About Us
Bell Insurance, Inc., an Alera Group Company, is a full-service independent insurance agency, offering a wide array of personal and commercial insurance products. Established in 1987, we serve the insurance needs of more than 9,000 individuals & families and 2,500 businesses.
In 2021, Bell joined Alera Group, an independent, national insurance and financial services firm created through the merger of like-minded, high-performing, entrepreneurial companies across the United States. Alera Group provides us access to resources, technical expertise, and best practices of a larger national firm while maintaining local personal care and thoughtful customer service. We position ourselves as leaders in the insurance world to ensure a high level of confidence in our expertise.
By choosing Bell, you aren’t just a number. You are a valued customer, and we are always here to offer guidance, answer your questions and identify ways to save you money. Our expert team assists customers through the entire insurance process, making it a hassle-free experience for you.
Office Hours:
Monday - Friday: 8:30 a.m. - 5 p.m.
Office Locations:
Chambersburg, Greencastle, Hanover & Mechanicsburg
Meet Our Team
Steve Clapper
Personal Lines Producer
Steven is a Personal Lines and Small Commercial Producer. His job duties include producing coverage plans to fulfill the needs of his clients and prospects and servicing existing clients as needed.
Before joining Bell, Steven began in the insurance industry as a personal lines agent before joining a large commercial insurance company. He spent more than 15 years teaching pre-licensing courses as well as continuing education courses all over the country.
His favorite part of his job is helping people and giving his clients a greater understanding of their coverage. He also enjoys setting up claims and keeping watch on their progress.
In his spare time, he and his wife enjoy road trips, attending theatrical performances and visiting with family.
Sherry McIntosh
Hanover Receptionist
Sherry is the Receptionist at our Hanover location. She greets and assists customers, answers phones and directs customers to agents, and inputs payment information. Sherry has been a team member since 2018.
Karen Shealer
Personal Lines Producer
As a Personal Lines Producer, Karen writes new business and ensures customers are with the best company for their needs.
She has been a team member since 2000. Her favorite part of her job is saving customers money by rewriting their insurance and helping new customers get insurance.
In her free time, Karen enjoys doing outside work and spending time at the beach.
Cindy Spangler
Senior Commercial Lines Account Manager
As a Senior Commercial Lines Account Manager, Cindy assists commercial customers with new business, renewals, endorsements, claims and certificates of insurance. Cindy has been a team member since 1992.
In her free time, she participates in the Relay for Life of the Hanover Area, which supports the American Cancer Society, and enjoys spending time with my family and going to the beach.
Resources
General Resources
Get a quote: Submit this form.
How to File a Claim During Office Hours
Bell Insurance's normal office hours are 8:00 a.m. - 5 p.m. Monday through Friday. If you have sustained a loss and need to report a claim during those hours, please call us at (717) 264-7518.
How to File a Claim After Office Hours
In the event of an after-hours claim or emergency, please contact your carrier directly.
Solutions
Personal Insurance
- Auto Insurance
- Life Insurance
- Disability Insurance
- Homeowners Insurance
- Long-Term Care Insurance
- Medicare
Business Insurance
- Building and Business Property Insurance
- Employment Practices Liability Insurance
- General & Professional Liability
- Commercial Auto Fleet & Surety
- Business Overhead Expense Insurance
- Worker's Compensation
- Cyber Liability Insurance
- Agribusiness
Employee Benefits
- Health Insurance
- Vision Insurance
- Dental Insurance
- Voluntary Benefits
NDA (Pennsylvania Dental Association) Members:
Enjoy the convenience of one-stop shopping and the peace of mind that comes from having a single source for all your insurance needs. PDAIS, an endorsed vendor of the Pennsylvania Dental Association, provides a variety of business and personal insurance programs to Pennsylvania dentists, their families and staff. We offer an unparalleled understanding of your profession and coverage designed with your practice in mind.
As an Alera Group agency, PDAIS has access to the resources, technical expertise and best practices of a large national firm, while maintaining our personalized, local relationships. The innovative culture of Alera Group allows us to collaborate with national partners to expertly meet your unique needs.
Contact us for a free, no-obligation quote and start saving today!
We are pleased to offer the following products to PDA members: Professional Liability, Building and Business Property, Workers' Compensation, Cyber Suite Liability, Employment Practices Liability and Group Disability.
New Dentist Program
$50. That’s all new graduates pay for their first year of professional liability insurance. Learn more.
Contact Megan Geider or Gabrielle Wilday today for personalized customer service and a free, no-obligation quote.
NJDA (New Jersey Dental Association) Members:
We provide a variety of business and personal insurance programs to NJDA member dentists. We offer you an average 15 percent savings on quality products from stable, highly-rated companies. All carriers, programs and products have been thoroughly analyzed by Bell and approved by NJDA.
Why choose us? We offer you quality insurance products at discounted prices and the NJDA receives non-dues income. We are pleased to offer the following products to NJDA members: Professional & Business Liability Insurance, Building & Business Property Insurance, Cyber Suite Liability and Workers' Compensation Coverage
New Dentist Program
$50. That’s all new graduates pay for their first year of professional liability insurance.
Contact Megan Geider or Gabrielle Wilday today for personalized customer service and a free, no-obligation quote.
EXPERT EDUCATION
Events and Webinars
Employee Benefits
HIPAA Privacy and Security Overview
Join our compliance experts for an overview of HIPAA’s Privacy and Security Rules. During this webinar, we'll review the different types of entities subject to HIPAA, take an in-depth look at protected health information (PHI), individual rights under HIPAA and what to do when there is a breach of PHI.
April 11, 2025 at 01:00 pm CT | Virtual
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Employee Benefits
Balancing Cost and Care: Could a Captive solution be the right fit for you?
In this session, our experts will discuss how Captive solutions work and what you need to consider for your own group’s needs.
April 17, 2025 at 01:00 pm CT | Virtual
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Employee Benefits
Q2 2025 Quarterly Compliance Webinar
Alera Group's quarterly employee benefits compliance roundup will help you stay current on the latest national regulatory developments impacting employers.
May 6, 2025 at 01:00 pm CT | Virtual
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THOUGHT LEADERSHIP
Insights
Property and Casualty
5 Steps to a Lower Workers’ Compensation Mod
Understanding how your Workers' Compensation Insurance premium is calculated can help you manage costs more effectively. One of the primary factors in determining your premium is your experience modification factor — the number that reflects your company’s claims history and directly determines what you pay.
March 13, 2025
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Employee Benefits
Getting the Most From Your Voluntary Benefit Offerings
Join Alera Group on Thursday, March 20, as we present the next in our Engage series of webinars, "Maximizing Impact: The Value of Voluntary Benefits for Today’s Workforce."
March 6, 2025
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Employee Benefits
Building Connections To Support Employee Mental Health
Mental Health Awareness Month begins in May, but to emphasize mental wellbeing as a year-round priority, Alera Group is getting an early start on distributing our new Mental Health Awareness Toolkit. Designed and refined by our Wellbeing team, the Toolkit is an employer resource to help you and your employees adopt healthy activities, build social connections and erode stigmas that have long hampered discussion of mental health.
March 4, 2025
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Weighty Matter: Obesity, GLP-1s and the Rising Cost of Healthcare
Obesity and health problems associated with it — including heart disease and stroke, high blood pressure, several types of cancer, osteoarthritis, sleep apnea and more — are primary factors that must be considered as employers seek to contain healthcare costs for their employers, as well as for themselves.
February 26, 2025
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