Greenville, SC

    About Us

    Forum was founded in Greenville, SC in 1999 as Palmetto Benefit Management, an independently owned insurance agency specializing in employee benefit planning and administration. In January of 2017, Forum joined 23 other entrepreneurial insurance and financial services companies across the United States to form Alera Group, an employee benefits, property/casualty, risk management and wealth management firm with approximately $1.3 Billion in annual revenue. Alera Group has grown to over 5,000 employees in over 220 local offices and is now one of top 10 independent brokerage firm in the US.  

    As a local office partner for Alera Group, we bring national resources such as Legal & Compliance, Actuarial & Reinsurance, Captives, Data Analytics & Benchmarking, HR Administration & Technology, and Wellness & Total Health Management to our local clients.  In January 2024, Forum rebranded to Alera Group to capitalize on our commitment to Collaboration.

    Meet Our Team

    Resources

    Employee Navigator (Benefit Administration System) access link.

    Contact your Client Service Advocate (CSA) access link

    EXPERT EDUCATION

    Events and Webinars

    Employee Benefits

    Is Tech-Enabled Brokerage Right for You?

    Our experts will lay out what tech-enabled brokerage is, how it works and why it makes sense for the right organizations.

    September 19, 2024 at 01:00 pm CT | Virtual

    Sign Up
    Webinar graphic - Alera Engage

    Employee Benefits

    Meeting the Needs of an Aging Workforce

    Our experts will provide tips and insights about how to incorporate Medicare, menopause benefits, retirement, communications best practices and other hot topics for older workers into your program successfully and without breaking the bank.

    October 17, 2024 at 01:00 pm CT | Virtual

    Sign Up
    Webinar Graphic - Alera Engage

    Employee Benefits

    When Captive Insurance Makes Sense

    In this session, our experts will talk about how captives work, the advantages and disadvantages and what you need to know to determine whether they make sense for your organization.

    November 21, 2024 at 01:00 pm CT | Virtual

    Sign Up
    Webinar Graphic - Alera Engage

    THOUGHT LEADERSHIP

    Insights

    Employee Benefits

    Preparing for 2025: Creditable Coverage, Enrolling in Medicare and HSA Contributions

    With significant changes coming in 2025 to creditable coverage determinations, employers and employees may have questions on what that means for them, whether they make the decision to enroll in Medicare Part D or continue to have coverage under their group health plan.

    September 5, 2024

    Find out more

    Employee Benefits

    Webinar: Better Benefits Administration and Lower Costs

    If you don’t have expert assistance to guide you and your organization in the in using a sophisticated benefits portal, you’re wasting a lot of the money your business has invested — and probably frustrating the employees you mean to serve. Working with a brokerage that offers not only a leading-edge benefits portal but also year-round support and services enables your employees to seamlessly access, understand and navigate the portal, creating a positive benefits experience.

    September 5, 2024

    Find out more

    Employee Benefits

    Medicare Part D Creditability Determinations for Non-Calendar Year Plans

    In 2003, the Medicare Prescription Drug, Improvement, and Modernization Act (MMA) added a voluntary prescription drug benefit to the Medicare program. The benefit, known as Medicare Part D or “Part D,” is an optional program for Medicare beneficiaries to access covered prescription drugs at a lower cost. In 2022, the Inflation Reduction Act (IRA) was signed and set into motion changes to Part D benefits, with additional impact on employers in 2024 and 2025.

    September 5, 2024

    Find out more

    Property and Casualty

    Workers’ Compensation: Stable market with emerging challenges from mental health claims

    Despite pressure from medical inflation, increases in fee schedules on medical procedures and wage inflation affecting premiums and benefits, Workers’ Compensation remains a stable and profitable line for insurers. This stability allows buyers favorable conditions, such as ample capacity and stable rates. However, a new trend is emerging: the inclusion of mental health claims as compensable workers’ compensation.

    August 28, 2024

    Find out more