Hanover, PA

Formerly Bell Insurance

    About Us

    Bell Insurance, Inc., an Alera Group Company, is a full-service independent insurance agency, offering a wide array of personal and commercial insurance products. Established in 1987, we serve the insurance needs of more than 9,000 individuals & families and 2,500 businesses.

    In 2021, Bell joined Alera Group, an independent, national insurance and financial services firm created through the merger of like-minded, high-performing, entrepreneurial companies across the United States. Alera Group provides us access to resources, technical expertise, and best practices of a larger national firm while maintaining local personal care and thoughtful customer service. We position ourselves as leaders in the insurance world to ensure a high level of confidence in our expertise.

    By choosing Bell, you aren’t just a number. You are a valued customer, and we are always here to offer guidance, answer your questions and identify ways to save you money. Our expert team assists customers through the entire insurance process, making it a hassle-free experience for you.

    Office Hours:
    Monday - Friday:  8:30 a.m. - 5 p.m.

    Office Locations:
    Chambersburg, Greencastle, Hanover & Mechanicsburg

    Meet Our Team

    Steve Clapper

    Personal Lines Producer
    Steve Clapper Headshot

    Steven is a Personal Lines and Small Commercial Producer. His job duties include producing coverage plans to fulfill the needs of his clients and prospects and servicing existing clients as needed.

    Before joining Bell, Steven began in the insurance industry as a personal lines agent before joining a large commercial insurance company. He spent more than 15 years teaching pre-licensing courses as well as continuing education courses all over the country.

    His favorite part of his job is helping people and giving his clients a greater understanding of their coverage. He also enjoys setting up claims and keeping watch on their progress.

    In his spare time, he and his wife enjoy road trips, attending theatrical performances and visiting with family.

    Sherry McIntosh

    Hanover Receptionist
    Sherry McIntosh Headshot

    Sherry is the Receptionist at our Hanover location. She greets and assists customers, answers phones and directs customers to agents, and inputs payment information. Sherry has been a team member since 2018.


     

    Brynne Miller

    Regional Director of Property & Casualty
    Brynne Miller

    Brynne is the Regional Director of Property & Casualty for all of Central Pennsylvania. In this role, she heads strategic initiatives to drive growth and retention for the region. She joined the industry in 2011 and brings well over a decade of experience working closely with agencies in 18 states to expand their markets and growth.

     

    Brynne holds a CLCS designation and began her CIC in 2025. She holds dual degrees from the Commonwealth University of Pennsylvania in Business Administration and Psychology. Brynne lives in the Central Susquehanna Valley with her husband of 12 years, Joe, and daughter, Genevieve. 

     

    In her spare time, she enjoys being with her family, friends, and pets. She has 3 cats: Sonic, Ivy, and Mulligan and 1 dog: Ember. Brynne’s favorite business motto is: “The expert was once the beginner.”

    Karen Shealer

    Personal Lines Producer
    Karen Shealer Headshot

    As a Personal Lines Producer, Karen writes new business and ensures customers are with the best company for their needs.

    She has been a team member since 2000. Her favorite part of her job is saving customers money by rewriting their insurance and helping new customers get insurance.

    In her free time, Karen enjoys doing outside work and spending time at the beach.

     

    Resources

    General Resources

    Get a quote: Submit this form.

    How to File a Claim During Office Hours
    Bell Insurance's normal office hours are 8:00 a.m. - 5 p.m. Monday through Friday. If you have sustained a loss and need to report a claim during those hours, please call us at (717) 264-7518.

    How to File a Claim After Office Hours
    In the event of an after-hours claim or emergency, please contact your carrier directly.

    Solutions

    Personal Insurance

    • Auto Insurance
    • Life Insurance
    • Disability Insurance
    • Homeowners Insurance
    • Long-Term Care Insurance
    • Medicare

    Business Insurance

    • Building and Business Property Insurance
    • Employment Practices Liability Insurance
    • General & Professional Liability
    • Commercial Auto Fleet & Surety
    • Business Overhead Expense Insurance
    • Worker's Compensation
    • Cyber Liability Insurance
    • Agribusiness

    Employee Benefits

    • Health Insurance
    • Vision Insurance
    • Dental Insurance
    • Voluntary Benefits

     

    NDA (Pennsylvania Dental Association) Members: 

    Enjoy the convenience of one-stop shopping and the peace of mind that comes from having a single source for all your insurance needs. PDAIS, an endorsed vendor of the Pennsylvania Dental Association, provides a variety of business and personal insurance programs to Pennsylvania dentists, their families and staff. We offer an unparalleled understanding of your profession and coverage designed with your practice in mind.

    As an Alera Group agency, PDAIS has access to the resources, technical expertise and best practices of a large national firm, while maintaining our personalized, local relationships. The innovative culture of Alera Group allows us to collaborate with national partners to expertly meet your unique needs.

    Contact us for a free, no-obligation quote and start saving today!

    We are pleased to offer the following products to PDA members: Professional Liability, Building and Business Property, Workers' Compensation, Cyber Suite Liability, Employment Practices Liability and Group Disability.

