Rochester, NY

    About Us

    Founded in 1965, Relph Benefit Advisors provides relief to employers offering comprehensive, competitive benefits to their employees.

    This includes strategic planning, funding options, and data analytics for health and welfare plans. We offer custom funding options designed not-for-profits, private education, and municipalities. 

    In 2016 we became founding partners in Alera Group. Our clients benefit from greater national resources, broad expertise in all areas of risk and wealth management, and our collaborative approach to problem-solving.

     

    Hours
    Business Hours:  Monday – Friday 8am-4:30pm

     

    Are you an employee needing help with enrolling or a benefits question?
    Please call 800-836-0026 or email employeeservices@relphbenefitadvisors.com

    Resources

    Are you looking for a new Benefits Broker or TPA?
    Call 800-836-0026, and a Alera Group representative will contact you.

    EXPERT EDUCATION

    Events and Webinars

    Employee Benefits

    2025 Healthcare and Employee Benefits Benchmarking Report: How Does Your Benefits Program Stack Up?

    In this session, our experts will dive into the results of our annual, market-leading benchmarking survey.

    June 26, 2025 at 01:00 pm CT | Virtual

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    Employee Benefits

    Dynamic Data: Strategies for Success

    Join us for this session, as our experts will share how to utilize your organization’s data to create advanced and innovative strategies for success.

    July 17, 2025 at 01:00 pm CT | Virtual

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    Employee Benefits

    Preparing for Open Enrollment: How to Engage and Educate Your Employees on Their Total Benefits Package

    In this session, our experts will share guidance on setting yourself up for success during Open Enrollment.

    August 21, 2025 at 01:00 pm CT | Virtual

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    THOUGHT LEADERSHIP

    Insights

    Employee Benefits

    Agencies Push Pause Button on Enforcement of MHPAEA 2024 Final Rule

    On May 15, 2025, the Department of Labor, Department of Health and Human Services, and the Treasury Department (collectively, the “Agencies”) released a statement regarding the Agencies’ recent request for abeyance of a lawsuit filed by the ERISA Industry Committee (“ERIC”) in the U.S. District Court for the District of Columbia that challenged certain aspects of Mental Health Parity and Addiction Equity Act (MHPAEA) Final Rule (“2024 Final Rule”) relating to nonquantitative treatment limitation comparative analyses (“NQTL analyses”).

    May 16, 2025

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    Employee Benefits

    IRS Releases 2026 HSA Contribution Limits and HDHP Deductible and Out-of-Pocket Limits

    In Rev. Proc. 2025-19, the IRS released the inflation adjusted amounts for 2026 relevant to Health Savings Accounts (HSAs) and high-deductible health plans (HDHPs). The table below summarizes those adjustments and other applicable limits.

    May 5, 2025

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    Employee Benefits

    A Challenge for Mental Health Awareness Month: Make It Enjoyable

    Achieving and maintaining wellbeing takes work, but that doesn’t mean it can’t be enjoyable and even fun. May is Mental Health Awareness Month, and with that comes Alera Group’s annual Mental Health Awareness Toolkit, this year featuring something we believe employers and their entire organizations will really enjoy: the 31-Day Challenge for Positive Wellbeing.

    April 29, 2025

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    Employee Benefits

    Deadline for San Francisco Health Care Security Ordinance is approaching

    The annual San Francisco Health Care Security Ordinance (SF HCSO) reporting by employers that have employees who work in the City of or County of San Francisco is due by May 2, 2025. Employers should be aware of the upcoming deadline even if they are not located in San Francisco.



    The SF HCSO requires large and medium-sized employers to provide covered employees with benefits equal to or greater than the expenditure rate. Covered employees are those who have been employed for more than 90 days and who regularly work at least eight hours per week within the City of and County of San Francisco.

    April 14, 2025

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