About Us
Since 1990, Distinctive Insurance has provided insurance and employee benefits consulting services to Southern Nevada businesses.
Distinctive was founded on the belief that a benefit and risk management firm should function as an arm of the company it represents. Distinctive strives to deliver tailored insurance solutions with thoughtful strategic planning, valuable professional services, and technology-based resources.
In 2018, Distinctive joined Alera Group, one of the nation’s top 15 largest independent insurance agencies and one of the top 10 largest privately held benefits firms.
The Alera Group comprises over 80 firms and serves thousands of clients nationwide. This national presence allows Distinctive to provide employee benefits, property and casualty, and wealth management services with the resources, technical expertise and best practices of a larger national firm.
Meet Our Team
Peggy Ross
Office Manager
Michael Stewart
Property & Casualty Practice Leader
Jeff Turner
Managing Partner, Employee Benefits Consultant
Jeff is the Managing Partner and co-founder at Alera Group (Formerly PWA Insurance Services). As a business owner, Jeff understands the entrepreneurial spirit. He knows what it takes to run a successful business with its challenges and rewards.
His knowledge and experience brings a much-needed leader to solve the complexities and challenges in providing health care in today's employer health market. Working closely with Owners, C-suite Executives, HR Managers, Executive Director and Board Members in creating affordable and cost-effective benefit and wellness programs.
His mission is to educate and empower employers with the right tools and resources to minimize and mitigate the risk associated with healthcare. A strong advocate for changing the delivery of healthcare in America through next-generation solutions, technology, transparency, and education to improve the lives and health of employees. Listen to Jeff's Benefits in Brief Podcast.
Book a Meeting with JeffRachel Turner
Accounting
Resources
Portal Resources
EXPERT EDUCATION
Events and Webinars
Employee Benefits
Primary Care as a Strategy: How Direct Primary Care Can Lower Costs and Improve Outcomes
A clearer understanding of how Direct Primary Care can be used as a strategic lever to improve outcomes while controlling total cost of care.
October 20, 2026 at 01:00 pm CT | Virtual
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Employee Benefits
AI Advantage in Benefits: Practical Use Cases That Support HR and Employees
A practical view of how AI can support benefits teams while improving the employee experience.
November 17, 2026 at 01:00 pm CT | Virtual
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Employee Benefits
The Compliance Pathway Q4
Don't miss this ongoing opportunity to ensure you comply with current regulations and are prepared for what's ahead.
December 2, 2026 at 01:00 pm CT | Virtual
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THOUGHT LEADERSHIP
Insights
Employee Benefits
Legal Alert: IRS Issues ACA Affordability Percentage Adjustment for 2027
The Internal Revenue Service (IRS) has released Rev. Proc. 2026-26.
July 24, 2026
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Legal Alert: Clients With Massachusetts Private PFML Plans Renewing After July 1, 2026
Alert for any employer with at least one employee in Massachusetts, even if the employee is remote.
June 30, 2026
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Legal Alert: PCORI Fees Due By July 31, 2026
This alert is of interest to all employers that sponsor self-insured group health plans, including Health Reimbursement Arrangements (HRAs). Note that the PCORI fee does not apply to most health FSAs.
June 29, 2026
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What the 2026 Benchmarking Data Reveals — and Why It Matters Now
On Tuesday, June 16, 2026, at 2:00 PM ET, Alera Group will host Benchmarking That Drives Decisions: Why Averages Mislead — and What Best-in-Class Data Reveals, a live webinar designed for HR, finance and executive leaders involved in benefits planning, budgeting and long-term strategy.
June 11, 2026
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