Strategies for Business Owners
The caliber of wealth services your business requires can be achieved only when specialized know-how is paired with a deep understanding of your unique business needs. You need people who understand you … and who bring experience to the table.
Alera Group Wealth Services is a network of offices across the U.S., serving businesses nationwide. Each of our professionals specializes in specific aspects of wealth services, collaborating with colleagues to forge truly comprehensive strategies for you.
Wealth Management
Investment Management
Applying a client-centric approach to craft portfolios that align with your financial goals, accommodating a range of investment sizes.
Legacy and Estate Planning
Helping to plan and implement strategies designed to safeguard your wealth to avoid unnecessary taxes, supporting a smooth transition to the next generation.
Financial Planning
Crafting personalized financial roadmaps that not only match your short-term needs but also consider your long-term financial health and prosperity.
College Funding
Offering tailored strategies to make educational savings more effective, aiming for a bright future for your children without compromising your financial well-being.
Retirement Planning
Navigating complexities such as asset allocation, Social Security benefits and withdrawal strategies in an effort to support a secure and comfortable retirement.
Charitable Giving
Optimize your philanthropic contributions by structuring donations to maximize impact and potential tax benefits.
Wealth Protection and Transfer
Life Insurance for Tax and Estate Planning
Specializing in the strategic use of life insurance for smoother wealth transfer, estate liquidity and tax optimization.
Disability Insurance
Offering income protection solutions against unforeseen disability, ensuring that you can maintain your lifestyle and meet financial obligations.
Life Insurance
Providing policies to protect against potentially devastating financial loss.
Long-Term Care Insurance
Providing coverage that can help lessen financial burdens, preserving both your wealth and quality of life.
Private Placement Life Insurance
Combines asset management and life insurance, specifically designed for high-net-worth individuals seeking a holistic solution.
Life Settlements
Enabling you to trade existing life insurance policies for immediate liquidity, providing financial flexibility when you need it most.
Business Wealth Solutions
Supplemental Executive Benefits
Enhancing your ability to attract and retain top-tier talent with customized additional benefits that distinguish you in the competitive talent market.
Split-Dollar Funding
Offering a balanced dual-benefit Life Insurance strategy that simultaneously serves the financial interests of your company and its executives.
Continuity and Succession Planning
Streamlining the process to ensure a seamless transition and long-term stability, tailored to the specific needs and dynamics of your business.
Deferred Compensation Plans
Providing tax-efficient income deferral options to enhance your executives’ financial futures while strengthening their commitment to your organization.
Key Person Life Insurance
Mitigating the operational and financial risks associated with the loss of key personnel, ensuring that your business remains resilient and profitable.
Restrictive Executive Bonus Plans
Aligning executive performance with business goals through customized, performance-based incentives that motivate and reward top-tier work.
Our Offices
In our unique model, you're assured of in-house assistance designed to help you meet your financial goals—including both asset management and preservation strategies. Unlike other firms, we don't leave our clients to fend for themselves in the intricate landscape of wealth services.
Get to Know Our Team
We encourage you to connect with our team of professionals. Typically, a new client relationship kicks off by discussing potential strategies with a specialist at one of our local offices. This professional then takes on the role of your financial coach.
EXPERT EDUCATION
Events and Webinars
Wealth Services
State of the Markets
Join us as we unveil the factors that drive the nation's financial pulse and how they may impact your personal finances.
October 23, 2024 at 11:00 am CT | Virtual
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THOUGHT LEADERSHIP
Insights
Property and Casualty
Assisted Living and Skilled Nursing Sector Vulnerable to Cyber Threats and Staffing Mandates
After a challenging 2023, Property Insurance rates are more stable midway through 2024. However, environmental exposures, new staffing mandates and cyber threats persist. And with over 16,900 skilled nursing facilities and 30,600 assisted living communities in the U.S. accommodating millions of residents, the sector faces unique challenges.
July 23, 2024
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Retirement Plan Services
The Magic Number Gap: Bridging the Divide Between Expectations and Reality
A troubling trend has emerged in the retirement planning space: The “magic number” — or amount of money Americans believe they need to retire comfortably — has surged to an all-time high, even as actual retirement savings have declined. This growing disparity or “magic number gap,” highlights a significant and escalating challenge for both participants and plan sponsors.
July 17, 2024
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Property and Casualty
Why a Crop Insurance Broker Is an Essential Partner for Agricultural Producers
In a volatile environment for agriculture business, a thorough, customized program of risk management and property and casualty insurance ― including Crop Insurance ― is essential. And for that, farmers, ranchers and other growers need to work with a certified Crop Insurance broker.
July 16, 2024
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Cybersecurity and How to Deal with Data Breaches as a Plan Sponsor
Retirement funds are a target for cybersecurity attacks and identity fraud more than ever before. For most people, their retirement account is one of their biggest assets and they rarely check it. This makes these accounts a prime target for cybercriminals. Data breaches with recordkeepers are common.
July 10, 2024
Find out more Certain individuals associated with Alera Group are registered to offer investment advisory services and/or offer securities. Additional information on Alera Group's affiliates can be found by following the firm’s link on the locations page. Find more information on individuals registered with FINRA on FINRA's BrokerCheck.