Adamson & McGoldrick Insurance Solutions

    About Us

    Who we are:

    Adamson & McGoldrick (A&M) prepares you for rising risks and changing laws with customized strategies that keep you compliant, responsive and ahead of new challenges. Whether a client is a $1B multinational corporation or a middle-sized domestic business, our proprietary hands-on approach turns risk management and insurance into an advantage for your company, supporting your people and your business, all while securing your future.

    We’re proud to be the trusted first call businesses make when they want clear answers about risk exposure and business insurance. As advocates for entrepreneurs and great business owners, we see ourselves as serving our client companies, their personnel and families, and of course their customers.

    If you’re ready to think strategically about how to improve your business costs, opportunities, exposure and culture with improved systems and processes, you’ve come to the right place. You can just “get insurance," but then you’d be missing the point.

    Our experts have worked deeply as thought leaders for a wide range of industries. Whether our customer is a billion dollar international conglomerate or a multi-million dollar, family-owned business in California, we offer a high-touch, perfectly customized approach to meeting your exact needs. Contact us to learn more.

    Our Difference

    40+ years in, our clients will tell you: we are with you for the long haul.

    We believe in relationships, not customers.

    Adamson & McGoldrick began at the request of customers who wished we were our own shop. Now we are, and we are proud to still work with the clients who asked us to open our doors. Our long-time clients know that we’re never in it for a quick sale (in fact, we’re not here for a sale at all). We'll always invest the time to truly understand how your business functions and how insurance can be factored into business strategy.

    We keep you nimble.

    From the best insurance options to the smartest technology, giving you every advantage for your business results. When COVID-19 hit, while companies everywhere scrambled to manage their benefits options and workflows at a distance, A&M clients were unfazed. They already had access to a convenient online benefits management system and expert guidance to get them through every challenge.

    Our mobile online platform means it’s business as usual, no matter where your employees are working and no matter where you are. Control your benefits processes from start to finish; sending and processing applications, overseeing workflow progress and finalizing benefits packages, while employee mobile access let’s them make online elections or view benefits throughout the year.

    Our specialty: bringing every possible insurance advantage to the table for you, so you stay flexible, responsive, and in motion.

    We turn insurance into a strategic business advantage for you.

    We use insurance to put you on the offense, not the defense. When you think about insurance this way, the road opens to be creative and more successful with how you prepare your risk management, win and keep employees, and thrive as an organization. The most world-renowned organizations have an insurance strategy in play to give them a leg up on the market, and we’re here to help you create yours.

    We get in the trenches with you.

    Any client will tell you: we do whatever it takes to make sure you get the results you deserve. We’re told that our approach is unique; we don’t send you a basic questionnaire and take a best guess at what you need. Our professionals do our signature “deep dive” discovery, to better understand the challenges and opportunities you face. Often, we bring a new perspective, catching risks or bringing ideas that were never in your view. We put this time and energy into understanding your operations so we can help you be more strategic, improving your systems, processes and people approaches. We’ll get to know your business workings so well that you might forget we don’t actually work in your office.

    Our network is your network.

    We give you direct access to the widest array of top insurance carriers. We have one of the most elaborate networks of insurance partners in the country. Our clients enjoy access to a broad range of elite options to insure their business and their people. Which brings us to the next point...

    No one owns us.

    We have a 40+ year commitment to strictly unbiased, independent advising. The last thing you need when you are considering major insurance options is the cloud of wonder - is someone getting a kickback or playing favorites? Not us. When you choose A&M, you’re choosing experts who can offer a completely candid, untainted view of your best options and what to do about them.

    We get where you’re coming from.

    We have insurance expertise and an entrepreneurial mindset, for solutions you just won’t find anywhere else. While our workforce is diverse, A&M employees share one thing: a distinctly entrepreneurial mindset. It’s how we’re able to think outside the box and give creative solutions that meet today’s business needs. We don’t just ask about your business - we understand it, so we can help you take the right steps forward where insurance and risk management are concerned.

    We use your time wisely.

    We simplify the complex, so you only learn what you need to know to make the best decisions. Insurance is a vast, complex topic, and finding the right strategic approach for a vital, growing business is even more complex. We know that you’re hiring us to be the experts; not because you want to gain a PhD in insurance. Our job is to help you bypass the sometimes mind-numbing details, to focus only on what you need to know to move forward with solid decision-making. We’re here to get you to a successful finish line, one that bolsters your bottom line and business culture, with the least drain on your internal resources.

