Employee Benefits

Built on a belief that we are stronger together, we tap into our national community of problem solvers to deliver local, optimized benefits solutions to help grow and protect your business.

Solutions Tailored to Your Organization

At Alera Group, our network of local offices is powered by a unique model of collaboration. As a client, you have the peace of mind that comes from working with a trusted local partner, backed by national expertise and resources to address your most complex challenges. Working together, we collaborate for your success.

Optimized Solutions

Customized to help grow and protect your business.

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Personal Partnerships

Service and advocacy by people you know and trust.

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National Collaboration

Access to deep expertise and resources to solve your complex challenges.

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Absence Management

Customized and compliant absence management programs that improve return-to-work rates and decrease employee absences.

Advanced Health Plan Strategies

Data-driven, advanced health plan strategies and solutions to help you contain costs and enhance the quality of care provided.

Alternative Funding

Expertise and vendor partnerships in all facets of risk and funding arrangements that help you put the right structure in place for your organization.

Benefits Optimizer

Comprehensive and proprietary three-step solution for mid-size and large organizations to help lower healthcare costs while enriching benefits programs.

Captive Solutions

Turnkey Group Captive backed by expertise in designing and implementing innovative captive funding solutions for both fully and self-insured clients.

Individual Coverage

Individual plan solutions for employees in transition.

International Benefits

Access to an international team with vast experience in all facets of global benefits that can help you navigate from initial expansion to ongoing oversight.

Lumity

Lumity, an Alera Group Company, offers growing organizations access to data, tools and expertise to implement a cost effective and scalable benefits program.

Pharmacy Management

Dedicated team of experienced, in-house Pharmacy Benefits Management experts with the knowledge, market leverage and purchasing power to help you contain costs and improve outcomes.

Voluntary Benefits and Enrollment Solutions

A broad range of supplemental benefits to help you fill in any gaps in core offerings, attract and retain top talent and contain benefits spending.

Wellbeing

Dynamic and holistic approach to wellbeing that supports you in engaging, retaining and recruiting top talent.

Benefits Benchmarking

Expertise, tools and insights to help you evaluate how your plan stacks up to maximize cost savings and give you a competitive edge.

Education and Training

Insights
News
Events & Webinars
Client portal

Actuarial and Finance

Experienced team of actuaries with expertise in all aspects of pricing, underwriting, reserving and financial analysis for both self- and fully insured organizations.

Benefits Administration

Experienced consultants and leading-edge solutions to optimize your benefits plan and simplify benefits enrollment and management.

Communications and Engagement

Dedicated communications practice to help you educate and engage your employees to make informed benefits choices during annual enrollment and year-round.

Benefits Compliance

National compliance expertise and resources to help you stay on top of changing regulations and navigate complex business challenges.

PEO Solutions

The largest PEO consultant in the industry, PEO Spectrum, an Alera Group company, is a leader in helping small to mid-sized businesses reduce HR and health insurance costs.

Population Health and Data Analytics

Tools and expertise to analyze data across your organization and help contain health spending, while meeting the diverse needs of your population.

Total Program Management

Expertise, market leverage and tools to deliver a competitive benefits program and contain rising healthcare costs.

HR Operations and Technology Consulting

Consultative approach to help you implement the right benefits technology at the optimal price.

Life and Disability

Expertise and support in providing life and disability coverage as an important part of a cost-effective benefits program, offering employees the income protection they seek and employers a leg up in the market.

Impact groups

Internal workgroups of subject matter experts collaborate to build best-in-class national solutions for our clients.

Carrier and Vendor Renewal Management

Carrier and Vendor Renewal Management.

Solutions for all Stages of Business

From identifying and securing the right benefits at an optimal price to helping you streamline benefits administration and manage complex benefits challenges, your local Alera Group partner is there for you every step of the way.

Small Business

Suite of solutions tailored to the needs of small business owners.

Middle Market

Suite of solutions tailored to the needs of business owners.

Large/Complex

Dedicated team of experts focused on developing leading-edge solutions and strategies to address complex and emerging risks.

Large/Complex businesses

2023 Employee Benefits Market Outlook

Our EB Market Outlook includes information your organization needs to tackle pressing issues of the day.

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2023 Healthcare and Employee Benefits Benchmarking Report

The results of our fourth annual survey can help you create a competitive employee benefits program.

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Events and Webinars

Employee Benefits

Q4 Compliance Update

Alera Group's quarterly employee benefits compliance roundup will help you stay current on the latest national regulatory developments impacting employers.

December 3, 2024 at 01:00 pm CT | Virtual

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Employee Benefits

Setting Your Strategy for the New Year: Alera Group's 2025 Employee Benefits Market Outlook

Our experts will highlight key results from Alera Group’s 2025 Employee Benefits Market Outlook Report and explain how these trends can impact your benefits program this year.

January 16, 2025 at 01:00 pm CT | Virtual

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Featured Insights

Employee Benefits

Avoiding an Employee Lawsuit Over a Tobacco Surcharge Claim

Tobacco surcharges on health insurance premiums for employees who use tobacco products are attractive options for employers looking to keep their workforce healthy while lowering their organization’s healthcare costs. But surcharges can go too far, and many employers may be unaware of the limitations. Alera Group's new whitepaper on tobacco surcharges is designed to assist employers in complying with federal regulations.

November 19, 2024

Employee Benefits

Q4 Considerations: New HIPAA Privacy Considerations

Earlier this year, the Department of Health and Human Services (HHS) issued a Final Rule titled HIPAA Privacy Rule to Support Reproductive Health Care Privacy.

November 15, 2024

Employee Benefits

Spotlight on 2025 Benefit Limits

The IRS has released the 2025 benefit plan limits. The following chart shows some of the key limits for the 2023, 2024 and 2025 tax years.

November 15, 2024

Employee Benefits

Courts Ablaze with Tobacco Surcharge Class Action Lawsuits

Tobacco surcharges, or an increase in premiums for employees who use tobacco products, are attractive to employers looking to keep their employee population healthy and lower their healthcare costs. But they can go too far, and many employers might not be aware of the limitations.

November 15, 2024

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