    New Dentist Program
    $50. That’s all new graduates pay for their first year of professional liability insurance. Learn more.

    Contact Megan Geider or Gabrielle Wilday today for personalized customer service and a free, no-obligation quote.

    NJDA (New Jersey Dental Association) Members:

    We provide a variety of business and personal insurance programs to NJDA member dentists. We offer you an average 15 percent savings on quality products from stable, highly-rated companies. All carriers, programs and products have been thoroughly analyzed by Bell and approved by NJDA.

    Why choose us? We offer you quality insurance products at discounted prices and the NJDA receives non-dues income. We are pleased to offer the following products to NJDA members: Professional & Business Liability Insurance, Building & Business Property Insurance, Cyber Suite Liability and Workers' Compensation Coverage

    New Dentist Program
    $50. That’s all new graduates pay for their first year of professional liability insurance.

    Contact Megan Geider or Gabrielle Wilday today for personalized customer service and a free, no-obligation quote.

     

    EXPERT EDUCATION

    Events and Webinars

    Employee Benefits

    Balancing Cost and Care: Could a Captive solution be the right fit for you?

    In this session, our experts will discuss how Captive solutions work and what you need to consider for your own group’s needs.

    April 17, 2025 at 01:00 pm CT | Virtual

    Sign Up
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    Employee Benefits

    Q2 2025 Quarterly Compliance Webinar

    Alera Group's quarterly employee benefits compliance roundup will help you stay current on the latest national regulatory developments impacting employers.

    May 6, 2025 at 01:00 pm CT | Virtual

    Sign Up
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    Employee Benefits

    2025 Healthcare and Employee Benefits Benchmarking Report: How Does Your Benefits Program Stack Up?

    In this session, our experts will dive into the results of our annual, market-leading benchmarking survey.

    June 26, 2025 at 01:00 pm CT | Virtual

    Sign Up
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    Quote from Erik H.

    When we came to Bell Insurance, I shopped around at probably 10 different agencies requesting quotes for homeowners, automobile, boat, RV and ATV insurance. I requested the same coverage from each. Bell Insurance by far had the best rates. Anytime I have questions, they are very knowledgeable and responsive.

    Erik H.

    Quote from William E., customer since 1998

    Bell Insurance has been the only insurance agency that we have ever dealt with, and this is due to their professional, efficient and fast response when a claim needs attention.

    William E., customer since 1998

    Quote from Betty N., customer since 1998

    I have been a customer since early 1980. I have had great service over the years. Always prompt when I had a problem. Employees very friendly and helpful.

    Betty N., customer since 1998

    Quote from Edward B., customer since 1996

    We have been a customer of Bell Insurance since 1992. The service has been excellent through multiple different claims over the last 28 years. 3 car claims and a homeowners claim and everything was handled quickly and the payments were very fair. The prices in our policies have always, always been competitive!

    Edward B., customer since 1996

    THOUGHT LEADERSHIP

    Insights

    Employee Benefits

    Deadline for San Francisco Health Care Security Ordinance is approaching

    The annual San Francisco Health Care Security Ordinance (SF HCSO) reporting by employers that have employees who work in the City of or County of San Francisco is due by May 2, 2025. Employers should be aware of the upcoming deadline even if they are not located in San Francisco.



    The SF HCSO requires large and medium-sized employers to provide covered employees with benefits equal to or greater than the expenditure rate. Covered employees are those who have been employed for more than 90 days and who regularly work at least eight hours per week within the City of and County of San Francisco.

    April 14, 2025

    Find out more

    Property and Casualty

    International Roadcheck Is May 13-15. Is Your Commercial Transportation Fleet Ready?

    For 72 hours next month, commercial motor vehicles and drivers throughout North America will be subject to what the Commercial Vehicle Safety Alliance (CVSA) calls a “high-visibility, high-volume” inspection and regulatory compliance enforcement initiative.



    The annual event, known as the International Roadcheck, will take place at weigh and inspection stations, temporary sites and locations selected by mobile patrols from May 13-15 in the United States, Canada and Mexico.

    April 14, 2025

    Find out more

    Property and Casualty

    Improving Transportation Fleet Safety Through Gamification

    The COVID-19 pandemic pushed companies to find creative ways to engage employees as isolation hit an all-time high. Many turned to gamification — the application game mechanics such as points, badges and leaderboards to everyday tasks — to reconnect with staff and improve retention, especially around key initiatives like safety. It’s a concept so suitable for the transportation industry, it could have been conceived with truckers and other commercial auto drivers in mind.

    April 7, 2025

    Find out more

    Employee Benefits

    Webinar: Is Captive Insurance the Right Solution for Your Business?

    Join Alera Group on Thursday, April 17, for "Balancing Cost and Care: Could a Captive solution be the right fit for you?", a webinar on self-insuring to reduce group Medical Insurance costs and other business expense. Our experts will discuss how Captive solutions work and what you need to consider for your own group’s needs.

    April 3, 2025

    Find out more