Cost and Care: Could a Captive solution be the right fit for you?
In this session, our experts will discuss how Captive solutions work and what you need to consider for your own group’s needs.
April 17, 2025 at 01:00 pm CT | Virtual
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Wealth Services
State of the Markets
Join us as we unveil the factors that drive the nation's financial pulse and how they may impact your personal finances.
April 23, 2025 at 12:00 pm CT | Virtual
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THOUGHT LEADERSHIP
Insights
Property and Casualty
5 Steps to a Lower Workers’ Compensation Mod
Understanding how your Workers' Compensation Insurance premium is calculated can help you manage costs more effectively. One of the primary factors in determining your premium is your experience modification factor — the number that reflects your company’s claims history and directly determines what you pay.
March 13, 2025
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Property and Casualty
It’s Here! — Alera Group’s Fifth Annual 'Property and Casualty Market Outlook'
Alera Group's "2025 Property and Casualty Market Outlook" is your guide to making informed decisions regarding your business and personal insurance coverage.
December 12, 2024
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Webinar Preview: ‘When Captive Insurance Makes Sense’
As healthcare costs — including those for pharmacy — have continued to skyrocket, the urgency to control healthcare and pharmacy spend has elevated as well, and Captives have surged in popularity. Alera Group's webinar on Captive Insurance will help you determine whether forming or joining a Captive is right for you.
November 7, 2024
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Property and Casualty
5 P&C Insurance Tips for Public Sector Entities
Public sector entities — including counties, cities, town villages, local law enforcement and special service districts — offer vital services to our communities. They also face growing challenges, some from the constituencies they serve, as they navigate heightened public scrutiny, shrinking budgets and inflation. In this challenging environment, having a comprehensive property and casualty (P&C) insurance program, supported by a strong risk management strategy, is more crucial than ever.
October 8, 2024
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