    You might want to hang out with us, too.

    We’re highly respected professionals, but also just nice people. Every insurance professional with A&M brings unique business expertise to the work we're doing for you. Our team is composed of high caliber, proven professionals who balance industry expertise with personability. We aim to be not a team you “have” to work with, but a team with which you enjoy working.

    We can do it for you because we’ve done it for ourselves.

    We put in practice the best ways to honor and engage employees - starting with our own. We spend hours each week advising major businesses on how to improve culture and employee engagement. We can do this because we live it. A&M employees enjoy a strong work culture and the peace of mind of best-in-class benefits.

    We enjoy respect from every corner of the industry.

    From customers to competitors - a reputation that speaks for itself. We're proud to have earned the respect of the various members of our industry because we operate with the highest ethics, deliver quality results, and do what we say we will do. As an independent entity, we use our insurance acumen to help clients make savvy insurance decisions, and this has earned us a sterling reputation that we shine with every new engagement.

    We aren’t fortune-tellers, but we’re pretty darn close.

    Many of the nation’s top companies rely on our risk management team to tell them how to prepare. Successful insurance strategy isn’t done on the defensive. We specialize in helping you see around the bend, to prepare your business for worst case scenarios while simultaneously putting the processes in place so you’ll never actually face them. With decades of insight into how the biggest industries of the world operate successfully, we know what to look for, what to do about it and how to give you the edge in an ever-changing business landscape.

    Industries we serve: 

    Aerospace & Defense, Banking & Financial Services, Biotechnology. Communications & Media, Construction, Distribution, E-Commerce, Entertainment & Film, Food Processing & Manufacturing, Healthcare, Industrial Logistics, Manufacturing, Mining, Pharmaceutical, Power & Utilities, Retail, Technology, Technology Transfer, Telecommunications, Transportation and more! 

    Don’t see your industry listed here? It doesn’t mean we haven’t done it; we might just be more focused on serving a new client than on updating the website. In any case, we always welcome a new challenge. Connect with one of our experts.

    Resources

    Our Solutions

    Speak with our professionals today.

    Alternative Insurance Programs

    Once you step outside of traditional insurance options, there are a number of creative alternative insurance programs available to choose from. These include:

    • Captive Insurance Programs
    • Self-insured Programs
    • Professional Employer Organization (PEO) programs;
    • and more

    With broad industry connections, we can bring a broad range of alternative insurance opportunities to the table for our clients.

    Benefits Support & Tools 

    Our professional HR assistance and benefits administration solutions streamline your processes while keeping you in full control of every single application, start to finish. Securely view employee applications from anywhere, and enjoy new conveniences including online forms, reduced processing errors, and COBRA and life changes alerts- to name a few.

    Commercial Insurance

    To adequately protect your business, you need to work with insurance experts who are willing to study the finer details of your business: your operations, your human capital, your exposures, and your future plans, so they know how to plan for and protect them. Our commercial insurance options draw from over 70 top carriers, to assure the broadest range of tailored options for your organization. That we have over $400M in insurance premiums under our watch says it all: we know what we are doing.

    • Business
    • Surety Bonds
    • General Liability
    • Professional Liability
    • Excess Liability
    • Umbrella
    • Worker’s Compensation
    • Auto
    • Property
    • Crime
    • Cyber
    • Errors & Omissions
    • Employer Practices Liability (EPLI)
    • Inland Marine

    Health Benefits

    We’ve mastered striking the balance between providing compelling health benefits that protect your employees and their loved ones and reflect your company culture and doing so at a cost-effective way that supports your business. Factoring in industry and market trends and deep financial analysis, we’ll find the right approach for you. Then, we’ll help you choose from leading network of national carriers to select the options that will serve you best.

    • Fee-for-service/Indemnity health insurance plans
    • PPO, or Preferred Provider Organizations;
    • POS, or Point-Of-Service plans;
    • HMOs, or Health Maintenance Organizations;
    • Exclusive Provider Organizations (EPO);
    • Health Savings Account plans;
    • Qualified Small Employer Health Reimbursement Arrangements (QSEHRAs);
    • and more

    Life & Disability Benefits

    Today’s employees indicate a greater emphasis on life and disability benefits than previous eras. Life and disability insurance is a must-have for a compelling employee benefits package. Adamson & McGoldrick insurance solutions help you provide your team with coverage in a cost-effective way that reflects your company values. We’ll help you insure your valued team members against the financial hardships, catastrophic loss, and challenges of adjusting to an injury or death.

