About Us
We’re an independently owned and operated insurance agency with three offices in Utah and we serve individuals and businesses. We’re local so we know the communities that we serve. We involve ourselves in these communities so that we can get to know them and also so that we can serve them better. We also love helping people, and this is one reason why we’re insurers. Another reason why we’re insurers is that we love combining local knowledge with insurance knowledge. Enjoying our work enables us to deliver the best products and services.
We insure individuals who have different needs and we insure different kinds of businesses. We write a lot of farm insurance but we can write a complete policy for the right price for anyone.
OUR INSURANCE OFFERINGS
We have a farm program that keeps virtually any farm or agribusiness in Utah secure. Through this program we provide tailored solutions, and these solutions meet all of the needs of each of the farmers and/or agribusiness owners whom we insure. We’re the only AFIS-designated agency in the state, as an AFIS-designated agency we’re able to customize the farm insurance solutions that we provide in ways that provide complete protection in cost-efficient ways.
We serve individuals with the same attention to detail and consideration for specific needs that we serve farmers. We serve businesses in the same way that we serve individuals, and as a result the people and commercial operations that we insure get the solutions that they need for the right prices.
We package insurance whenever we can, and this saves clients time and money. We’ll package insurance for you if possible. To learn more about how we can do this, speak with an agent.
COMMUNITY INVOLVEMENT AND HOW WE CAN HELP YOU
We involve ourselves in the communities that we serve so that we can give back and so that we can get to know people and organizations better. We’re members of the Payson Kiwanis Club, which helps the Payson High School Key Club, and we’re members of the Payson/Santaquin Area Chamber of Commerce. We support Farm Field Days, 4H, and FFA. We also support local Boy Scouts and the Nebo Foundation.
The hands-on approach that we take to being involved in the communities that we serve is similar to the approach that we take to delivering products and services. We work closely with clients in order to create the best solutions, which we monitor once they’re in place. We manage risk and claims and were reachable at almost any time. As a result, our clients get what they need, are always supported, and can get important information whenever they want to.
Meet Our Team
People you can count on. People you can trust.
Michelle Lines
Customer Service Rep
(801) 465-4893
Richard Behling
Senior Agent – AFIS
(801) 465-4893
EXPERT EDUCATION
Events and Webinars
Employee Benefits
Alera Group Presents: Navigating Medicare
The knowledgeable team at Alera Group is here to help you navigate your Medicare options to ensure you feel confident in your post-65 healthcare coverage.
March 11, 2026 at 12:00 pm CT | Virtual
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Employee Benefits
The Funding Edge: Why Fully Insured Limits Control — and What Modern Funding Unlocks
A funding decision framework leaders can use to evaluate options and align on next steps.
March 17, 2026 at 01:00 pm CT | Virtual
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Employee Benefits
Network Performance Strategy: Why Any Provider Costs More — and How to Steer to Value Without Disruption
A steering strategy that improves outcomes and total cost of care.
April 21, 2026 at 01:00 pm CT | Virtual
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THOUGHT LEADERSHIP
Insights
Property and Casualty
AI-Powered Cyber Attacks, Why Yesterday’s Defenses Aren’t Enough.
The widespread availability of AI technology, combined with the ease of manipulating video calls, makes phone and Zoom calls susceptible to exploitation by threat actors.
February 2, 2026
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Are you prepared for 2026? Property and Casualty Trends Uncovered
The sixth annual Property and Casualty Market Outlook from Alera Group sets the stage for how organizations can recalibrate their risk strategies in 2026. Built on thousands of data points — including a nationwide survey of insurance company partners and wholesale intermediaries — this report delivers actionable insights for insurance buyers, risk managers and business leaders.
December 17, 2025
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Top 5 Insurance Surprises Businesses Face in Q4 — and How to Prevent Them
As year-end approaches, many organizations focus on closing out financials and planning for the year ahead. It’s also the time when insurance programs often reveal unexpected challenges, some avoidable, others the result of shifting market conditions or overlooked details.
October 30, 2025
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Alera Group’s 2025 Property and Casualty Market Update
Alera Group’s 2025 Property and Casualty Market Update, designed as a bridge between Alera Group’s annual Market Outlooks — provides insight into pricing, coverage availability, market capacity and underwriting trends for the balance of 2025.
August 1, 2025
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