About Us

    Our History

    Lighthouse Group was established in 1995 with the merger of the Lighthouse Group Insurance Agency (founded in 1990) and Keuning Agency (founded in 1960). Through organic growth and acquisitions, our organization evolved into a noteworthy Michigan-based employer serving over 33,000 clients. Our locations across the state allow us to remain relationship focused and community oriented.

    On December 1, 2020, we merged with the nation’s 17th largest agency, Alera Group. This partnership has brought the capabilities and resources of a national firm while allowing us to maintain the local service our clients have come to know and love.

    Meet Our Team

    Tom Helmstetter

    Managing Partner
    Tom Helmstetter

    David Hildenbrand

    Senior Vice President
    David Hildenbrand

    Liberty Hoffman

    Training & Development Manager | Property & Casualty
    Liberty Hoffman

    Alexis Holmes

    Director of Sales Enablement
    Alexis Holmes

    EXPERT EDUCATION

    Events and Webinars

    Employee Benefits

    Is Tech-Enabled Brokerage Right for You?

    Our experts will lay out what tech-enabled brokerage is, how it works and why it makes sense for the right organizations.

    September 19, 2024 at 01:00 pm CT | Virtual

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    Webinar graphic - Alera Engage

    Employee Benefits

    Meeting the Needs of an Aging Workforce

    Our experts will provide tips and insights about how to incorporate Medicare, menopause benefits, retirement, communications best practices and other hot topics for older workers into your program successfully and without breaking the bank.

    October 17, 2024 at 01:00 pm CT | Virtual

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    Webinar Graphic - Alera Engage

    Employee Benefits

    When Captive Insurance Makes Sense

    In this session, our experts will talk about how captives work, the advantages and disadvantages and what you need to know to determine whether they make sense for your organization.

    November 21, 2024 at 01:00 pm CT | Virtual

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    Webinar Graphic - Alera Engage

    THOUGHT LEADERSHIP

    Insights

    Property and Casualty

    General Liability Insurance in 2024: Navigating a Complex Landscape

    While some aspects of General Liability Insurance have largely turned a corner from a prolonged hard market, the outlook in other areas looks much less cheery. Overall, the market has finally improved after several challenging years, offering signs of stabilization.

    September 12, 2024

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    Employee Benefits

    Preparing for 2025: Creditable Coverage, Enrolling in Medicare and HSA Contributions

    With significant changes coming in 2025 to creditable coverage determinations, employers and employees may have questions on what that means for them, whether they make the decision to enroll in Medicare Part D or continue to have coverage under their group health plan.

    September 5, 2024

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    Employee Benefits

    Webinar: Better Benefits Administration and Lower Costs

    If you don’t have expert assistance to guide you and your organization in the in using a sophisticated benefits portal, you’re wasting a lot of the money your business has invested — and probably frustrating the employees you mean to serve. Working with a brokerage that offers not only a leading-edge benefits portal but also year-round support and services enables your employees to seamlessly access, understand and navigate the portal, creating a positive benefits experience.

    September 5, 2024

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    Employee Benefits

    Medicare Part D Creditability Determinations for Non-Calendar Year Plans

    In 2003, the Medicare Prescription Drug, Improvement, and Modernization Act (MMA) added a voluntary prescription drug benefit to the Medicare program. The benefit, known as Medicare Part D or “Part D,” is an optional program for Medicare beneficiaries to access covered prescription drugs at a lower cost. In 2022, the Inflation Reduction Act (IRA) was signed and set into motion changes to Part D benefits, with additional impact on employers in 2024 and 2025.

    September 5, 2024

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