    • Term life insurance
    • Level term life insurance
    • Non-level term life insurance
    • Permanent life insurance
    • Whole life insurance
    • Universal life insurance
    • Indexed universal life insurance
    • Specialty life insurance
    • Final expense life insurance
    • Group life insurance
    • Accidental death and dismemberment (AD&D)
    • Joint and survivorship life insurance
    • Fully underwritten life insurance (exam required)
    • Simplified issue life insurance
    • Guaranteed issue life insurance (no exam)

    Risk Solutions

    We specialize in helping businesses grow and adapt, putting the people, systems and processes in place to continuously improve work culture and business results. cultivating a positive work culture and yielding better business results. Our clients benefit from years of careful research and expertise as we align your business system and exposures with a detailed plan to overcome them.

    • Auto
    • Claims Consulting
    • Cyber
    • Directors & Officers (“D&O”) Insurance
    • Environmental
    • Mergers & Acquisitions
    • Property
    • Human Resources/Culture/Hiring
    • Professional Business Services
    • OSHA and Compliance Consulting
    • Claims Analysis 
    • Claims Mitigation
    • Experience Rating XMOD Reduction Strategies
    • Operational Excellence Consulting
    • Lean Processes / Kaizen Consulting
    • Merger & Acquisition Strategic Planning

    EXPERT EDUCATION

    Events and Webinars

    Employee Benefits

    Q2 2025 Quarterly Compliance Webinar

    Alera Group's quarterly employee benefits compliance roundup will help you stay current on the latest national regulatory developments impacting employers.

    May 6, 2025 at 01:00 pm CT | Virtual

    Sign Up
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    Employee Benefits

    2025 Healthcare and Employee Benefits Benchmarking Report: How Does Your Benefits Program Stack Up?

    In this session, our experts will dive into the results of our annual, market-leading benchmarking survey.

    June 26, 2025 at 01:00 pm CT | Virtual

    Sign Up
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    Employee Benefits

    Dynamic Data: Strategies for Success

    Join us for this session, as our experts will share how to utilize your organization’s data to create advanced and innovative strategies for success.

    July 17, 2025 at 01:00 pm CT | Virtual

    Sign Up
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    THOUGHT LEADERSHIP

    Insights

    Employee Benefits

    Deadline for San Francisco Health Care Security Ordinance is approaching

    The annual San Francisco Health Care Security Ordinance (SF HCSO) reporting by employers that have employees who work in the City of or County of San Francisco is due by May 2, 2025. Employers should be aware of the upcoming deadline even if they are not located in San Francisco.



    The SF HCSO requires large and medium-sized employers to provide covered employees with benefits equal to or greater than the expenditure rate. Covered employees are those who have been employed for more than 90 days and who regularly work at least eight hours per week within the City of and County of San Francisco.

    April 14, 2025

    Find out more

    Property and Casualty

    International Roadcheck Is May 13-15. Is Your Commercial Transportation Fleet Ready?

    For 72 hours next month, commercial motor vehicles and drivers throughout North America will be subject to what the Commercial Vehicle Safety Alliance (CVSA) calls a “high-visibility, high-volume” inspection and regulatory compliance enforcement initiative.



    The annual event, known as the International Roadcheck, will take place at weigh and inspection stations, temporary sites and locations selected by mobile patrols from May 13-15 in the United States, Canada and Mexico.

    April 14, 2025

    Find out more

    Property and Casualty

    Improving Transportation Fleet Safety Through Gamification

    The COVID-19 pandemic pushed companies to find creative ways to engage employees as isolation hit an all-time high. Many turned to gamification — the application game mechanics such as points, badges and leaderboards to everyday tasks — to reconnect with staff and improve retention, especially around key initiatives like safety. It’s a concept so suitable for the transportation industry, it could have been conceived with truckers and other commercial auto drivers in mind.

    April 7, 2025

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    Employee Benefits

    Webinar: Is Captive Insurance the Right Solution for Your Business?

    Join Alera Group on Thursday, April 17, for "Balancing Cost and Care: Could a Captive solution be the right fit for you?", a webinar on self-insuring to reduce group Medical Insurance costs and other business expense. Our experts will discuss how Captive solutions work and what you need to consider for your own group’s needs.

    April 3, 2025

    Find out more