Meet Our Team
Craig Zinsmeyer
Senior Partner
Craig is a native of San Antonio and a graduate of Winston Churchill High School. Upon graduating he attended Pensacola State College in Pensacola, Florida. He joined AMCORP in 1989. He has held various positions within AMCORP and is currently Senior Partner. Using his in-depth knowledge of the latest industry products and trends, Craig has grown the employee benefits side of the business by over 70%. Under his leadership, AMCORP now offers everything from online enrollment to complete benefit ACA compliance, in addition, to benefit consulting.
Craig previously served on The Winston School Board of Directors where he helped guide the school through a very aggressive growth period and helped them move to a new campus. He also served as the President of the San Antonio Christian School Booster Club. When he is not at work you can find Craig behind his BBQ Trailer Pit serving his clients and the community some of the Texas Best Brisket, Ribs, and Chicken.
Vincent Zinsmeyer
Senior Partner
Vincent Zinsmeyer is a Senior Partner with Alera Financial Services and has been serving clients since 1987. He specializes in retirement planning, comprehensive financial planning, wealth management, and life insurance strategies. Vincent also works closely with business owners on 401(k) plans, executive retirement programs, key person insurance, business succession planning, and buy-sell agreements. Throughout his career, he has been committed to helping individuals, families, and businesses make informed financial decisions through personalized guidance, objective advice, and long-term planning strategies designed to support their financial goals and legacy objectives.
Registered Representative with Osaic Wealth, Inc member FINRA/SIPC and an Investment Advisor Representative with Alera Investment Advisors, LLC. Osaic Wealth, Inc and Alera Investment Advisors, LLC are not affiliated.
Mike Noyes, CEBS, GBA, CMS
Managing Partner
Mike is the co-founder and the Managing Partner of Alera Group: Texas in Houston. For over 15 years he has focused on the consulting of corporate health and welfare programs. Mike has extensive managed care experience, expertise in ASO contracts, and alternately funded group insurance programs. He is involved in all aspects of negotiations, plan architecture, contribution strategy, carrier selection, employee communication plan, and ongoing support.
For his clients, Mike’s most significant contribution is his commitment to helping them get the attention, strategic analysis, and breadth of solutions generally reserved for larger corporations.
Before starting Alera Group: Texas, Mike was a Principal and Employee Benefits Division leader of one of the largest consulting firms in East Texas. He was also a Consultant with Great-West HealthCare (now a part of Cigna) and New England Financial. His job responsibilities were to assist the broker and consultant marketplace to produce self-funded sales in the mid-market employee segment.
Mike is a native Houstonian and a graduate of Texas State University with a degree in Finance. He is a frequent speaker and presenter for events throughout the region, an advisor for the National Employee Benefits Advisory Forum (NABF), and also volunteers with the Houston Livestock Show and Rodeo. Mike currently resides in Sugar Land, Texas with his wife and three kids.
EXPERT EDUCATION
Events and Webinars
Employee Benefits
AI Advantage in Benefits: Practical Use Cases That Support HR and Employees
A practical view of how AI can support benefits teams while improving the employee experience.
November 17, 2026 at 01:00 pm CT | Virtual
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Employee Benefits
The Compliance Pathway Q4
Don't miss this ongoing opportunity to ensure you comply with current regulations and are prepared for what's ahead.
December 2, 2026 at 01:00 pm CT | Virtual
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THOUGHT LEADERSHIP
Insights
Employee Benefits
Legal Alert: IRS Adjusts Health Flexible Spending Account and Other Benefit Limits for 2027
The Internal Revenue Service (IRS) recently released Revenue Procedure 2026-35, which increases the health flexible spending account (FSA) salary reduction contribution limit to $3,500 for plan years beginning in 2027, an increase of $100 from 2026. Thus, for health FSAs with a carryover feature, the maximum carryover amount is $700 (20% of the $3,500 salary reduction limit) for plan years beginning in 2027. When carrying over funds from 2026 to 2027, 20% of the $3,400 salary reduction limit for 2026 is $680.
November 10, 2026
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Quarterly Market Update
Current Market and Economic Conditions. October 2026
November 6, 2026
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Legal Alert: IRS Issues ACA Affordability Percentage Adjustment for 2027
The Internal Revenue Service (IRS) has released Rev. Proc. 2026-26.
July 24, 2026
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Commercial Real Estate Insurance Market Shows Signs of Relief, With Conditions
There are emerging signs that the commercial property insurance market is beginning to soften. However, the benefits of this shift are not being felt uniformly across all real estate portfolios.
July 16, 2026
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